Jeffrey Bahary is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 41 years of industry experience. His prior work includes roles at First Allied Advisory Services, Inc. and First Allied Securities, Inc. He is president of Bahary Financial Group and serves on several nonprofit and community boards, including his local HOA and as a fiduciary for family trusts and estates. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to both affiliated and third-party managers.

Patrick Sheehan is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on various aspects of financial planning, including investing, retirement planning, and preparing for unforeseen expenses. Additionally, Patrick facilitates access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Patrick's expertise lies in helping clients manage complex financial demands, from purchasing a home and saving for college to addressing healthcare needs and elder care. He works closely with clients to define their objectives and select portfolio strategies tailored to those goals. As a Personal Investment Advisor, he offers ongoing advice and adjusts financial plans to align with clients' changing circumstances. He holds a Bachelor's Degree from the University of Maine and a Master's Degree from Southern New Hampshire University. Patrick's approach centers on uncovering what matters most to clients and their families to create strategies that pursue their financial objectives.

Michael Noone is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His career includes prior roles at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Bank of America. He serves on the board of Georgian Court University and volunteers with charitable organizations such as the Knights of Columbus and the American Cancer Society. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Joseph Aldi Jr. is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 registrations. His prior work includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides comprehensive financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Frank Strucki is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets dating back to 2000. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services through both direct individual engagements and corporate agreements.

Michael Marano is a Financial Advisor with Merrill Lynch Wealth Management, serving as a primary point of contact to coordinate various aspects of his clients' financial lives. He focuses on delivering personalized wealth management strategies centered around strategy, service, and stewardship, aiming to provide clarity, reduce complexity, and help clients make informed financial decisions. His expertise includes investment management, retirement planning, tax considerations, estate strategies, and other key wealth management areas. Michael works with individuals and families on college education planning, family wealth management strategies, managing new wealth, and retirement income, among other client focus areas. Michael holds a Bachelor's Degree from Pennsylvania State University and the Personal Investment Advisor (PIA) designation. He is a member of the Shore Builders Association of Central NJ and the Southern Ocean County Chamber of Commerce. Originally from Morris County, New Jersey, he resides in Shrewsbury, Monmouth County with his family. Outside of work, he enjoys boating, football, golfing, ice hockey, music, skiing, traveling, and spending time with his family.

Tara Naldi is a financial advisor with LPL Financial in Jackson, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. Her prior roles include extensive tenures at Invest Financial Corporation and Northfield Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Angela Brehm is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. Her prior roles include positions at Crawford Lake Capital Management and Caxton Associates. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Maurice Cassara is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and bringing 29 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2004, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Kimberly Riccoboni is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 20 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and has worked at MetLife Securities Inc. since 2011. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and delivers written recommendations without discretionary investment authority.

Christina Hammond is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning her industry career in 2025. Prior to joining Equitable Advisors, she worked at Producify and the Red Pepper Group. Outside of her advisory role, she works as a bartender at the Beachwood Yacht Club, a sailing club in New Jersey. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model to tailor services based on client goals, risk tolerance, and time horizon.

Thomas Cali is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1999 and joined Merrill Lynch in the same year as a Financial Advisor. Thomas focuses on addressing the complex financial needs of high net worth clients by offering investment, estate and wealth transfer strategies, liability planning, and insurance solutions. He is a qualified Portfolio Manager who designs and manages personalized investment strategies incorporating individual securities, Merrill model portfolios, and third-party strategies. Additionally, he serves clients through the firm's Investment Advisory Program, managing portfolios on a discretionary basis when appropriate. Thomas earned a Bachelor of Science degree in Business Administration and High Technology Management from California State University in 1999. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. He also maintains several registrations and licenses through the Financial Industry Regulatory Authority (FINRA) and state insurance authorities, including Series 7, 24, and 66 registrations, as well as New Jersey Life, Health, and Long Term Care Insurance Licenses. Residing in Brielle with his wife Amy and their two sons, Thomas is active in local philanthropic organizations. Outside of his professional role, he enjoys spending time with his family, sport fishing, biking, boating, cooking, gardening, surfing, traveling, and woodworking.

Christopher Junquet is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. His prior work experience includes various roles at Ohio State University, MWWPR, Costco, Forsgate Country Club, Rolling Hills Day Camp, and Christian Brothers Academy. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Brian Berry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Alyssa Saavedra is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A., Merrill, Jared's Galleria of Jewelry, Pandora, and Chase Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s corporate platform, providing access to a wide range of products and services.

Robert Somers is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His prior roles include work with the American Diabetes Association and involvement with the Kappa Sigma Fraternity Endowment Fund. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Evan Purdy is a financial advisor at Cetera with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Allied Wealth Partners, Northwestern Mutual, and JusCollege. Outside of advising, he also sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services across various program structures and custodial relationships.

Peterson Decoteau is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles with PricePoint Valuations, Lincoln Appraisal Services, Douglas Elliman Realty, and Fillmore Real Estate. In addition to his advisory work, he serves as a financial counselor with the New York Legal Assistance Group. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven strategies overseen by third-party asset managers.

Marc Micali is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at Jpmorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Thomas Gioia is a financial advisor with Ameriprise in Red Bank, NJ, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a trustee on the board of Saint Leo The Great Church and is involved in independent insurance brokering and business ownership through a multi-partner LLC. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.