F. Joseph Feeney Jr. is a CFP® professional with 27 years of experience, currently affiliated with Cetera since 2025. His prior experience includes long-term roles at Avantax Advisory Services and related entities, as well as his own Gunpowder Financial Services LLC, where he provides tax preparation and accounting services. Outside of finance, he serves as treasurer for the Old Wharf Condominium Association and is a member of the Optimist Club of Timonium, MD. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management services and operates a multi-manager platform, providing access to affiliated and third-party managers with a broad range of program options.

Dustyn Debernardo is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. His prior roles include positions in education at Towson University and Baltimore County Public Schools. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Parker Wynot is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and previously worked at Osaic FA, INC. Prior to entering the financial industry, he was employed at Bay Hills Golf Course and was a student for several years. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a wide range of brokerage and advisory services through a large network of affiliated advisers and utilizes various asset-allocation tools and third-party platforms to manage portfolios.

Andrew Romandino is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. His previous work history includes roles in construction and manufacturing firms such as CertainTeed, Falasca Mechanical, and Binsky and Snyder Mechanical. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance product sales through an integrated platform.

Michael Gula is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles in the hospitality and restaurant sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and use of systematic methodologies in building model portfolios.

Michael Stebner is a financial advisor with Primerica Advisors based in Eldersburg, MD. He holds Series 63 and Series 65 licenses and has 24 years of industry experience, including long-term roles at Pfs Investments Inc and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets and delivers advisory services through model-based strategies developed by unaffiliated asset managers.

Christopher Breen is a financial advisor at Ameriprise with five years of industry experience and holds a Series 66 designation. He previously worked at Heritage Financial Consultants and Towson University. Outside of Ameriprise, Breen is involved with Brad Schwartz Wealth Management LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides retirement-income planning advice through written Recommendation Reports and ongoing guidance focused on dependable income sources and tax-aware withdrawal strategies.

Devin Monroe is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has worked with Ameriprise since 2013. Outside of his primary role, he serves as an Associate Financial Advisor at J&R Juergensen Inc., where he provides client service. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team.

Palmer Murray is a Series 66-licensed financial advisor with UBS Financial Services in Hunt Valley, MD, bringing nine years of industry experience. He has been with UBS since 2015 in various capacities. Outside of his advisory role, Murray coaches youth lacrosse with the Brooklyn Crescents Lacrosse Club. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client strategies.

Mitchell Brown is a financial advisor with UBS Financial Services, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with UBS since 2017 and was self-employed for 14 years prior. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets services.

Stephen Neuhof is a Series 66-registered advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Erin Dauses is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. She has been associated with various Fidelity entities, including Fidelity Brokerage Services LLC since 2015 and Fidelity Personal and Workplace Advisors since 2018. Her current role at Fidelity Investments began in 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI/LLMs in research, and its advisory role to multiple registered investment companies and fund‑of‑funds.

Elijah Place is a Series 66-licensed financial advisor at Merrill with 9 years of industry experience. He has worked at Merrill since 2016 and was previously employed at Global Payments Inc for six years. Outside of his advisory role, Elijah participates in a medical study with the Wilmer Eye Institute and takes part in the Amazon Vine promotional program, writing product reviews in exchange for free goods. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Asriel Marizan is a financial advisor at Cetera with seven years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Marizan is a video game streamer on Twitch. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors using multiple program structures and discretionary authorities.

Steven Nulty is a financial advisor with Wells Fargo Clearing in Baltimore, MD, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at PNC Investments and PNC Bank for eight years. Outside the financial sector, he has been involved in travel services for over 16 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Alecsander Mc Donald is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families achieve financial independence and security by providing personalized guidance and simplifying the financial planning process. Alecsander specializes in areas including college education planning, family wealth management strategies, legacy planning, retirement income, portfolio management services, and tax minimization. With a Bachelor's Degree from Towson University, Alecsander holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He works with investors who prioritize long-term financial goals and recognize the value of disciplined, patient planning supported by skilled advisory. Outside of his professional work, Alecsander enjoys personal interests such as chess, cooking, football, golfing, hunting, music, photography, spending time with his family, and traveling.

Lori Silverthorne is a financial advisor with Charles Schwab, holding Series 66 and Series 63 designations and bringing 21 years of industry experience. Her prior work includes six years at T Rowe Price and earlier roles within Charles Schwab dating back to 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts and offers multi-asset portfolios supported by a centralized operational structure.

Leslie Williams is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and has worked at RBC Capital Markets since 2019, following six years at Wells Fargo Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Aleksandra Kovalerchik is a financial advisor with RBC Capital Markets in Owings Mills, MD, holding a Series 66 license and with 19 years of industry experience. She has been with RBC Capital Markets since 2008. Kovalerchik serves on the Board of Directors for the local charity Hope Has a New Address, which is affiliated with the Ronald McDonald House Charities of Maryland. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, using tailored strategies implemented through a combination of in-house and third-party investment managers.

Christopher Lebano is a financial advisor with Morgan Stanley in Lutherville, MD, holding the CFP® designation and Series 63 and 66 licenses. He has 12 years of industry experience and previously worked at Bank of America and Merrill before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.