Steven Norin is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, and manages approximately $2.74 trillion in client assets.

Jacek Holzwieser is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Bank of the West, BancWest Investment Services, Wells Fargo Clearing, and Wells Fargo Advisors. He is also a co-owner of The Holzwieser Trust, a family investment entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing research from LPL Research and third-party subadvisors to provide both discretionary and non-discretionary portfolio management.

Fwu Chian Tsai is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has been associated with Cetera since 2004 and owns Lotus Accountancy Company, a CPA firm providing bookkeeping, tax preparation, business management consultation, and tax planning services. He also serves as president of a market consulting firm unrelated to investment activities. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets for approximately 800,000 clients.

Li Sun is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. She has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its services with Bank of America’s broader platform, delivering a range of investment options and related financial services.

David Jakl is a financial advisor with Osaic holding a Series 66 designation and six years of industry experience. He previously worked at Woodbury Financial Services and maintains roles as a swim team head coach for the Manta Rays Parent Association and as a tax preparer through his own business, J&C Financial Services. Osaic Wealth, Inc. serves a diverse client base including individual and institutional investors through a wide network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, offering a range of investment options and third-party solutions, with portfolios constructed using proprietary asset-allocation tools and risk-assessment methods.

Matthew Wong is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of advisory work, he is involved in managing several rental properties as a sole proprietor and co-owner. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Amy Peng is a financial advisor at Charles Schwab with 17 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios, written advice policies, and due diligence on alternative investments within an integrated operational structure.

Andy Cheng is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at TD Ameritrade, Bank of America, Merrill, and Cetera. Cheng is also the owner of a rental services business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Daniel Syrkin is a financial advisor at Morgan Stanley in Pasadena, CA. He holds the Series 66 designation and has recently begun his career in the industry, with previous experience including academic roles at the University of Southern California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee resources.

Eric Escobar is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. He previously worked at Capital Group for nine years. Outside of his advisory role, he owns a marketing business called Taco Mapper. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates nationwide with over 23,000 financial advisors and manages approximately $1.01 trillion in assets.

Gerald Hughes is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, research, and technology-driven strategies.

Patrick Recker is a financial advisor with Fidelity Investments in Pasadena, CA, holding Series 63 and Series 65 designations. He has one year of industry experience and previously worked at Crexi LLC, Keenan Financial, and several other organizations. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, offering portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and uses systematic methodologies and algorithmic portfolio construction in its investment process.

Norman S. Labrador is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1992 and joined Merrill Lynch in 2007. In his current role, Norman focuses on developing financial strategies and providing advice tailored to individuals, families, and businesses, with an emphasis on understanding their short- and long-term financial objectives. His areas of expertise include legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Norman holds a bachelor's degree in Finance from California State University, Los Angeles and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Norman and his wife, Janet, reside in Pasadena with their two children. They actively participate in the community and support various charitable organizations such as Foothill Families, South Pasadena/San Marino YMCA, and The Children’s Hospital of Los Angeles. Norman is also engaged in community volunteering, reflecting a commitment aligned with Merrill Lynch’s tradition of community involvement.

Christopher Felton is a Series 66 licensed financial advisor with Morgan Stanley in Pasadena, CA, holding 14 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he owns a single-unit rental property. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Jeff Gonzales is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds a Series 66 designation and has worked at various affiliates of Edelman Financial Engines since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advice.

Shad Ortiz is a financial advisor with Wells Fargo Clearing in Burbank, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. Their advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Sally Eskander is a financial advisor at Merrill with 7 years of industry experience and holds a Series 66 designation. She has been with Merrill and Bank of America since 2006. Outside of her advisory role, she is involved in a car detailing business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates its investment offerings with Bank of America’s broader corporate platform, including access to various trading, lending, and custody services.

Allen Tsay is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at various insurance carriers and Waddell & Reed, Inc. since 2013. He serves on the board of the Arcadia Masonic Lodge #278, where he participates in budget approval and charitable allocation, though he recuses himself from investment decisions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Alan Whitman is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 63 designation and over 54 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Whitman serves as a board member of the Midgley Family Foundation in Pasadena. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagement and corporate financial planning agreements.

Charlie Kim is a Series 66-registered financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.