Gregory Bahary is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. Prior to his advisory role, he has been involved as president and consultant of Gossip Records Inc., a record label and music publishing business. Edward Jones is a wealth management firm serving individual and institutional clients with a range of advisory services, including discretionary and non-discretionary strategies, managed accounts, and affiliated mutual funds. The firm has a large national presence with over 23,000 advisors and provides additional capabilities such as trust services and securities-based lending.

Gabriel Simon is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he holds a 90% ownership interest in a merchant partnership, GSIMON GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions with investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Jeffrey Kotch is a CFP® and PFS™ with 25 years of industry experience, currently serving at Cetera. He previously worked at Avantax Advisory Services and Avantax Investment Services, and has been associated with Pierson & Oujo for over two decades. In addition to his financial advisory work, he is a sole-practitioner CPA providing accounting and tax services to individuals and businesses. Cetera Investment Advisers LLC is a nationwide SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers as well as customizable investment strategies.

Elizabeth Punzi is a Series 66-licensed financial advisor with Morgan Stanley in Red Bank, NJ, bringing 17 years of industry experience. She has been with Morgan Stanley since 2013, including roles at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning and utilizes firm-approved tools and models to support client strategies.

Kenley Ragusa is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2023, he worked at UBS Financial Services from 2009 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Thomas Mc Dermott is a CFP® with six years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms including Avantax and Prudential Advisors. Outside of his advisory duties, he assists with bookkeeping and tax return preparation at MP McDermott & Associates and supports client communications at Zonin Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporations, charities, and institutions. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various discretionary and non-discretionary investment programs.

Samuel Di Gaetano is a financial advisor with Mass Mutual Investors Services in Wall Township, NJ, holding Series 63 and Series 65 credentials and nine years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Insurance Company since 2017. Outside of his advisory role, he is involved in multiple insurance brokerage activities and engages in energy services referrals for a client’s business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars, structuring engagements as annual collaborative relationships using firm-approved analytical tools.

David Krietzberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Lincoln Financial Advisors Corp for 19 years before joining LPL Financial in 2024. In addition to his advisory role, he serves as an instructor with the Financial Educators Network. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations. The firm offers a range of advisory programs and financial planning services supported by research and a diversified investment approach.

Wayne Londregan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory work, he owns and operates a photography business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 advisors.

Adam Potulski is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services Inc and PNC Financial Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, goal-oriented planning using firm-approved tools and offers a range of event-driven planning programs.

Rob Sim is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2018. He partners with clients to educate, develop, and manage plans aimed at assisting them in working toward their financial goals, emphasizing the importance of understanding each client's unique concerns and issues before creating a strategy. Rob has over a decade of professional experience in financial planning and advisory roles. Prior to his current role, he served as Financial Consultant and Investment Consultant at Fidelity Investments from 2012 to 2018. His earlier positions include Financial Adviser at Benjamin F. Edwards from 2011 to 2012 and Financial Planner at Diversified Financial Consultants from 2006 to 2010.

Brett Sabio Sr. is a financial advisor at Osaic Wealth, Inc. with 27 years of industry experience. He holds the PFS™ and Series 63 designations and has worked previously at Securities America Advisors, Inc. and Royal Alliance Associates, Inc. In addition to his advisory work, he is a licensed Certified Public Accountant. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services along with financial planning, retirement consulting, and access to multiple managed-account solutions.

Gillian A Rcher is a financial advisor at Merrill with seven years at the firm and one year of industry experience. She holds a Series 66 designation. Prior to joining Merrill, she worked at Bank of America and Monmouth Medical Center. Outside of her advisory role, she owns an online retail store called On a Lark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Moore is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies tailored to his clients' unique financial situations. Brian focuses on areas including college education planning, liquidity management, personal retirement planning, individual and corporate investment strategies, and retirement income. With a Bachelor’s Degree from Baldwin Wallace University and the Personal Investment Advisor (PIA) designation, Brian combines his academic background and professional credentials with the resources and insights available through Merrill to deliver comprehensive financial advice. He emphasizes teamwork in his client relationships, drawing from his personal experience as a father of twins and his collaborative approach to financial planning. Outside of his professional work, Brian is involved in coaching youth sports. His personal interests include football, golfing, horseback riding, running, and spending time with his family. He is committed to building trust and confidence with his clients to help them pursue their financial goals effectively.

Stewart Ritter is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked across various Wells Fargo entities since 2009. Outside of his advisory work, he conducts fitness and aerobics classes at the Westfield YMCA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, using proprietary research and tools to develop recommendations delivered through meetings and written summaries.

Christopher Parmer is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2013, including at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and integrates multiple investment and planning services across its broad retail and institutional offerings.

Matthew Cali is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining the firm in 2006. He provides advisory services focused on income generation, capital preservation, conservative to moderate investment strategies, wealth transfer, and proactive financial guidance aimed at improving clients' financial situations. His expertise includes corporate benefits, family wealth management strategies, legacy planning, personal retirement planning, philanthropic and socially responsible investing, tax minimization, and retirement income planning. Matthew earned a Bachelor of Science degree from Richard Stockton College of New Jersey in 2004. He holds the CERTIFIED FINANCIAL PLANNER® certification, Personal Investment Advisor (PIA) designation, as well as Series 7 and 66 registrations through FINRA. Additionally, he maintains New Jersey licenses for life, health, and long-term care insurance. He is a member of the Estate and Financial Planning Council of Central New Jersey. Born and raised at the Jersey Shore, Matthew currently resides in Oakhurst with his wife, Juliana. He is actively involved in the community through organizations such as Big Brothers/Big Sisters of Monmouth, POAC, and Sea of Change. His personal interests include hiking, music, surfing, traveling, yoga, and spending time with family.

James Hoffman is a financial advisor with Cetera, holding Series 63, 65, and 66 registrations and 30 years of industry experience. His prior work includes roles at National Asset Management and National Securities Corporation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment strategies.

Margarita Mayor is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has worked at Equitable Advisors since 2016 and previously at AXA Advisors, LLC. Outside of her advisory role, she serves as Co-President of The Woman's Club of Asbury Park, where she organizes fundraising events and sets meeting agendas. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement support, and access to asset management through LPL programs and third-party managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Joseph Debonis Sr. is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 32 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC, as well as managing J&J Marine Electronics for 29 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and public entities, offering financial planning, investment consulting, and institutional advisory services through a range of portfolio management approaches.