Nicole Fuentes is a financial advisor at Morgan Stanley in Menlo Park, California, with 21 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009. Outside of her advisory role, she is a partner in She Rises Connective LLC, a retail and online store based in Sacramento, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside investment modeling techniques.

Carmen Jennett is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her background includes roles at Woodbury Financial Services, Mutual of Omaha, Mass Mutual, and MetLife Securities. Outside of advisory work, she is involved in community business networking as the director of a local referral club and provides budgeting coaching using the You Need a Budget (YNAB) system through her sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage, advisory services, and financial planning through a large network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types, supporting both discretionary and non-discretionary accounts.

Lufino Mejorado is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2013. Outside of finance, Mejorado works as an audio engineer for Timeless Music Productions, providing sound services for events such as weddings and parties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a broad range of products.

Matthew Hamilton is a financial advisor at Charles Schwab with six years of industry experience. He holds the Series 66 designation and has held positions at TD Ameritrade, New York Life Insurance Company, Edward Jones, and Tesla Inc. among others. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach and centralized custody and order-routing arrangements.

Michael Fredrick is a financial advisor at Ameriprise with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Ameriprise in 2022, he worked at DWS Investments Distributors, Inc for 12 years and at Columbia Management Investment Advisers, LLC for one year. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jake Wilson is a financial advisor at OSAIC with 21 years of industry experience. He previously worked at Lincoln Financial Advisors for 21 years before joining OSAIC in 2025. Outside of his advisory role, Wilson is involved in farming activities, including ownership and management responsibilities at a family farm and chestnut orchard. OSAIC serves a diverse client base ranging from individual investors to corporations and charitable organizations, offering a wide range of brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that can include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Joshua Reider is a CFP® professional with 20 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2019. He has prior experience with FSC Securities Corporation and American United Life. Outside of advisory work, he is registered as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Joan Birdsell is a financial advisor at Ameriprise with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at BFC Planning, Inc. and Berthel Fisher & Company Financial Services, Inc. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed, non-discretionary recommendation reports that incorporate tax-efficient withdrawal strategies and Social Security claiming options. The firm combines research and modeling with automated and committee-reviewed processes to support its advisory services.

David Ledesma is a financial advisor with Morgan Stanley in Sacramento, CA. He holds a Series 66 designation and has one year of industry experience, including prior roles at Tri Counties Bank and various positions outside finance. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Deanna Martins is a financial advisor at OSAIC with four years of industry experience and holds the Series 66 designation. She also owns a CPA firm through which she provides tax planning advice and tax return preparation. Her prior experience includes work at SagePoint Financial, Inc. and Equitable Advisors. Additionally, she serves as co-trustee of her family living trust. OSAIC serves a broad mix of individual and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-provided tools and third-party solutions.

Ashlynn Mohan is a financial advisor at Equitable Advisors with eight years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2018, she worked at AXA Advisors LLC and in various roles outside financial services. Outside of her advisory work, Mohan is the owner of Mohan Enterprises LLC. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.

Eike Hamilton is a financial advisor at LPL Financial in Sacramento, CA, holding a Series 66 designation with 15 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Waddell & Reed, INC. and various insurance carriers associated with W&R Insurance Agencies from 2011 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and diverse investment strategies.

Geoff Sharaky is a Financial Consultant at Fidelity Investments, a position he has held since 2020. In this role, he leverages Fidelity's platform and resources to offer clients a wide array of financial strategies. Before joining Fidelity, Geoff accumulated extensive experience in the financial services industry. He was a Financial Planner and Manager of Financial Services at Prudential Advisors from 2012 to 2020, following his tenure as Unit Sales Manager at Mass Mutual from 2007 to 2012. His professional background includes 19 years of investment experience and a focus on wealth planning and personalized guidance. Geoff holds a California Insurance License. Outside of his professional work, he has personal interests in baseball, beach activities, fitness, food, golf, and reading.

Daryl Powell is a Certified Financial Planner® (CFP®) with 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007, based in Sacramento, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of wrap fee advisory, brokerage, custody, and cash-sweep services. The firm employs a primarily non-discretionary client relationship model supplemented by access to discretionary separately managed accounts and provides investment guidance through multi-asset model portfolios with ongoing due diligence.

Michael Graham is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes positions at Wells Fargo Bank and Wells Fargo Clearing, as well as time at California State University and Chipotle Mexican Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Ostrander is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked for eight years with the Sacramento County Sheriff's Department. Ostrander is based in Granite Bay, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Michael Murray is a financial advisor with Fidelity in Sacramento, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Fidelity Brokerage Services, LLC since 2015 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs.

Braden Thomas is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at California State University, Sacramento, North Ridge Country Club, and Sierra College. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including managing model portfolios through a combination of fundamental research and quantitative analysis. The firm is noted for its use of systematic methodologies, algorithmic portfolio construction, and its advisory roles to multiple registered investment companies.

Natallia Parsons-Hrebneva is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2019. She specializes in assisting clients undergoing significant life changes such as employment transitions, retirement, divorce, or the loss of a loved one. Her focus is on guiding clients through complex financial decisions to help reduce stress and uncertainty. Prior to her current position, Natallia worked as an Associate Wealth Management Advisor and Director of Investments at Northwestern Mutual from 2008 to 2019. She holds a California Insurance License. Outside of her professional career, Natallia engages in various personal interests including family activities, hiking, kayaking, parenthood, traveling, and yoga.

Robert Burton is a CFP® professional with 27 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016, and previously held roles at A. G. Edwards & Sons, Inc. and RBC Capital Markets. Outside of his advisory work, he owns and manages Burco Construction and Burton Properties, both based in Roseville, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a range of brokerage and advisory solutions across a large network of financial advisors.