Jessica Council Verner is a financial advisor at Truist Advisory Services in Charlotte, NC, holding a Series 66 designation. She has worked in various roles within the Truist organization since 2017 and has experience outside the financial industry as a co-owner of Proof Bar and Lounge from 2016 to 2019. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, offering services such as asset allocation analysis and fiduciary support. The firm uses a combination of discretionary and non-discretionary strategies, supported by third-party platforms and AI-enabled research tools.

Michael Hariaczyi is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Clearing Services, Bank of America, Merrill, and Vanguard Advisers. Outside of his advisory work, he serves as a self-defense instructor at Apex Martial Arts in Huntersville, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both model-based and customized portfolio management under a fiduciary standard and acts as adviser to the TIAA Donor Advised Fund.

Nicholas Levy is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates within a vertically integrated structure and serves as adviser to a donor-advised fund.

Nicholas Miles is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. He has previously worked at Centennial Group, Princor Financial Services Corporation, and Principal Life Insurance Company. His professional activities include providing investment advisory services through Independent Advisor Alliance. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, wealth coaching, and retirement plan consulting, utilizing a network model with discretionary and non-discretionary portfolio management supported by various analytical strategies and technology platforms.

Casey Fleisch is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund, operating within a vertically integrated group that includes affiliated funds.

David Johnson is a financial advisor with Eagle Strategies (NY Life) based in Charlotte, NC, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has worked with Eagle Strategies and New York Life Insurance Company since 2013. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers, focusing largely on non-discretionary assets and tailored recommendations aligned with client objectives and plan sponsor criteria.

Robert Nimocks Jr. is a CFP® professional with 13 years of industry experience, currently serving at First Citizens Investor Services, Inc. in Charlotte, NC. He has been with First Citizens Bank and First Citizens Investor Services since 2016. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a mix of strategic and tactical asset-allocation approaches across various portfolio management options and serves clients on both discretionary and non-discretionary terms.

Joshua Helms is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TIAA and related entities since 2008, with additional experience at Crump Life Insurance Services and P.J. Robb Variable Corporation. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, often those connected through TIAA-administered retirement plans. The firm offers a range of advisory services including life goals analysis and personalized portfolio management within a vertically integrated structure.

Ryan Ruff is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 65 and Series 63 licenses and totaling two years of industry experience. His prior roles include positions at First Citizens Bank and a year at Poplar Pointe Marine. First Citizens Investor Services, Inc. offers investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs a combination of strategic and tactical asset allocation and provides portfolio management through various programs and an automated Guided Investing platform.

Victor Carbone is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. Prior to joining TIAA-CREF, he held positions at Equitable Advisors LLC and the South Carolina Retirement System Investment Commission. He has also worked at the University of South Carolina’s Darla Moore School of Business and in educational roles at North Carolina School of Science and Mathematics and Bishop McGuinness High School. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and acts as adviser to a donor-advised fund.

Jannah Keyes is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 66 and Series 63 licenses and 11 years of industry experience. Her career includes roles at Truist Investment Services, Bb&T Securities, LLC, and BB&T Investment Services, Inc. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes AI-enabled tools alongside traditional research to support investment decisions.

Eric Dade is a financial advisor with Bankers Life Advisory Services, Inc. based in Charlotte, NC. He holds the ChFC® designation and Series 63 and 66 licenses, and has 22 years of industry experience. In addition to advising his own clients, he manages other agents in his role as Unit Sales Manager at Bankers Life and Casualty Company. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to develop tailored asset allocations and provide ongoing portfolio management aligned with clients’ goals and risk tolerances.

Marc Shepherd is a financial advisor with Principal Financial Services based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. His prior roles include positions at Union Financial, Optima Financial Services, Principal Securities Inc, Principal Life Insurance Company, MML Investors Services LLC, and Massachusetts Mutual Life Insurance Co. Outside of advising, he serves as treasurer for his homeowners association and provides Medicare Supplement and Medicare Advantage insurance products to clients aged 65 and older. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Wendy Anderson is a financial advisor at TIAA-CREF with 29 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA-CREF since 1993. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, corporate entities, and small retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated structure employing affiliated funds.

Gayatri Ramesh is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and three years of industry experience. Her background includes roles at Fidelity Investments and as a freelance tennis coach. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management under a fiduciary standard within a vertically integrated structure.

Stephen Kanode is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked with Bankers Life and its affiliated entities since 2016 and also serves as an insurance agent, assisting clients with Medicare options, long-term care planning, final expense insurance, and annuities. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s approach emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide portfolio management.

Thi Le Tram Hoang is a financial advisor with Eagle Strategies (NY Life) based in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. She has worked at Eagle Strategies LLC and Sen Vang Wealth Strategies LLC, and previously operated a nail spa. Hoang is also engaged as an insurance broker for non-registered products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of advisors. The firm offers a variety of advisory programs with a focus on tailored recommendations, managing a majority of its assets on a non-discretionary basis.

Thomas Sims is a CFP® with nine years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has held prior roles at Vanguard Advisers, Inc. and MAI Capital Management, LLC. Thomas is based in Charlotte, NC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., with a distinctive fee and management structure compared to many enterprise wealth managers.

Townsend Williams is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and with 10 years of industry experience. He has been with TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with connections to TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Jamie Lapish is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA since 2005, including its Individual and Institutional Services division. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs primarily to individuals with pre-existing employer retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that uses affiliated funds.