Justin Wees is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Brendan Davis is a financial advisor with Cetera and holds a Series 66 designation, bringing 12 years of industry experience. He has worked at several firms including Merrill, Bank of America, and Nationwide Investment Services Corporation. Outside of his advisory role, he is a notary and manages rental properties. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party managers.

Ryan Pinkerton is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. His prior roles include positions at Securian Financial Services, North Star Resource Group, Minnesota Life Insurance Co, and CRI Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and incorporates various investment strategies supported by internal and third-party research.

Renata Jaskiewicz is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. She has been with LPL Financial since 2010. Outside of her advisory role, she is a notary public and also works as a tax preparer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research from multiple sources, and various technological tools.

Robert Demmler is a financial advisor with Merrill based in La Jolla, CA. He holds Series 63 and Series 65 designations and has 51 years of industry experience. His career includes long-term tenure at Merrill and Bank of America, dating back to 1971. Merrill provides managed account services through the Select Portfolio Solutions program, serving individual, high-net-worth, pension, charitable, and corporate clients. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Dan Foster is a CFP®-certified financial advisor with 41 years of industry experience, currently affiliated with Cetera. He has worked at AIM Financial Consulting Group Inc. since 1984 and has been associated with Cetera Advisors LLC since 2014. Outside of his advisory roles, he is involved in nonprofit work through The Alley Food Ministry, which provides food to homeless and food-insecure individuals, and volunteers pro bono financial advice for Homes for Our Troops, a foundation supporting disabled veterans. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management solutions through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies, supported by comprehensive supervisory and review processes.

Alexander Brewer is a financial advisor at Morgan Stanley in La Jolla, CA, holding a Series 66 license with one year of industry experience. His prior roles include positions at RBC Capital Markets, The Vanguard Group, and RiverSource. Outside of advising, he is a partner in Malu Co LLC, a retail and online sales business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Jesus Loje Sanchez is a Financial Advisor with Merrill Lynch Wealth Management. He has over eight years of experience in the financial services industry and builds his practice by offering tailored financial planning strategies to both personal and institutional clients. Jesus is bilingual, fluent in English and Spanish, which allows him to connect with a diverse client base and help them optimize their financial health. He specializes in areas including family wealth management, retirement planning, portfolio management, small business strategies, socially responsible investing, tax minimization, and retirement income. Jesus holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation and has obtained a High School Diploma from Santana High School as well as an Associate's Degree from Grossmont College. A native of San Diego, Jesus grew up in the east county communities and enjoys an active lifestyle. His personal interests include cooking, music, skiing, surfing, and watching movies.

Ana Cuadras is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2019. Her prior work experience includes roles at Uber, Petsmart, The Container Store, and the University of Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that integrate global market insights without providing individual security recommendations as part of standalone planning.

Jackson Cusick is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, North Star Resource Group, and Minnesota Life Insurance Co. His work history also includes experience at Securian Financial Services Inc and CRI Securities LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, relying on research and analytics from Wells Fargo Investment Institute and third-party sources.

John Hardin II is a financial advisor with Primerica Advisors in Chula Vista, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Primerica Advisors since 1998 and has prior experience with organizations including San Pasqual Academy and New Alternatives Group Home. Outside of his advisory role, he is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment models.

Reynaldo Pajarillo is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. His prior work includes roles at TD Ameritrade, Thrivent Advisor Network, and Apex Fintech Solutions. He is currently based in San Diego, CA. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Amanda Bonomi is a CFP® with 18 years of industry experience, currently affiliated with OSAIC. Her prior roles include positions at Securities America Advisors, Inc. and Foothill Securities, Inc. She is also the owner of Bonomi Financial, Inc., which provides tax preparation and planning services, and serves as Vice President of Jade San Diego, a nonprofit supporting youth athletics in low-income areas. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through an extensive network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes, operating both discretionary and non-discretionary accounts.

Kyle Campa is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investments.

George Lafear Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. His work history includes multiple tenures at Primerica Advisors, as well as roles at the University of Redlands and Morongo Casino Resort and Spa. He is involved in sales of investment-related products and home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jonathan Anderson is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with multiple firms, including Girard Securities and Summit Brokerage Services. He serves as treasurer of the nonprofit Legatus. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party investment strategies.

Robert Kinslow is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously held roles at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to guide investment decisions.

Scott Kilian is a CFP®-certified financial advisor with 23 years of industry experience, currently with LPL Financial since 2015. He is based in La Mesa, CA and holds Series 66 and Series 63 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and investment management options supported by research and technology solutions.

Valerie Saucedo is a CFP® with six years of industry experience currently advising at LPL Enterprise. Her prior roles include positions at UBS Financial Services and The Prudential Insurance Company of America. Based in San Diego, CA, she holds the Series 66 registration. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management programs, and a range of brokerage and insurance products supported by an integrated platform combining advisory programs with financial product sales.

Alfonso Barros is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at UBS since 2018, following two years as a self-employed advisor. Outside of his advisory role, he serves as a Trustee and Treasurer for El Museo del Barrio, a New York City museum focused on Latino and Latin American art. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, employing model-based asset allocation and proprietary research to tailor financial plans. The firm combines wealth management services with institutional trading capabilities and provides a broad range of capital markets and advisory products.