Samm Hannula is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Fidelity, he held positions at Equitable Advisors and Fester & Chapman, alongside several years dedicated to full-time education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm serves a diverse client base and incorporates oversight and delegated management to address conflicts of interest.

Daniel Zachary is a financial advisor at Edward Jones in Fremont, CA, with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2018, he worked at E*TRADE Capital Management LLC and E*Trade Securities LLC from 2015 to 2018. Outside of his advisory role, he participates as a visitor host for BNI Business Success Partners in Newark, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and provides a range of advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Michael Milton is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Wells Fargo Clearing, Wells Fargo Investments, and Sorrento Pacific Financial. Milton also serves as a Director of Branch Banking at Fremont Bank, overseeing nine bank locations. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with technology and research tools.

Michael Levy is a financial advisor with LPL Financial in Danville, CA, holding the ChFC® designation and a Series 63 license. He has 33 years of industry experience, including 24 years at Linsco/Private Ledger. In addition to advising, he works as an independent insurance agent for non-variable insurance products through a brokerage agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and extensive non-advisory financial activities.

Grant Johnson is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and previously worked at Stifel, Nicolaus & Company, Inc. from 2022 to 2025. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options with centralized custody and operational support.

Tyler Bailey is a financial advisor with Raymond James Financial in San Ramon, CA, holding a Series 66 license and eight years of industry experience. His career includes roles at Summit Financial Group, Securian Financial Group, Ameriprise, Morgan Stanley, Bank of America, and Merrill. He is also involved with Summit Financial Group, where he supports financial planning and client service activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and maintains specialized programs, including municipal advisory services and SIMPLE IRA employer consulting.

Jeff Borges is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2016. He leverages over 20 years of industry experience to assist clients in developing customized financial plans tailored to their current needs and future legacy goals. Prior to joining Fidelity, Mr. Borges worked as a Financial Consultant at Charles Schwab & Co., Inc. from 2005 to 2016, and at Citicorp Investment Services from 2003 to 2005. He began his career as an Account Executive at Morgan Stanley DW Inc. from 1998 to 2003. He holds a California Insurance License.

Louis Tousignant is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at BNY Mellon Securities Corporation, AllianceBernstein Investments, Clearbridge Investments, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes a structured planning process supported by proprietary tools and serves a broad client base through various investment and financial planning services.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds a Series 66 designation and has worked at City National Bank, Bank of America, Merrill, Oppenheimer, and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing tailored strategies through a combination of in-house and third-party investment managers.

Bryan Zimmerling is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial since 2021. Prior to his current role, he held positions at Golden Malted and Gold Rush Distribution, as well as Frito Lay. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm emphasizes holistic, goal-based planning and offers clients the option to combine these planning services with managed accounts under a consolidated billing arrangement called “WealthPlan.”

Kevin Maas is a financial advisor with Charles Schwab in Pleasanton, CA, holding a Series 66 credential and 19 years of industry experience. He has been involved with the Cal Baseball Foundation since 2014 and has a long-standing association with Pre-Paid Legal Services, Inc. since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and an alternative investments program.

Brad Pyles is a Series 65-licensed financial advisor with Fisher Investments, where he has worked since 2001, bringing 22 years of industry experience. He serves as Vice President of Community Engagement for the Proctor Elementary School PTA Board. Fisher Investments provides discretionary portfolio management and advisory services to a diverse client base, including institutional investors and high-net-worth individuals, utilizing a centralized investment approach that combines quantitative and qualitative research to manage globally diversified portfolios.

Sanjay Dhar is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Cetera and has previously worked at SagePoint Financial, OSAIC, and Bay Area Wealth Management Group. Outside of advising, he serves as a business consultant for a startup developing an options trading platform and is involved in the sales and service of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with model portfolios, third-party managers, and customizable strategies.

Ning Jiang is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. Jiang has 10 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MetLife Securities from 2015 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, software-assisted planning processes without discretionary authority over client investments.

Jerome Baird is a financial advisor at LPL Financial with 30 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at LPL Financial since 2010, following prior roles at Wells Fargo Clearing, Prudential Equity Group, and Citigroup Global Markets. Outside of his advisory role, he is involved with Elegant Stay, LLC, a real estate rental business in Tahoe City, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of more than 22,800 advisors and over $819 billion in discretionary assets.

Michaelangelo Maturino is a CFP® with 21 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities, LLC since 2014, and previously worked at Merrill from 2006 to 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Paul Boscia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Wells Fargo-affiliated firms since 2005. Outside of his advisory work, he is a 25% owner of La Cienega Gun Club LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research and analytics.

Nicholas Ruotolo is a financial advisor at OSAIC with 10 years of industry experience. He previously worked for Lincoln Financial Advisors for nine years and has been affiliated with Saint Mary's College since 2014. In addition to his advisory work, Ruotolo operates a side business offering fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofit organizations. The firm provides a wide range of investment and advisory services, utilizing various asset-allocation tools and third-party platforms to support both discretionary and non-discretionary portfolio management.

Mo Bai is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Citibank. Outside of his financial career, he operated a family daycare business for three years. Fidelity’s Strategic Advisers LLC, where Mo Bai works, provides investment management and advisory services to retail and institutional investors, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across a broad investable universe.

Chase Henley is a Series 66-licensed financial advisor with Morgan Stanley in Pleasanton, CA, bringing seven years of industry experience. His work history includes consistent roles at Morgan Stanley and Amherst College from 2016 to the present. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services under both direct client and corporate financial planning agreements.