Kurt Droppers is a financial advisor with Robert Baird & Co. in Kalamazoo, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he serves on the investment committee of the Portage Public School board. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored investment strategies through a combination of in-house and third-party managers, providing services from financial planning to discretionary portfolio management.

Craig Sutherland is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at First Merchants Corporation, Arbor Financial Credit Union, and Bank of America. Outside of his advisory role, he is a co-founder and co-owner of F&S Ale LLC, a technology company serving property and casualty insurance carriers, and serves on the board of Junior Achievement of the Michigan Great Lakes. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Goetz Whittaker is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with executives, directors, owners, and other professionals to provide guidance on deferred compensation, stock options, ESOP, tax mitigation strategies, estate planning, retirement planning, and exit planning. Michael focuses on helping clients navigate pivotal moments such as career transitions, liquidity events, succession planning, and the years leading up to retirement by creating customized financial strategies aligned with their values and long-term goals. Michael holds a Bachelor's Degree from Grand Valley State University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is an alumnus of Alpha Sigma Phi. His experience includes assisting clients with divorce transition planning, employee benefits planning, family wealth management, liquidity management, small business strategies, individual and corporate investment strategy, and retirement income planning. Residing in Cascade, Michigan with his wife Morgan and pets Lulu and Stevie, Michael dedicates time outside of work to his community by serving as an assistant lacrosse coach at Coopersville High School. His personal interests include bowling, camping, golfing, and ice hockey.

Manuel Garcia is a financial advisor at Edward Jones in Grandville, MI, holding the Series 66 designation with four years of industry experience. He has been with Edward Jones since 2021 and previously worked for Suncoast Credit Union for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christina Devries is a financial advisor with Primerica Advisors in Grand Rapids, MI, holding Series 63 and Series 65 licenses and with two years of industry experience. Her prior work includes roles at Primerica Financial Services, EDUStaff, and Shipt. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options, operating primarily on a wrap-fee basis.

Matthew Spencer is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior experience with Bank of America, Huntington Bank, and various entrepreneurial ventures including automotive detailing and lawn care businesses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fredrick Brown is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fifth Third Securities for 12 years before joining Wells Fargo in 2021. Outside of his advisory role, he manages a rental property business that includes renting out a property through Airbnb. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Noah Miller is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2019. Outside of his advisory role, he has assisted as an associate at Al Bruchnak Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Scott Pope is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2005. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brice Blossom is a financial advisor with Thrivent Investment Management in Grand Rapids, MI, holding a Series 66 credential and having 10 years of industry experience. He has been with Thrivent Financial and its affiliated investment management firm since 2015. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial topics without engaging in portfolio management or institutional advisory services. The firm combines goal-based financial analyses with options to integrate planning and managed accounts through a consolidated billing program called “WealthPlan.”

Nolan Eccker is a Financial Advisor with Merrill Lynch Wealth Management. He assists individuals and families in organizing and managing their financial lives, focusing on areas such as retirement planning, consolidating retirement accounts, and creating strategies to grow wealth beyond employer plans. Prior to joining Merrill, Nolan worked at Northwestern Mutual, where he served wealth management clients and provided financial advice. Born and raised in Holland, Michigan, Nolan is a graduate of Michigan State University and a Personal Investment Advisor (PIA). As a fourth-generation financial advisor, he brings a long-standing familiarity with the industry and insight into the impact of sound financial planning. He currently resides in Grand Rapids, Michigan. In addition to his professional work, Nolan is involved in his community as a coach and mentor for West Ottawa Basketball and as a referee and coach for West Ottawa Little Panther's Basketball. His personal interests include basketball, boating, golfing, music, tennis, and spending time with his family.

Matthew Lehman is a financial advisor with LPL Financial in Kentwood, Michigan, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with LPL Financial since 2012 and previously worked at Signator Investors, Inc. in 2012. He is also involved in tax preparation and accounting through Bridgepoint Tax Consultants, where he is a co-member. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Matthew Ten Haaf is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 license and offering three years of industry experience. Prior to his current role, he worked at Morgan Stanley Private Bank and has experience in sports memorabilia retail through Johnny Ford Sports Cards and Memorabilia. He is also the sole proprietor of Icy Ice Cards LLC, a retail and online store in Caledonia, Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various financial planning and investment platforms.

Amy Hartman is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and 20 years of experience at the firm. She has been with Morgan Stanley since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by proprietary tools and research from its Global Investment Committee.

Sarah Valencourt is a financial advisor with Raymond James & Associates in Ada, Michigan. She holds Series 63 and Series 65 licenses and has 17 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory role, she owns a rental property in Grand Rapids, Michigan. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rachel Dick is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. She previously worked at The QTI Group and has experience with the University of Wisconsin Foundation and University of Wisconsin-Madison. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, utilizing a range of strategies and advisor support tools.

Charles Langeland Jr. is a financial advisor with Stifel in Grand Rapids, MI, holding a Series 66 designation and 13 years of industry experience. He has previously worked at Global Retirement Partners, LLC, LPL Financial, LLC, and Comerica Securities, Inc. since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Thomas Patton is a financial advisor at Osaic Wealth, Inc. based in Grand Rapids, MI, with 17 years of industry experience. He holds Series 63 and 66 licenses and has previously worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, Patton provides musical entertainment as a vocalist for restaurants and events. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services with a focus on portfolio construction using advanced asset-allocation tools and access to multiple third-party money managers.

Jacob Hufnagel is a financial advisor with Robert W. Baird & Co. in Grand Rapids, MI, holding a Series 66 designation and two years of industry experience. He has worked with Robert W. Baird since 2017, including his current tenure starting in 2021, and previously held roles at Lake Michigan Credit Union and Generational Wealth Management. Robert W. Baird & Co.’s Private Wealth Management team, including The DDK Group, serves individuals, corporate clients, pensions, and charitable organizations, offering financial planning, portfolio management, and custody services. The firm employs a range of investment strategies supported by internal research and ongoing manager monitoring.

Albert Engle is a CFP® with 32 years of industry experience and has been with LPL Financial since 2006. He is based in Ada, MI, and is involved in a retail food business specializing in ice cream and food sales outside of his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of financial planning and portfolio management options, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced advisor tools.