Serafino Bruno is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including HSBC Securities and LPL Financial. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with institutional scale and specialized market roles.

Francesca Viejo Jaramillo is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. She has worked at Citigroup since 2023 and previously spent time in educational roles at the University of Michigan and Marymount School of New York. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Chi Lam is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. Prior to joining Citigroup in 2022, he worked at JP Morgan Chase Bank N.A. for four years and at Scottrade from 2016 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and combines large institutional scale with unique market roles and arrangements.

Kevin Johnson is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup Global Markets since 2017, following four years at JP Morgan Securities LLC. Based in New York, NY, his career spans significant roles at major financial institutions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Albert Bergmann Sr. is a financial advisor with OSAIC Institutions, Inc. who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has served as a financial consultant and program manager at Ridgewood Savings Bank since 2016. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer model.

Daniel Gardner is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 licenses and six years of industry experience. He has previously worked at Empower Financial Services, Ally Invest Advisors, and Fidelity Brokerages Services LLC, among other firms. Gardner is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles such as acting as a security-based swap dealer and futures commission merchant.

Robert Althoff is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 66 and Series 63 credentials and 20 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA since 2007. Outside of his advisory role, he is the President of Long Drive Appraisals Corp., a company that appraises vehicle damage following accidents. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm uses a range of model risk profiles and combines strategic and tactical asset allocation with global fund due diligence, providing both client-directed and discretionary portfolio options.

Ari Wald is a CFA® charterholder with 20 years of industry experience and has been with Oppenheimer since 2014. He serves as Head of Technical Analysis at the firm and is applying for a board position at the CMT Association, a nonprofit focused on technical analysis education and practice, where he has been involved for over a decade. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment strategies, with a distinct approach that includes both discretionary and non-discretionary management and roles as a qualified custodian.

Dennis Mclaughlin is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at CitiGroup since 2018, following eight years at Wells Fargo Advisors LLC. Based in New York, NY, he is part of a large team of advisors servicing diverse client needs. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and acting as a security-based swap dealer and futures commission merchant.

Evan Pollack is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and Trillium Management. Outside of his advisory role, Pollack owns A & E Machines LLC, a service business focused on short-term rental of heavy machinery assets. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services with a broad network of advisers and third-party asset manager relationships, managing over $8 billion in discretionary assets.

Mahanoor Hussain is a financial advisor at Citigroup Global Markets with two years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2023, with previous roles including positions at Deutsche Bank and the University of Miami. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant operations.

Alexandra Levi is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has been with Commonwealth and Element Financial Group since 2011, where she serves as managing partner and owner of Element Financial Group LLC. Outside of her advisory work, she has participated in public service announcements addressing improvements in the education system. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing a range of advisory programs and services, including wealth management and retirement plan consulting. The firm offers various program structures and discretionary model portfolios, delivering operational and practice-management support to affiliated advisors.

John Aiello is a financial advisor with HSBC Securities (USA) Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at various HSBC entities since 2011, including HSBC Bank USA, National Association, and HSBC Securities USA, Inc. Outside of his advisory role, Aiello is the owner of investment properties and manages an LLC focused on future property acquisitions. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm’s investment approach incorporates model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base through multiple program types.

Christopher Aliseo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at First Republic Securities, HSBC Securities, and Wells Fargo Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary strategies, with a combination of institutional scale and specialized market functions.

Lauren Palacio is a Series 66-licensed financial advisor with 17 years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2015, holding various roles within the firm over that time. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm employs strategic allocation models and a range of implementation methods, leveraging tools such as tax-aware techniques and AI-driven analytics, while integrating capabilities across the broader Goldman Sachs organization.

Rafael Garcia Filpo is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of his advisory role, he is involved with Human Care LLC. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory portfolios and managed accounts, operating as a broker-dealer and insurance agency under full ownership of Citizens Bank, N.A.

Klara Muratova is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 29 years of industry experience. She has worked at Primerica Advisors and Guardian Life Insurance Company from 2010 to 2020, and has been with Park Avenue Securities and Guardian Life Insurance Company since 2020. In addition to her advisory role, she serves as assistant treasurer for a condominium board, acting as a liaison between the CPA and the board. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a mix of proprietary and third-party investment strategies across various account types.

Delano Jarrett is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 registrations and 15 years of industry experience. Prior to joining Citigroup in 2023, he worked at Santander Securities, LLC, and Santander Bank, NA for a combined 20 years. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains several in-house research and security-pricing activities.

Lily Ku is a ChFC® credentialed financial advisor with 24 years of industry experience. She is currently affiliated with Eagle Strategies (NY Life) and has held roles at New York Life Insurance Company, NYLife Securities LLC, and Mass Mutual Investors Services throughout her career. Eagle Strategies serves a diverse client base including individual investors and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and manages the majority of its assets on a non-discretionary basis.

Aleksandar Blagojevic is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2018, with prior work experience in the restaurant industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and security-pricing activities.