Stephanie Miller is a financial advisor with Bankers Life Advisory Services, Inc. She holds Series 65 and Series 63 licenses and has nine years of industry experience, including eight years with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory work, she maintains ownership of an inactive business consulting LLC. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis methods to tailor portfolios according to clients' goals and risk tolerances.

Joseph Frontczak is a CFP® and CFA® with 13 years of industry experience. He is currently affiliated with Focus Partners Wealth, LLC and previously worked at Buckingham Strategic Wealth, LLC. Focus Partners Wealth serves a broad client base including individuals, high-net-worth families, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment strategy with a focus on enhanced open architecture, combining fundamental and quantitative analysis alongside various investment vehicles and affiliated service offerings.

Jerrod Anderson is a CFP® and CFA® professional with eight years of industry experience. He currently works at Moneta Group Investment Advisors, LLC, where he has been since 2023. Prior to this, he spent five years at Edward Jones and also held positions at Washington University. Outside of his advisory role, he is the owner and manager of First Cast Holdings LLC, an LLC involved in passive real estate investment. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients such as retirement plans and foundations. The firm offers portfolio management, financial planning, family office services, and concierge offerings, using a partner-led team approach supported by centralized investment research and a multi-criteria selection process.

Kara Harmon is a CFP® professional with 21 years of experience in the financial services industry. She has been with Moneta Group Investment Advisors, LLC since 2005, currently serving as an advisor in their St. Louis, MO office. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and a variety of institutional clients, including retirement plans and foundations. The firm employs Partner-led Teams supported by a centralized Investment Department, focusing on diversified, multi-asset allocations and offering services such as discretionary portfolio management, financial planning, and family office support.

Maryann Vognild is a CFP® with 19 years of industry experience, currently serving at Focus Partners Wealth, LLC. Her prior roles include positions at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, GreenCourse Financial Advisors, LLC, and Crown Capital Securities, LP. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm’s investment approach emphasizes long-term, tax- and fee-sensitive strategies within an enhanced open architecture framework that combines active and passive management across various investment vehicles.

Charles Moran is a CFP® professional with 16 years of experience in the financial services industry. He is currently with Focus Partners Wealth, LLC and previously worked at Buckingham Strategic Wealth, LLC. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, corporate and institutional clients, offering investment management, financial counseling, family office services, and retirement plan fiduciary services. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing enhanced open architecture, combining fundamental and quantitative analysis with access to third-party managers and various alternative strategies.

Aaron Ziska is a financial advisor at MAI Capital Management, LLC in St. Louis, MO, holding CFP®, CFA®, and Series 65 credentials with 11 years of industry experience. He previously worked at Greenway Family Office from 2014 to 2020 before joining MAI Capital Management in 2020. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages diverse investment strategies and offers solutions including trust administration and insurance services, with $72.3 billion in assets under management as of May 31, 2026.

Darren Washington is a financial advisor with OSAIC Institutions, Inc. in Creve Coeur, MO, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Principal Financial Services, Eagle Strategies LLC, and New York Life Insurance Co. He serves as a board member of Washington Metropolitan, Inc., an organization focused on affordable housing in St. Louis, and participates on finance committees for Rosati-Kain Academy and The Wilson School. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating under a hybrid adviser/broker-dealer structure with a focus on both discretionary and non-discretionary management.

Phillip Crawford is a CFP® professional with six years of industry experience, currently serving at Moneta Group Investment Advisors, LLC in St. Louis, MO. He has been with Moneta Group since 2015. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and a range of institutional clients, providing portfolio management, financial planning, and family office services. The firm uses a Partner-led Team model supported by a centralized Investment Department and emphasizes diversified, multi-asset allocations with ongoing monitoring.

Christopher Hadeler is a Series 65-registered advisor with Focus Advisor Solutions, LLC in St. Louis, MO, and has one year of industry experience. He has worked at Buckingham Strategic Partners, LLC since 2014. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors, offering model portfolios, operational support, and access to third-party cash-management and insurance solutions. The firm emphasizes diversified, systematically invested mutual fund and ETF portfolios and also provides discretionary fixed-income management and retirement plan fiduciary services.

