Donna Stewart is a financial advisor at LPL Financial with 27 years of industry experience. She previously worked at Key Investment Services LLC and KeyBank from 2016 to 2023, and is currently affiliated with Pioneer Bank as a Premier Relationship Manager. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, and provides both discretionary and non-discretionary management supported by research and various investment strategies.

David Martin is a financial advisor with Merrill in Latham, New York, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been affiliated with Merrill since 2008 and also has a role at Bank of America, N.A. since 2015. Outside of his advisory work, Martin serves as an officer and volunteer at the Children's Museum at Saratoga. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm provides investment management through multiple program strategies and emphasizes integration with Bank of America affiliates and tax-focused implementation tools.

Sarah Paige is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. She has worked at LPL Financial and Pachira Wealth Management since 2024. Her prior experience includes roles outside the financial industry, such as positions at SUNY Oneonta and Cooper's Cave Ale Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Christina Capobianco is a CFP® professional with seven years of industry experience, currently affiliated with Cetera. She has previously worked at BlackRock Investments LLC and supports a principal at Capobianco & Associates, LLC. In addition to her advisory role, she is involved in the sale of fixed insurance products. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services, operating a multi-manager platform that allows advisors to implement various investment strategies across multiple program structures.

Laurie Hasso is a CFP® and ChFC® credentialed financial advisor with 43 years of industry experience. She is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, Equity Services Inc, and National Life Group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and brokerage and insurance products.

Laurie Schlossberg is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adam Swartz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has worked in the financial services industry since 2007, focusing on managing corporate benefits and personal asset management for high-net-worth and ultra-high-net-worth individuals, including families of Fortune 500 executives and entrepreneurs. His approach centers on providing "sensitive and sensible" financial advice that aligns with clients' core values and goals. Before joining Merrill Lynch in 2017, Adam spent ten years at The Ayco Company, L.P., a Goldman Sachs company, where he concentrated on investment management. He holds a Bachelor of Science degree in Finance from Siena College and the Professional Investment Advisor (PIA) designation. Adam resides in Saratoga Springs and enjoys hiking, swimming, and water skiing. He spends much of his free time with his family, especially at the lake. He is involved in community organizations including Dolgeville Forward and volunteers with Habitat for Humanity.

Philip Cortese is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 26 years of industry experience. He has worked at LPL Financial since 2016 and has been affiliated with Pioneer Savings Bank since 2015. Outside of his advisory roles, he is involved with Peak Lifestyle, a limited partnership unrelated to investments. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services. The firm provides both discretionary and non-discretionary management, access to model portfolios and research, and integrates various strategies and technologies into its investment approach.

Renu Kallianpur is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with LPL Financial since 2018 and also works with INVEST Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, supported by research and model portfolios from LPL Research and third-party subadvisors.

Liam Rice is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and previously worked at firms including Bank of America, Merrill, Morgan Stanley, and LPL Financial. Outside of his advisory role, he coaches youth soccer. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary strategies.

Martha Cordo is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011, including time at Morgan Stanley Private Bank, N.A. Outside of advising, she is a partner in MitMal LLC, a real estate-related business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and modeling tools, with a range of investment and financial product offerings.

Benjamin Chuckrow is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. He has been with Stifel since 2021. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Kemal Garuc is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank and Bank of America, including Merrill, prior to his current roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary programs supported by an in-house manager solutions team and centralized due diligence.

Ralph Figueroa is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Mass Mutual Investor Services since 1982 and also has worked with MassMutual Life Insurance Company since 1976. Outside of advisory work, he is an insurance agent specializing in individual life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by offering financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements that use firm-approved analytical tools to provide written recommendations tailored to client goals.

Gavin Quinn is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. He has worked with MassMutual Life Insurance Co. since 2024 and MML Investors Services, LLC since 2021. Previously, he was affiliated with the Troy Country Club from 2016 to 2022. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and also provides specialized programs such as divorce planning and employer-sponsored planning.

James Whalen III is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, Whalen coaches ski racing for children aged 7 to 9 at Okemo Mountain Resort on weekends. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and financial planning services, utilizing firm-approved planning tools and models to support clients’ financial goals.

Jonathan Laparl is a CFP® professional with 19 years of experience in the financial services industry. He has worked at OSAIC since 2018 and previously spent 11 years with Signator Investors, Inc. He is also involved in financial planning and investment advisory through his sole proprietorship, Threesixty Wealth and Financial Management, and serves as an executor of an estate. OSAIC serves a wide range of clients, including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-supported tools and third-party offerings.

Sean Kelton is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2019. His prior experience includes roles at Northwestern Mutual and GE Healthcare. Outside of advising, he is a partner in a tax preparation practice and serves as CEO of a support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools, and supports a broad advisor network alongside unique offerings such as municipal advisory services and SIMPLE IRA employer consulting.

Brian Crowley is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds the Series 63 designation and has been with Raymond James since 2015. Outside of his advisory role, Crowley is a silent partner in a radio station and serves as chairperson of the finance and investment committee for Charlton Girls School, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, nonprofit organizations, and municipal entities. The firm offers financial planning and consulting services through various programs, employing tailored, non-discretionary advice supported by firm research and multiple portfolio management strategies.

Connor Benoit is a financial advisor with Equitable Advisors holding a Series 66 designation and has been with the firm since 2026. Prior to joining Equitable Advisors, he worked at Regal Cinemas and Price Chopper, and attended SUNY Cortland. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and offers a range of advisory programs and third-party asset management solutions.