Dana Smith is a financial advisor with Osaic Wealth, Inc. based in Haddonfield, NJ, holding a Series 66 designation and 10 years of industry experience. Prior to joining Osaic, Smith worked at Sii from 2011 to 2018 and has been with Royal Alliance Associates, Inc. since 2018. Outside of advising, Smith owns Pension, Inc., a third-party administration service provider. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory services supported by asset-allocation tools, risk-tolerance assessments, and access to third-party managers, delivering portfolios that include stocks, bonds, mutual funds, ETFs, options, and alternative investments.

Marc Zarro is a CFP® and ChFC® with 26 years of industry experience. He has been with Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Bradley Saler is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc for 16 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options that include a broader range of financial products than many large institutional advisers.

Michael Leahy is a financial advisor with Merrill in Yardley, PA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. His career includes roles at Bank of America, Mass Mutual Investors Services, and Edward Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Christy Neill is a financial advisor with Ameriprise in Philadelphia, PA, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Outside of advising, she established a business entity, Riverside Property Group, though it is not currently active. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with clients’ financial advisors.

Craig Turner is a financial advisor at Cetera with a Series 66 designation and no prior industry experience. His work history includes roles at Jetty Life LLC and Keller Williams Preferred Properties, as well as service with Surf City Borough. Cetera Investment Advisers LLC is a large, SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies.

Drake Bayard is a financial advisor with Raymond James & Associates. He holds the Series 66 designation and has been in the industry since 2025. Prior to joining Raymond James, he held positions in education and technology sectors, including roles at The College of New Jersey and Infor. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Christine Caporale is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and 30 years of industry experience. She has been with Merrill since 1998. Outside of her advisory role, she serves as a Power of Attorney for a nonprofit entity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, combining internal and third-party portfolio management with various asset allocation approaches.

Caroline Jones is a Series 66 licensed financial advisor with Wells Fargo Advisors in Philadelphia, PA, bringing eight years of industry experience. She previously worked at Bank of America and Merrill. Outside of her advisory role, Caroline is a co-author of several children’s books and participates as a musician, singing and playing piano and guitar. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored recommendations for clients.

Matthew Hartman is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Massachusetts Mutual Life Insurance Company and MML Investors Services, Inc. outside of his advisory role, he is involved in non-variable insurance related to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Roy Hansen Jr. is a CFP®-certified financial advisor with Ameriprise, based in Tequesta, FL, and has 34 years of industry experience. He has worked with Ameriprise Financial Service, LLC since 1992 and Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of financial advising, Hansen is a partner in a limousine management business and serves on the Board of Trustees for the Boys and Girls Club of Camden County. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Stephen Scaccetti is a financial advisor at LPL Enterprise with Series 63 and Series 65 designations and 43 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC, beginning his career there in 1976. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines investment adviser programs with insurance products and lending solutions.

James Nocito is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of advising, he is a partner in Integrity Management Partners LLC, which rents office space. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Adam Rosenzweig is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Wells Fargo Clearing Services since 2020 and previously held roles at RBC Capital Markets and Morgan Stanley. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, wrap-fee programs, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a large network of more than 14,000 financial advisors.

Daniel Lamb is a financial advisor with Ameriprise who holds the Series 66 designation and has seven years of industry experience. His prior roles include positions at MassMutual of Greater Philadelphia, AXA Advisors, and Temple Resev LLC. He is also co-owner of Phileo Management LLC, a business involved in managing his Ameriprise practice. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lawrence Cherney is a financial advisor with LPL Financial in Hamilton, NJ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Jack Demouth is a financial advisor at Merrill Lynch Wealth Management. He focuses on delivering personalized financial planning services for individuals, families, and businesses, helping clients prepare for retirement, education, and estate planning. Jack and his experienced team utilize strategic planning to build personalized portfolios around clients' financial goals. Jack earned a Bachelor's degree in Finance from Rowan University. He holds professional designations including Certified Exit Planning Advisor (CEPA), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). With expertise in areas such as college education planning, family wealth management strategies, retirement income, and tax minimization, Jack provides comprehensive advisory services. A native of Princeton Junction, Jack actively participates in his community through volunteering. He has over 10 years of volunteer experience with the West Windsor Little League and the West Windsor Volunteer Fire Company No. 1.

David Frank is a financial advisor at Cetera with 28 years of industry experience. He holds Series 65 and Series 63 credentials. Prior to joining Cetera and its affiliated entities in 2026, he worked at Alps Fund Services, Inc. for 17 years. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various investment strategies and program structures.

Kyle Braender is a financial professional with 13 years of industry experience, currently associated with Cetera. He holds the Series 66 designation and has worked at various firms including Grove Point Investments, H. Beck, and Northwestern Mutual. In addition to his advisory role, he is involved with RMB Wealth Advisors, LLC, providing financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors, employing a multi-manager platform with various program structures and investment options.

Ian Dougherty is a financial advisor with LPL Financial, holding five years of industry experience. He has also been involved with I M Dougherty & Company, PC for over a decade. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services supported by research and diversified investment strategies.