Michael Muniz is a financial advisor with Integrated Wealth Concepts LLC in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has worked at Integrated Wealth Concepts since 2019 and previously spent four years with Lincoln Financial Advisors Corporation. Integrated Wealth Concepts serves a broad client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach with customized portfolios and a range of model and wrap options.

Richard Soennichsen is a CFP® professional with 40 years of industry experience. He is currently with Independent Financial Group, LLC and has held prior roles at Grove Point Advisors, LLC, Grove Point Investments, LLC, and H. Beck, Inc. He is also a licensed California insurance agent. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives.

Michael Mays is a financial advisor at Stratos Wealth Partners, Ltd. in San Diego, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Stratos Wealth Partners and affiliated with LPL Financial since 2013. Outside of his advisory role, he serves as Treasurer and 50% shareholder of JSMD Wealth Management, Inc. Stratos Wealth Partners provides advisory services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and institutional clients. The firm offers portfolio management, financial planning, and access to third-party advisory solutions through its open-architecture Strategic Wealth Management platform, emphasizing active monitoring and asset allocation across multiple custodians and sub-advisors.

Ethan Kearns is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. He holds the Series 66 designation and has prior experience at Ameriprise Financial Services, LLC and Equitable Advisors, LLC. Outside of his advisory role, he has been involved in entrepreneurial activities including operating a custom upholstery business. Fifth Third Securities, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through both investment advisory and brokerage services. The firm offers multiple program types on the Passageway Managed Account platform, utilizing third-party portfolio managers and various investment strategies such as SMA models, tax-overlay services, and direct indexing.

Danny Recht is a Series 66-licensed financial advisor with 17 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. He has worked in various roles at both firms since 2016. Recht serves on the board of the Friends of the Israel Defense Forces (FIDF) and is a member of the San Diego Council for AIPAC, engaging in community and international relations activities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, and a range of advisory programs, utilizing both proprietary and third-party investment strategies.

John Himmel is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 63 and Series 66 licenses and is based in Carlsbad, CA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model combines proprietary financial planning with managed account solutions and is closely tied to Empower’s recordkeeping and administrative platforms.

David Delarosa is a financial advisor at Ameritas Advisory Services, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Ameritas and its affiliated companies since 2008. In addition to his advisory role, he operates a sole proprietorship focused on assisting clients with the preparation of informational returns for retirement plans. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a variety of discretionary and non-discretionary programs utilizing both in-house and third-party investment managers.

Troy Pearson is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Independent Financial Group since 2004. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

David Cariani is a CFP® and CFA® with 18 years of experience in financial advisory. He is currently with Private Advisor Group, LLC, where he has worked since 2022. Prior to that, he held advisory roles at Centura Wealth Advisory and Reilly Financial Advisors. Outside of his advisory work, Mr. Cariani operates under the business name Advanced Wealth Advisory, LLC. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing various investment strategies and third-party platforms.

John Nielander is a financial advisor with Cerity Partners LLC in San Diego, CA. He holds a Series 65 credential and has less than one year of industry experience. Prior to joining Cerity Partners, he spent several years in full-time education and held positions at the University of San Diego. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection processes, incorporating proprietary quantitative screens and third-party managers, and offers access to alternative and private-market investments.

Brian Solomon is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Prior to joining Kestra in 2025, he spent 20 years with Independent Financial Group, Inc. and Independent Financial Group, LLC. Outside of his advisory role, he is the owner of Solomon Wealth Management, a tax and accounting firm, and serves on the board of the Boys and Girls Club of Northwest San Diego. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual clients. The firm offers a range of services from fiduciary consulting and plan-level investment advice to employee education and pooled plan solutions, supporting complex products within a supervisory framework and serving large institutional investors.

Jennifer Hart is a financial advisor with Stratos Wealth Partners, Ltd, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Stratos Wealth Partners since 2010 and has also worked at LPL Financial, LLC since 2017. Stratos Wealth Partners provides advisory services to a diverse client base, including individual investors, trusts, charitable organizations, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, utilizing multiple custodians and a variety of affiliated and third-party sub-advisors.

Cara Witt Landefeld is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill Lynch, Bank of America, and EquityBee prior to her current role. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

Constance Cook is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 credentials and 38 years of industry experience. She previously worked at Legacy Retirement Advisors and the Independent Financial Group. Cook is president of Cook Wealth Advisors, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Taylor Hindle is a CFP® professional with 10 years of industry experience. He is currently with Mariner Wealth Advisors, where he has worked since 2023. Prior to that, he held roles at Aldrich Wealth LP, Tate Asset Management, and Fidelity. He serves on the Board of Directors for Lifeline Community Services in Vista, CA. Mariner Wealth Advisors serves a diverse client base including individuals, high-net-worth households, pension plans, trusts, and charitable organizations, providing investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party manager allocations and offers extensive tax, accounting, and family office services alongside traditional portfolio management.

Stephen Kelly is a CFP® with 10 years of industry experience, currently affiliated with Guardian Life in San Diego, CA. He has worked at Guardian Life and Park Avenue Securities since 2016. Outside of his advisory role, he is involved with Liberty ID, a business focused on identity restoration. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, retirement plan consulting, and a range of investment advisory programs through proprietary and third-party models.

Jonas Noack is a CFA® charterholder with two years of industry experience. He is currently an advisor at Mercer Global Advisors Inc., where he has worked since 2023. Prior to joining Mercer, he held roles at Northrop Grumman, Meketa Investment Group, and Berkshire Hathaway Homestate Companies. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts.

Brian Buehring is a financial advisor at D.A. Davidson & Co. with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been with D.A. Davidson since 2017. Prior to that, he worked at Nuveen Securities, LLC from 2014 to 2016. D.A. Davidson & Co. offers investment advisory and brokerage services to a broad client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Mark Welsh is a financial advisor at Integrated Wealth Concepts LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Laurel Wealth Advisors, Inc. since 2011 before joining Integrated Wealth Concepts in 2023. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios that combine mutual funds, ETFs, equities, and fixed income with both internally managed and third-party strategies.

Trevor Lattin is a financial advisor at Integrity Alliance, LLC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Lion Street, Inc. and Executive Benefit Solutions, where he is also an owner involved in health and life insurance sales. He serves as a board member for Last Race Ranch, a nonprofit organization providing new homes for retired racehorses. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers a range of investment management, financial planning, and retirement consulting services, utilizing multiple platforms and investment approaches tailored to client needs.