Jonathan Matty is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has been with Vanguard and its affiliated entities since 2023. Previously, he worked in various roles including positions at De Lage Landen and Contemporary Staffing Solutions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, managing a large client base through its digital platform and advisor teams.

Jeremy Munoz is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Merrill and Bank of America N.A. He is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, combining digital delivery and a large advisor team to manage a high volume of client relationships.

Noah Loser is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. He has been with Vanguard Advisers and affiliated Vanguard entities since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and predominantly Vanguard funds and ETFs.

Jack Winters is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and two years of industry experience. Prior to joining Vanguard, he worked at All Seasons Capital & Advisory and held various roles including positions at Washington College and The Retriever Bar and Oysters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants through its Digital Advisor and Personal Advisor services. The firm uses a goal-based, algorithm-driven approach incorporating proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Maxim Shishkin is a financial advisor at Vanguard Advisers with seven years of industry experience. He has been with The Vanguard Group since 2019 and previously worked at Randstad Inc, 1847 Financial, The Saloon of Newtown, Bru Craft and Wurst, and Verrecchia Construction. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, using proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs, supported by a digital platform that manages a large client base.

Nathan Hanko is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2004. Outside of his advisory role, he participates in GIGWALK, a platform for completing small jobs via a smartphone app. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily investing through Vanguard funds and ETFs.

Martin Bucko is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes positions at Charles Schwab & Co., Inc., and E*TRADE Capital Management LLC. He is currently based in Malvern, Pennsylvania. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Edward Staudenmayer is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate for over 20 years. Outside of his advisory work, he is the owner of a retail business called Hawk Ventures. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income and tax-aware withdrawal strategies.

Trifol Headman is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Before joining Vanguard, he worked at Goldman Sachs & Co. LLC and H&R Block, among other roles. He is also affiliated with New York University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs to tailor personalized portfolios.

Timothy Rudy is a financial advisor with Ameriprise in Birdsboro, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Next Financial Group Inc for 11 years before joining Ameriprise in 2020. Outside of Ameriprise, he manages an advisory business at Ashford Wealth Advisors, LLC. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Matthew Kelleher is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience including roles in higher education at Millersville University, Malone University, and Maryville College. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of systematic methodologies, and implementation of AI and algorithmic tools in its investment research.

Brian Kelley is a CFP® with 10 years of industry experience, currently serving at Vanguard Advisers. His career includes roles at THE Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm’s approach combines algorithm-driven, goal-based strategies with portfolios largely constructed from Vanguard funds and ETFs, supported by a digital delivery platform and a large advisory team.

Denise Siafa is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group and Vanguard Marketing Corporation since 2018. Prior to joining Vanguard, she spent eighteen years at Acme Markets. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and serves a large client base through a combination of digital delivery and advisor support.

Mary Franks is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. She has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s approach employs goal-based and algorithm-driven portfolio management, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

Gerald Dowling is a financial advisor at LPL Enterprise with six years of industry experience and holds the Series 66 designation. His prior work experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he has experience in the insurance agency sector through Prudential Sponsored Non-Variable Insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Kevin Opdyke is an advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing seven years of industry experience. His work history includes roles at The Vanguard Group since 2012 and self-employment as a contractor for a real estate investment company, focusing on research and sales. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, with portfolios constructed mostly from Vanguard funds and ETFs.

John Gallagher is a CFP® professional with 19 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary methodologies and largely utilizing Vanguard funds and ETFs.

Oluwatoyin Kollie is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with The Vanguard Group and Vanguard Marketing Corporation since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, with features such as tax-aware strategies and customizable options.

Anthony Dicicco is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. He has worked at multiple firms including KD Financial and BDO USA LLP, and is active as a youth lacrosse referee with the Greater Philadelphia Lacrosse Officials Association. Dicicco also participates in rideshare driving through contracts with Lyft and Uber. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily Vanguard funds and ETFs, delivering services at scale through its digital platform and large advisor team.

Robert Gueriera Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes roles at Wharton Wealth Management, Wharton Benefits Group, and Fsc Securities Corporation. He is also the owner of Wharton Wealth Management and Wharton Benefits Group, and is involved in the sale of fixed life insurance and annuities. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm utilizes firm-provided asset-allocation tools and a variety of third-party services to construct diversified portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.