Grant Touhey is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and previously worked at RBC Capital Markets, LLC and City National Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Georgia Kelly is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she oversees and coordinates financial affairs for families, retirees, corporate executives, business owners, and nonprofit organizations. She began her career on Wall Street 39 years ago and has dedicated herself to providing thoughtful, personalized financial analysis and planning to meet each client's unique needs. Georgia serves as a Senior Vice President, Senior Financial Advisor, and Portfolio Manager, holding designations including Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor®. Georgia's expertise spans family wealth management strategies, retirement planning, portfolio management, and services tailored for endowments, foundations, and nonprofits. She has contributed over three years to training and educating emerging financial advisors within her firm and actively delivers financial literacy programs such as Bank of America's Better Money Habits to the community. Additionally, she is involved with the Fort Orange Club as a trustee and is a member and innovator on the Women@Work advisory board. A graduate of Syracuse University with a bachelor's degree in Marketing and Business Administration, Georgia has played leadership roles in nonprofit organizations and community initiatives, including co-founding the Annual Links to Leadership Charity Golf Day & Clinic to support women and girls. Her personal interests include boating, gardening, golfing, interior decorating, traveling, spending time with family, and watching movies.

Jayson Tanzman is a Senior Financial Advisor at Merrill Lynch Wealth Management. With a career spanning over 21 years, Jayson focuses on providing personalized financial analysis and planning to a diverse client base including families, retirees, corporate executives, entrepreneurs, and nonprofit organizations. His approach centers on understanding each client's unique needs to help them pursue and achieve their financial and life goals. Jayson holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned a bachelor's degree from the University of Hartford. His experience includes advising on multi-generational and philanthropic needs, which complements his involvement in the nonprofit sector. Jayson is a 25-year member of the Rotary Club of Pittsfield and a Paul Harris Fellow. He serves on the board of the Berkshire Humane Society and has previously served on boards of several local organizations. Residing in Pittsfield with his wife and two daughters, Jayson enjoys golfing and playing hockey. He maintains a commitment to community participation consistent with Merrill’s tradition of service.

Gregory Manning is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Outside of his advisory role, he performs voice-over work for radio advertising with Sames Media Group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

William Braat is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked with Merrill since 2017 and previously held roles at Enterprise Holdings and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Martino is a financial advisor at LPL Financial with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, Bank of America, and Sunmark Credit Union. He is also involved with 17 Berkley, LLC, an outside business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, employing a variety of investment strategies with support from research and operational tools.

Noel Kaminski is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 licenses. He has 13 years of industry experience, including roles at Northwestern Mutual and National Life Group. Kaminski serves as a board member of Stakeholders and as an ambassador for the Capital Region Chamber of Commerce. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools and educational seminars.

Zachary Yakel is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he held roles at Amperity and several other firms across different sectors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as collective investment trusts, mutual funds, and insurance-related vehicles.

Laura Kane is a Financial Consultant at Fidelity Investments, where she has been working since 2024. She collaborates with individuals and families to develop comprehensive financial plans tailored to their specific goals and needs. Laura emphasizes the importance of having a financial plan that provides stability during various life circumstances. Her experience at Fidelity Investments spans several roles, including Planning Consultant (2021-2024), Assistant Branch Leader (2023), Relationship Manager (2020-2021), and Financial Representative (2017-2020). This progression reflects her extensive background in financial planning and client relationship management. Outside of her professional work, Laura enjoys attending concerts, gardening, kayaking, engaging in outdoor adventures, skiing, and spending time with her pets.

Kyle Sumple is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2011. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide goal-based recommendations.

Stephanie Havens is a Series 66-licensed financial advisor with Edward Jones in Troy, NY. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Jonathan Tellstone is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads the Latham office and heads a team of six professionals dedicated to helping clients build and maintain wealth. He focuses on putting clear financial plans in place with regular communication and reviews to foster successful long-term relationships. As the founder of The Tellstone Sullivan Michaels Wealth Management Group, he has built a credentialed advisory team aimed at simplifying clients' financial lives and preparing them for the future. With over 30 years at Merrill Lynch, Jonathan serves affluent clients primarily in the Albany area and nationwide, including physicians, business owners, executives, retired couples, widows, and multiple generations. His expertise encompasses legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income strategies. He emphasizes a prudent approach to wealth management that accounts for a client's timeline and encourages ongoing communication to avoid emotional decisions. Jonathan holds a bachelor's degree in Economics from Siena College and has earned the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Outside of his financial career, he is a former baseball player and currently coaches the Skidmore College baseball team as well as girls basketball for the City Rocks AAU program. He enjoys baseball, basketball, football, golfing, music, singing, spending time with his family, and traveling. Jonathan resides in Saratoga Springs with his wife Michele, their daughter, and two golden doodles.

Sangeetha Madhavan is a CFP® certificant with five years of industry experience, currently serving as a financial advisor at Charles Schwab. She has worked at Charles Schwab since 2020 and previously held roles at Morgan Stanley and London Business School. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized operations, and a formal alternative-investment onboarding process.

Ryan Mccrea is a financial advisor with Equitable Advisors in Latham, NY, holding a Series 66 credential and 18 years of industry experience. He has been with Equitable Advisors since 2007, including a period when the firm operated as Axa Advisors, LLC. Outside of advising, he owns an Airbnb rental property in Newport, Rhode Island. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm utilizes a range of third-party advisory models alongside its own SAM program and provides ERISA fiduciary services to qualified plans.

Timothy Meigher is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 credentials and offering 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. In addition, he serves as a FINRA arbitrator, a role he has fulfilled for over ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and methodologies.

Theresa Bruce is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at Key Investment Services LLC and KeyBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by tools such as machine learning for operational and research assistance.

Steven Lisuzzo is a Series 63-licensed financial advisor with 43 years of industry experience. He has been with Cetera since 2009 and was previously affiliated with LisuZZO Agency for 38 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Drew Prescott is a financial advisor with Cetera, holding a Series 63 designation and 15 years of industry experience. His prior roles include positions at LPL Financial and CFD Investments Inc. He is also the owner of Prescott Private Wealth, Inc., and serves as an elected board member of Wolferts Roost Country Club. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with both discretionary and non-discretionary program options.

Alexis Nikkhoo is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2019, following prior roles at Foresters Advisory Services and Foresters Financial Services. Outside of his advisory career, he has been involved with Auto Latino's Cars since 2009. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. It offers a range of portfolio management and financial planning services delivered through a multi-manager platform with access to affiliated and third-party managers.

Christopher Ikeda Wood is a financial advisor at Edward Jones in Delmar, NY, holding a Series 66 designation with 11 years of experience at the firm since 2015. He has focused his career exclusively at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.