Bradley Reber is a CFP®-certified financial advisor with 18 years of industry experience, currently serving at Vanguard Advisers since 2010. He holds a Series 63 license and is based in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach featuring personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Shoba Ishaq is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 14 years of industry experience. Her work background includes roles at JPMorgan Chase Bank, N.A. and multiple positions within Vanguard entities since 2022. Outside of finance, she owns and operates an e-commerce business, S&R NextGen, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisor teams.

Dan Aldrich is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has eight years of industry experience. Prior to joining Wells Fargo Clearing in 2026, he worked at Schwab Wealth Advisory Inc and Charles Schwab & Co., Inc. from 2017 to 2026 and was employed at Echo Global Logistics from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Jarrad Knutson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at J.P. Morgan Securities since 2017 and JPMorgan Chase Bank, NA since 2019, following four years at First Financial Equity Corporation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Najla Arekat is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 25 years of industry experience. Prior to joining Wells Fargo in 2019, she worked at BBVA affiliated firms including BBVA Wealth Solutions and BBVA Securities. Outside of her advisory role, she owns and operates a personal interior design business, DLA Design Concepts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.

Collin Mc Hugh is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. He has been with Vanguard Advisors, Inc. since 2024 and has also held roles within The Vanguard Group and Vanguard Marketing Corporation since 2021. Outside of his advisory work, he is involved with Epic Valet in Phoenix, AZ, where he works as a valet and lobby ambassador. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios composed mainly of Vanguard funds and ETFs, offering various customization options within its large-scale digital platform.

Philip Dobbin is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 65 designations and 15 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Charles Schwab, and USAA Financial Advisors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, offering goal-based, algorithm-driven portfolio management primarily using Vanguard funds and ETFs. The firm serves a large client base through its digital platform and team servicing model.

John Mc Kay is a Series 66-licensed financial advisor based in Scottsdale, AZ, currently affiliated with Cetera. He has been working in the industry since 2025, including roles at Black Oak PLLC and Advanced Wealth Management. Prior to his advisory career, he was a full-time student for ten years. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a nationwide network of over 10,000 advisors, managing more than $256 billion in assets.

Jack Norrbohm is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds a Series 66 designation and began his advisory career in 2025. Outside of his advisory role, he works as a remote payroll accountant at BPO Solutions Group. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses an algorithm-driven, goal-based investment approach and manages portfolios largely composed of Vanguard funds and ETFs, with various customization and tax-aware features.

Timothy Keefe is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Sagepoint Financial, Inc. for 14 years. Keefe is also the owner of Legacy Solutions, LLC, which provides services related to health and life insurance needs. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a wide network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing a variety of asset-allocation tools and third-party money managers to construct diversified portfolios.

Daniel Barry is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at TD Ameritrade and Zeal Financial Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Jose Guerra Mena is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been associated with Vanguard entities since 2017, including roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily composed of Vanguard funds and ETFs, offering various customization and tax-aware features.

Madelaine Steiner is a financial advisor at Merrill in Scottsdale, AZ, holding a Series 66 designation with eight years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and previously worked at the University of Arizona for one year. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide array of financial products and services.

Corbin Willson is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. He has worked with Vanguard-affiliated entities since 2021 and previously worked at The Garzella Group and Arizona Box And Container. Willson holds a Property and Casualty Insurance license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.

Adam Dugaw is a financial advisor with Wells Fargo Clearing in Chandler, AZ, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. His career also includes a long tenure with Wells Fargo Bank N.A. dating back to 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm employs an IPS-driven process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matt Sherman is a CFP® professional with 21 years of industry experience. He has worked at Vanguard Advisers since 2017 and was previously with Learnvest Planning Services, LLC from 2014 to 2017. He serves as a limited agent for family members in investment-related matters. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios composed mainly of Vanguard funds and ETFs, supported by a large team of advisors and extensive digital delivery.

Michael Digrazia is a CFP® professional with 27 years of industry experience, currently serving at Wells Fargo Advisors since 2023. He spent 19 years at UBS Financial Services prior to joining Wells Fargo. Outside of his advisory role, he has ownership in RMD Development LLC, a home renovation business based in Scottsdale, AZ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services utilizing proprietary research and tools, with clients able to implement recommendations through various brokerage or advisory programs.

Richard Wilson is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, where he has been serving clients since 1997. He focuses on constructing wealth management strategies and asset allocation tailored to clients and their families, emphasizing college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER4 designation and the Personal Investment Advisor credential. Mr. Wilson graduated magna cum laude from Arizona State University and is fluent in Portuguese, with conversational skills in Spanish. He has served as president of the BYU Management Society Phoenix Chapter and as a board member of the BYU Alumni 09 Arizona Chapter. Currently, he assists his wife in stewarding the non-profit organization Hello Sunshine. Outside of his professional role, Richard enjoys spending time with his wife, Maryjane, and their five children. His personal interests include golfing, basketball, hiking, traveling, cooking, gardening, and spending time with family.

Robin Meyer is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Vanguard in 2026, Meyer worked at T. Rowe Price Investment Services for seven years and has experience in other financial and transport-related roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs alongside tax-aware and customization features.

Kurt Klingenberg is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Raymond James since 2016. Outside of his advisory role, he manages a family limited partnership. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and a large network of financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, with an emphasis on non-discretionary, client-directed advice and unique capabilities in municipal and public finance.