Jonathan Matty is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has been with Vanguard and its affiliated entities since 2023. Previously, he worked in various roles including positions at De Lage Landen and Contemporary Staffing Solutions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, managing a large client base through its digital platform and advisor teams.

Jeremy Munoz is a financial advisor at Vanguard Advisers with a Series 66 designation and three years of industry experience. His prior work includes roles at Merrill and Bank of America. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach focused on personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Noah Loser is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked within various Vanguard entities since 2021. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily investing in Vanguard funds and ETFs.

Jack Winters is a financial advisor with Vanguard Advisers based in Malvern, PA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Vanguard, he worked at All Seasons Capital & Advisory and has experience in the hospitality sector with The Retriever Bar and Oysters. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Maxim Shishkin is a financial advisor at Vanguard Advisers with seven years of industry experience. He has been with The Vanguard Group since 2019 and previously worked at Randstad Inc, 1847 Financial, The Saloon of Newtown, Bru Craft and Wurst, and Verrecchia Construction. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, using proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs, supported by a digital platform that manages a large client base.

Nathan Hanko is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2004. Outside of his advisory role, he participates in GIGWALK, a platform for completing small jobs via a smartphone app. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily investing through Vanguard funds and ETFs.

Martin Bucko is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes positions at Charles Schwab & Co., Inc., and E*TRADE Capital Management LLC. He is currently based in Malvern, Pennsylvania. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Edward Staudenmayer is a financial advisor with Ameriprise in Gilbertsville, PA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns a retail business called Hawk Ventures. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory oversight to provide customized retirement income recommendations.

Matthew Kelleher is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience including roles in higher education at Millersville University, Malone University, and Maryville College. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of systematic methodologies, and implementation of AI and algorithmic tools in its investment research.

Denise Siafa is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2018. Prior to that, she spent 18 years at Acme Markets. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm’s goal-based, algorithm-driven approach uses proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Mary Franks is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. She has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s approach employs goal-based and algorithm-driven portfolio management, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

Gerald Dowling is a financial advisor at LPL Enterprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Dowling has been involved with Maggiano's Little Italy for over a decade. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services supported by model portfolios and third-party management.

Kevin Opdyke is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 designations and has been employed at The Vanguard Group since 2012. Outside of his advisory role, he works as a contractor researching and selling for a real estate investment business. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and is notable for its scale and digital delivery model.

John Gallagher is a CFP® professional with 19 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary methodologies and largely utilizing Vanguard funds and ETFs.

Oluwatoyin Kollie is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with The Vanguard Group and Vanguard Marketing Corporation since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, with features such as tax-aware strategies and customizable options.

Anthony Dicicco is a financial advisor at Vanguard Advisers with Series 66 and Series 63 licenses and four years of industry experience. He has held positions at several firms, including KD Financial and BDO USA LLP, and is also active as a youth lacrosse referee with the Greater Philadelphia Lacrosse Officials Association. Additionally, he is self-employed as a rideshare driver contracted with Lyft and Uber. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio management, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Robert Gueriera Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes roles at Wharton Wealth Management, Wharton Benefits Group, and Fsc Securities Corporation. He is also the owner of Wharton Wealth Management and Wharton Benefits Group, and is involved in the sale of fixed life insurance and annuities. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm utilizes firm-provided asset-allocation tools and a variety of third-party services to construct diversified portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

John Scarduzio is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and previously worked at RBC Capital Markets from 2012 to 2024. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Stephen Cudjoe is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at UBS Securities LLC for 11 years. Outside of his advisory role, he has been involved with SC Performance Training LLC since 2020. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and broadly constructing portfolios from Vanguard funds and ETFs.

Christopher Mitchell is a financial advisor with Vanguard Advisers, holding CFP® and Series 63 credentials and bringing nine years of industry experience. He has worked at The Vanguard Group, Inc. since 2005 in various capacities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm applies a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs, with customization options including ESG and tax-aware features.