Todd Beguelin is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at Wells Fargo Advisors since 2009 and spent seven years at Morgan Stanley Dw Inc. Prior to joining Wells Fargo, he established Meridian Private Wealth Management, Inc., where he maintains ownership. Additionally, he serves as treasurer for the Las Posas Gardens HOA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored planning using proprietary research and tools, with optional implementation through various brokerage and advisory programs.

Juliette Benshaw is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Bank NA. Her spouse owns a business called Turtle Cloud in Woodland Hills, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Flores is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at UBS Financial Services Inc. for seven years. Outside of finance, he has experience working in the hospitality industry with roles at Islands Restaurant and Town And Country Resort. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Ja Nelle Mattson is a financial advisor with J.P. Morgan Securities in Moorpark, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. Her work history includes roles at Lyft, Inc., SpeedVixen LLC, and Wayward Wicks. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a centralized due diligence process.

Michael Bernardo is a financial advisor with LPL Financial in Calabasas, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2018 and has a long-standing association with Logix Federal Credit Union since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. It offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by advanced operational tools.

Lauren Troli is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors, she worked at the University of Irvine and has additional work experience in educational and retail settings. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services, including specialized planning areas such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations, with client implementation optional through various brokerage and advisory programs.

Bobbie Hanley is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2019 and owns a sole proprietorship selling personal pre-owned goods on eBay. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Scotland Garapedian is a Financial Advisor with Merrill in Westlake Village, California. He works as part of a family-based team to help clients take steady action toward a more secure financial future, unifying multiple aspects of their wealth in alignment with their goals and aspirations. Scotland supports multiple generations of families in navigating decision points related to careers, family dynamics, retirement ambitions, and legacy intentions. Clients served by Scotland include business owners, executives, professionals, and successful families. He assists them with key components of wealth management such as investments, savings, planning, retirement strategies, business succession, pre-liquidity event planning, and facilitates access to banking and lending through Bank of America. Scotland also serves as a resource during life transitions including new jobs, marriage, divorce, the death of a loved one, or the birth of a child or grandchild. Before joining Merrill, Scotland worked as an Annual Giving Officer at Pepperdine University. He holds a Bachelor of Arts degree in Organizational Communication from Pepperdine, where he was named the Outstanding Student for Organizational Communication. A former walk-on member and captain of the Division I Varsity Tennis Team, Scotland applies the same discipline and focus to his financial advisory role. He lives in Oak Park, California, with his wife, Ruby, and their two sons, and enjoys playing tennis and golf in his free time.

Lily Berlinger is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A., Advisors Choice (West Coast Agency), and S. Retail Inc. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG criteria and supported by affiliated implementation and portfolio services.

John Short III is a financial advisor with UBS Financial Services, holding a Series 63 license and bringing 38 years of industry experience. He has been with UBS since 1997. Outside of his advisory work, he participates as an actor in a local haunted house attraction in Thousand Oaks, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored by proprietary research and model-based asset allocations.

Esteban Amaya is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and Bank of America/Merrill Lynch. Prior to his financial career, he spent six years at Enterprise Rent-A-Car. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions alongside research-driven investment approaches.

Karen Kinrose is a financial advisor with Cetera, holding a Series 63 designation and 32 years of industry experience. She has been with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of her advisory role, she is involved with Sage Scholars, Inc., an organization that facilitates tuition reduction programs with private colleges and universities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account management.

Juan Ramirez is a Series 66 licensed financial advisor with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, previously working at firms including J.P. Morgan Securities, Chase Investment Services, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Daniel Davidian is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at Western International Securities, Inc. and J.P. Morgan Securities. In addition to his advisory work, he serves as CEO and president of 5 Star Wealth Management Group Inc. and is active as a realtor and mortgage loan originator with Executive Realty & Finance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with research and operational tools.

James Spach is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 credential and has been with Ameriprise since 2006, including a prior year at Financial West Group. Outside of advising, he owns a tax preparation service and co-owns a management business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written Recommendations and ongoing annual advice focused on income stability and tax-aware withdrawal strategies.

Leticia Garcia is a financial advisor with Wells Fargo Clearing in Westlake Village, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 1989. Outside of her advisory work, she serves as a power of attorney and executrix for family members in San Antonio, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Diane Galvin is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2012. She holds Series 63 and Series 65 licenses. Outside of her advisory work, she is president of the Rotary Club of Moorpark, where she leads weekly meetings. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based allocations to tailor client strategies.

Carlos Garcia is a Series 66-registered financial advisor with Morgan Stanley in Westlake Village, CA, having nine years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2016 and was previously involved with Imagine by Terriann, LLC from 2011 to 2016. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that integrate investment management alongside financial and estate planning.

Dalia Warren is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding a Series 66 designation and 17 years of industry experience. She has worked within various Wells Fargo entities since 2003, including Wells Fargo Bank NA and Wells Fargo Clearing. Warren is also the sole owner of DW Private Wealth Corporation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services that include specialized areas such as business-owner transition and sports & entertainment planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summaries.

James Bruckner is a financial advisor at Cetera with 36 years of industry experience. He holds a Series 63 designation and has worked at Avantax entities from 1989 to 2025 before joining Cetera in 2025. Outside of his advisory role, he serves as treasurer for the Ventura Improv Company, a local theater group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with various program options and custodial relationships.