Torrie Wulf is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018, following seven years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Richard Lavold is a financial advisor with Merrill in Chandler, Arizona, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Merrill since 2013 and concurrently at Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dino Goegan is a financial advisor with Edward Jones in Chandler, Arizona. He holds Series 66 and Series 63 designations and has 32 years of industry experience, all with Edward Jones since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aidan Rojas is a financial advisor at Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 credentials with two years of industry experience. Prior to joining Morgan Stanley, he worked at The Vanguard Group and has a background that includes various roles at Grand Canyon University and in the food service industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs with a financial planning process centered on structured discovery and firm-approved tools.

Christopher Janiak is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and one year of industry experience. Prior to joining Thrivent, he worked at Lowe's and was involved with NewLife Assembly of God for over a decade. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based financial planning without discretionary portfolio management. The firm’s approach allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and investment services.

Nicholas Moore is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. His prior roles include positions at Charles Schwab and E*TRADE Securities. Outside of his advisory work, he manages rental property as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, combining tailored financial planning with various investment offerings. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Todd Clarke is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has previously worked with firms including Ensign Financial Partners and OneAmerica Securities. Outside of advising, he owns an event space in Queen Creek, AZ, and serves as chairman of the board for the nonprofit Giving Can Be Fun. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Chris Schneck is a financial advisor with Merrill based in Gilbert, AZ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Merrill since 1995 and Bank of America since 2011. Schneck serves as a board member of the Greater Sun Lakes Community Foundation, a nonprofit organization supporting seniors in need. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing internal and third-party managers and providing comprehensive trading, account administration, and custody support.

Cristal Marquez Tovar is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and previously worked at Merrill and Bank of America Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and models.

Ryan Evans is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2021, he worked at Sagepoint Financial, Inc. and Progressive Financial Concepts. Outside of his advisory work, he is active as a public speaker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by research, third-party subadvisors, and various operational tools.

Carlos Ramirez Hampe is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Mesa Community College, Arizona Nutritional Supplements, and the University of Havana. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutional clients, and charitable organizations.

Lauren Pampinella is a financial advisor with Edward Jones in Phoenix, AZ, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she is active as an Amazon influencer and operates affiliate links through TikTok Shop. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Noah Bello is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he served multiple years in the United States Marine Corps. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffery Hebert is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Kestra Private Wealth Services. He also operates Modernize Wealth, a separate business entity in Arizona. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management services through a large network of investment adviser representatives, utilizing various investment strategies and operational support tools.

Brently Klontz is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds a Series 66 designation and has worked with Cambridge Investment Research Advisors since 2017, following five years at Next Financial Group Inc. Outside of his advisory role, Klontz is involved as a pickleball coach and player in Tempe, AZ. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party investment strategies tailored to client objectives.

Julia Gunn is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with Edward Jones since 2003. Outside of her advisory role, she manages rental properties in the Phoenix area. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

William Logan IV is a financial advisor at Edelman Financial Engines with eight years of industry experience. He holds the Series 65 designation and has worked at Financial Engines Advisors L.L.C. and Fisher Investments. Outside of his advisory roles, he spent two years at Hillsdale College and worked as an independent contractor for nine years. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios and a long-term investment approach.

Kevin Roberg is a financial advisor with LPL Financial, holding CFP®, Series 66, and Series 63 credentials and 13 years of industry experience. His prior work includes roles at Norwegian Cruise Line Holdings, National Education Partners, Go Daddy, RFG, LLC, Waddell & Reed, and Charles Schwab. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supported by a large network of advisors and a range of operational and research tools.

Connor Ross is a financial advisor with Merrill in Chandler, AZ. He holds a Series 66 designation and has been in the industry since 2025. Prior to his current role, he has experience at Bank of America and other diverse positions including work in education and production companies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hayley Fisher is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation with four years of industry experience. Her prior experience includes roles at City National Bank and CBRE. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.