Jeffrey Davis is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for nine years before joining Osaic. Outside of his advisory role, he is an insurance agent offering accident and health insurance, disability insurance, fixed annuities, and traditional life insurance, and he co-owns a wealth advisory entity used for expense management. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes various investment tools and third-party platforms to construct diversified portfolios and supports complex corporate and platform arrangements.

Dennis Holland is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Raymond James Financial Services Advisors since 2016. Outside of his advisory role, he serves as a co-trustee of The Holland Family Trust, assisting with family health and well-being matters. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses analytical tools and tailored strategies to support client goals and offers specialized programs including institutional consulting and municipal advisory services.

Kevin Dunn is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 20 years of experience as a financial advisor combined with 10 years as a management consultant, including work with PricewaterhouseCoopers. Kevin specializes in advanced wealth management and estate planning strategies, focusing on tax-efficient investment approaches for high-income clients. Kevin holds the Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Certified Plan Fiduciary Advisor (CPFA) designations, along with credentials as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science in Foreign Service in International Economics from Georgetown University and a Master’s degree from the University of Massachusetts Amherst. Fluent in English, Spanish, and French, Kevin is involved in professional and community organizations such as St. Mark's Church and More Than Words.

Connell Tarr is a financial advisor with LPL Enterprise and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 52 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, third-party asset management, and access to brokerage and insurance products through an integrated platform combining advisory programs with other financial product sales.

Jose Martinez is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Outside of his advisory role, Martinez is the sole owner of a non-investment-related business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Kathleen Richards is a Wealth Management Advisor with Merrill Lynch Wealth Management in Burlington, Massachusetts. She began her financial services career in 1985 and joined Merrill Lynch in 1987. Kathleen organizes and coordinates the financial lives of clients and their families, business owners, professionals, and non-profit organizations, and has over 26 years of experience at Merrill Lynch Wealth Management. Kathleen helps clients meet both their short-term cash needs and longer-term financial goals using a goals-based approach to planning and investing while considering each client's personal preferences and objectives. She provides customized solutions based on clients' risk tolerance, time horizon, liquidity needs, investment goals, and related costs. Her areas of expertise include goals-based planning, retirement planning, portfolio development, trusts and estate planning, corporate cash management and lending, insurance analysis, and education planning. Kathleen holds a bachelor's degree from the University of Massachusetts and holds the CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Outside of her professional role, Kathleen and her husband support organizations including the Alzheimer's Association and the Greater Boston Food Bank. In her personal time, she enjoys hiking, gardening, and playing pickleball.

Jody Chadwick is a financial advisor with RBC Capital Markets in Danvers, MA, holding a Series 66 designation and 27 years of industry experience. Her career includes roles at Merrill and Bank of America, NA. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to each client’s risk profile.

Alicia Majeski is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2022. She specializes in financial planning, focusing on building client relationships based on trust and providing attentive service. Her approach centers on simplifying complex financial concepts and guiding conversations by personal goals, followed by education, execution, and monitoring. Prior to her current role, Alicia worked as a Wealth Management Specialist at Tilton Wealth Management from 2017 to 2022. Throughout her career, she has developed expertise in wealth management and financial planning. Outside of her professional work, Alicia has personal interests that include fitness, outdoor adventures, parenthood, skiing, traveling, and yoga.

David Hackmeier is a financial advisor at Charles Schwab with 16 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab and E*TRADE in various capacities since 2012. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options along with centralized custodial and order-routing services.

Roger Mcdevitt is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates and John Hancock Funds. Mcdevitt is also involved with Centinel Financial Group LLC as a financial advisor and operates an insurance brokerage as a sole proprietor. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers. The firm provides integrated brokerage and advisory services utilizing asset-allocation tools and access to multiple third-party money managers and investment platforms.

Lisa Schuhmacher is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. She holds the Series 63 designation. Outside of her advisory role, she serves as a co-trustee for her mother’s trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Carl Hanson is a financial advisor at Osaic Wealth, Inc. with 30 years of industry experience. He has held positions at Osaic Wealth since 2018 and previously worked at Signator Investors from 2016 to 2018. Outside of his advisory role, he prepares a limited number of tax returns for non-securities clients during the late spring and early summer. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio construction using a range of investment vehicles and third-party platforms.

Ernest Freeman is a financial advisor at Robert W. Baird & Co. with 48 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Janney Montgomery Scott for 10 years. Freeman serves as a guarantor and voting member of the Swampscott Beach Club in Massachusetts. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of investment strategies and overlays to meet client goals and risk tolerances.

Brian Lunceford is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Treasurer for the Boston chapter of the National Association of Guardsmen Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Joseph D’Amore is a financial advisor with Mass Mutual Investors Services, holding the CFP® designation and Series 63 and 65 licenses, with 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016, previously spending eight years at MetLife Securities Inc. In addition to his advisory role, D’Amore provides tutoring and coaching for students preparing for the CFP exam through his consulting business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Caroline Souza is a Financial Consultant at Fidelity Investments, a role she has held since 2024. She works with individuals and families to develop holistic financial plans tailored to their specific goals and needs. Caroline emphasizes building strong relationships and maintaining ongoing communication to guide clients toward financial success. Her professional experience includes multiple positions within Fidelity Investments, progressing from Customer Relationship Advocate in 2019-2020 to Planning Consultant from 2022 to 2024. Prior to joining Fidelity Investments, she was a Financial Representative at Northwestern Mutual in 2018. Caroline's work focuses on comprehensive financial planning and strategy review to improve efficiency and comfort for her clients.

Victoria Christie Gustin is a ChFC® credentialed advisor with LPL Financial, where she has worked since 1993, totaling 43 years of industry experience. She is based in Burlington, MA, and also engages in the sale and service of non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

James Toupin is a Planning Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he served as a Relationship Manager at Fidelity Investments from 2018 to 2021, and as a Financial Representative at the same firm from 2015 to 2018. Before joining Fidelity, he worked as an Investment Advisor Representative at Mcadam Financial from 2013 to 2015. In his work, James partners closely with clients to understand what is important to them and their loved ones. He collaborates with clients to build customized financial plans aimed at reaching their financial goals and providing peace of mind for their families.

Frank Hynes is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and possessing 37 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also involved with Hynes Financial Partners LLC, where he focuses on the sales and marketing of securities and insurance products, and serves as a trustee for the Marianna Hynes Irrevocable Trust. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services, financial planning, and access to various managed-account and third-party investment platforms.

Gerald Breen is a Series 66 registered advisor at Edward Jones with eight years of industry experience. He has previously worked at Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services, as well as Moody's Analytics, where he was employed for 21 years. His current role at Edward Jones began in 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,700 financial advisors.