Adam Gimbel is a financial advisor at Primerica Advisors with four years of industry experience. He holds a Series 66 designation and has worked at several firms including Guardian Life Insurance Company, Park Avenue Securities, and Raymond James Financial. Outside of his advisory role, he is involved in independent insurance brokerage activities beyond his work with Guardian Life. Park Avenue Securities LLC serves a broad retail client base with transaction-based brokerage and fee-based advisory services, including financial planning and retirement-plan consulting. The firm employs a range of investment strategies through proprietary and third-party managers and offers various account-level services such as lending solutions and donor-advised fund options.

Edward Walter is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Benjamin F. Edwards & Company, Inc. in St. Louis, MO. His prior experience includes roles at U.S. Bank, U.S. Bancorp Investments, Knights of Columbus Asset Advisors, and Knights of Columbus Insurance. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable and educational organizations, offering a range of advisory programs and investment strategies that include both firm-developed and third-party models with ongoing oversight and strategic allocation reviews.

Kathleen Marsden is a CFP® professional with 11 years of industry experience, currently affiliated with Focus Partners Wealth, LLC. She has worked at The Colony Group, LLC and Buckingham Strategic Wealth, LLC during her career. Focus Partners Wealth, LLC provides wealth advisory and investment management services to a diverse client base, including individuals, families, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within an enhanced open architecture framework and offers a range of specialized services such as financial counseling, fiduciary consulting, and tax compliance.

Peter Mackie is a financial advisor at Sanctuary Advisors, LLC with 22 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Mackie serves as Treasurer on the board of the John W. Barriger III National Railroad Library, a significant railroad history collection. Sanctuary Advisors, LLC provides investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm operates through a network of independent advisers and an affiliated broker-dealer, offering a range of discretionary and non-discretionary investment solutions and managing approximately $34.9 billion in assets.

Nicholas Pavlishin is a CERTIFIED FINANCIAL PLANNER™ professional with three years of industry experience. He is currently with Moneta Group Investment Advisors, LLC, where he has worked since 2019. His prior roles include positions at Merrill Lynch and Sincere Financial. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and family office services. The firm employs a partner-led team structure with a focus on asset allocation and manager due diligence, alongside specialized services for clients with complex needs.

Richard Fitzer is a financial advisor with Commonwealth Financial Network in Saint Louis, MO, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Triad Financial Group and Commonwealth Financial Network since 2013. Outside of advisory work, he serves as Vice President and Co-Owner of L&F Group, Inc., an operating company involved in securities, advisory, and insurance activities. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs and services. The firm provides operational, trading, technology, compliance, and practice-management support while offering multiple investment program structures, including discretionary model portfolios managed by its Investment Management and Research team.

Steven Bauer is a financial advisor at First Command Advisory Services with one year of industry experience. He holds Series 63 and Series 65 licenses and previously served ten years in the United States Air Force. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios and third-party managers.

Leland Kraus is a Certified Financial Planner (CFP®) with 12 years of industry experience. He currently works at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having previously been with Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Schwab and does not exercise discretionary trading authority for clients.

Gavin Cook is a financial advisor at Focus Partners Wealth, LLC with five years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including Renaissance Financial Corp and CETERA Advisor Networks LLC. His prior roles also include positions at Minnesota Life Insurance Company and Securian Financial Services. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that integrates active and passive strategies, private funds, and ETFs.

Raymond Chen is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has worked at Transamerica Financial Advisors since 2014 and also serves as president of Precision Insurance Services LLC, a company providing property, casualty, and health insurance services. Additionally, he is employed by the United States Postal Service, where he develops internal websites. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a broad client base including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes a model portfolio approach with third-party managers and digital platforms to deliver its services, managing approximately $1.7 billion in regulatory assets under management.