Ariel Montes is a Series 66 licensed financial advisor with Merrill, based in Jacksonville, FL, and has 13 years of industry experience. He has been associated with Merrill since 2010 and with Bank of America N.A. since 2012. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates model-based and discretionary investment strategies within Bank of America’s broader platform, offering access to a wide range of products and services.

Derek Martel is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Fidelity Brokerage Services LLC and WAM Health Technologies, as well as teaching positions at Pellissippi State Community College and St Johns River State College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

Michael De Bellis is a ChFC® credentialed financial advisor with 26 years of industry experience. He has been with Edward Jones since 2019 and previously worked at Madison Avenue Securities, Anders & Anders Financial Group, and TIAA-CREF. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a substantial national presence with over 23,000 financial advisors.

Michael Young is a financial advisor with LPL Financial and holds the Series 66 designation. He has 13 years of industry experience, including prior roles at Fidelity Brokerage Services, CUSO Financial Services, and Community First Credit Union of Florida. He is also involved with Community First Investment Services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and a variety of portfolio management options.

Will Sackman is a Planning Consultant at Fidelity Investments, where he collaborates with a team to help clients develop clear and comprehensive financial plans. He focuses on understanding clients' goals, family situations, and investments to create tailored plans using Fidelity's resources and expertise. Will has held several positions at Fidelity Investments, including Relationship Manager and Financial Representative, demonstrating experience in client relationship management and financial representation. Prior to joining Fidelity, he completed a Wealth Management internship at Raymond James. He holds insurance licenses in Arkansas and California. Outside of his professional role, Will's personal interests include beach activities, boating, fitness, and golf.

Casey Carlson is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 and Series 63 designations. His work history includes roles at Merrill since 2015 and Bank of America, N.A. since 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, providing access to a wide range of investment products and services.

Christopher Bach is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017 and Bank of America, N.A. since 2019. Prior to his finance career, he was involved with AAA Parking/The Four Seasons and the University of Central Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other organizations.

Bradley Caldwell is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2019, following a four-year tenure at Bridgeline Transportation. Outside of advising, he works as a freelance transcription consultant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Halley Mc Kenzie is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2006. Outside of her advisory role, she is a wellness advocate for doTERRA International, LLC, where she holds classes and conducts product sampling. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations with model-based and discretionary investment strategies integrated into Bank of America’s platform.

Zachary Steinberg is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 10 years of industry experience. He has been with Bank of America and Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Chase Michael is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 66 and Series 63 credentials and has worked at major firms including Fidelity Brokerage Services LLC and Wells Fargo prior to joining Charles Schwab in 2018. He has also been involved with Florida State College at Jacksonville for six years. Charles Schwab & Co., Inc. serves a large client base consisting primarily of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model supplemented by access to discretionary separately managed accounts, delivering investment guidance via multi-asset model portfolios and centralized custody and order-routing arrangements.

Shaun Jacobs is an Investment Consultant who focuses on helping clients develop plans to reach their financial goals. He has experience working at Fidelity Investments, where he served as a Workplace Planning Consultant from 2023 to 2025 and as a Workplace Planning Associate from 2022 to 2023. His professional background involves workplace planning and investment consulting. Outside of work, Shaun enjoys baseball, attending concerts, spending time with pets, and reading.

Christopher Lucero is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and six years of industry experience. He has been with Merrill since 2013, with additional tenure at Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and related investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America allows access to a broad range of products and services within its managed account platform.

Nirmal Patel is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and J.P. Morgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Jessica Kates is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, where she has worked since 2010, accumulating 16 years of industry experience. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of investment strategies implemented by Managed Account Advisors LLC and third-party or affiliated managers, integrated within Bank of America’s corporate platform.

Raven Lowther is a financial advisor at Merrill with one year of industry experience and holds the Series 66 designation. Prior to joining Merrill, Lowther worked at Clean Energy Resolutions LLC and has experience in the retail and food service sectors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

James Spilman is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management, based in Jacksonville, Florida. He has been with Merrill Lynch since 1985 and brings over 30 years of investment experience to his role. James offers clients customized wealth management advice and personalized service in areas such as retirement planning, tax minimization strategies, portfolio construction, college education planning, liquidity management, and both individual and corporate investment strategies. James holds a Bachelor's Degree in Accounting from the University of Tennessee at Martin and is a Personal Investment Advisor (PIA). His approach is grounded in understanding each client's objectives and maintaining open communication to help meet their financial goals. As he approaches his 40th anniversary with Merrill in 2025, James continues to assist clients in achieving their financial goals and objectives. Outside of his professional work, James participates in community service through volunteering with local organizations. His personal interests include baseball, basketball, biking, football, golfing, tennis, and spending time with his family.

Chad Dixon is a financial advisor with J.P. Morgan Securities in Saint Augustine, FL, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Merrill, Regions Bank/Cetera, and GLP Investment Services/Asset Allocation Strategies. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Christopher Bouton is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, providing access to a wide array of products and services.

Leon Hires is a financial advisor at Fidelity with 22 years of industry experience. He holds a Series 66 designation and has been with Fidelity Investments in various capacities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and employs systematic methodologies alongside AI and long-term asset allocation benchmarks.