Michael Paluch is a financial advisor at ValMark Advisers, Inc. with two years of industry experience. He holds a Series 66 designation and has previously worked at MFS Investment Management and Beauport Financial Services. Outside of his advisory role, he is a partner and Chief Operating Officer at Beauport Financial Services. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and a range of advisory and sub-advisory services.

E. Elie is a CFA® charterholder based in Boston, MA, with 15 years of industry experience. He has been with Congress Asset Management Company, LLP since 2001. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies, managing approximately $14.2 billion in assets.

James Murphy is a CFP® professional with six years of industry experience. He has worked at Northeast Investment Management, Inc. since 2019 and previously held roles at BNY Mellon, N.A. and Choate Hall & Stewart LLP. Northeast Investment Management, Inc. provides discretionary and non-discretionary investment advisory services to high-net-worth individuals, families, trustees, and institutions. The firm combines portfolio management with estate-planning and trust-related services, emphasizing diversification, risk management, and detailed trade oversight.

John Beaver is a CFA® charterholder based in Boston, MA, with 15 years of industry experience. He has worked at Congress Asset Management Company, LLP since 2002. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies.

Tucker Bixby is a Series 66-licensed financial advisor with 28 years of industry experience. He has been with Arete Wealth Advisors, LLC since 2008 and has prior experience at Ameriprise and New England Securities. He serves as President and a board member of the nonprofit Family Promise North Shore Boston. Arete Wealth Advisors provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and other entities. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and access to third-party money managers, utilizing both advisor-driven and proprietary model allocations.

Robert Everett is a financial advisor with LPL Financial in Cambridge, MA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2010 and also provides financial planning and consulting services through Northeast Planning Associates, an independent registered investment advisor. Additionally, he is an author with works available for sale through Amazon. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with an in-house research team and a range of investment solutions, combining large-scale advisory operations with various non-advisory financial products.

Ryan Strack is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 designations and having 12 years of industry experience. He has worked with John Hancock-affiliated entities since 2009, including John Hancock Funds LLC and Manulife John Hancock Brokerage Services. In addition to his advisory role, Strack serves as a retirement consultant providing educational information to participants in qualified retirement plans through an affiliated entity. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, utilizing a technology-assisted model with high client loads per advisor. Their advice includes written plans on asset allocation, retirement, and estate planning, with implementation decisions left to clients.

Jeffrey Beshansky is a financial advisor at RWA Wealth Partners with four years of industry experience. He holds a Series 65 designation and has worked previously at CIBC Private Wealth Advisors, Inc., Leveroni Financial Management Corp. LPL Financial LLC, GW & Wade, LLC, and D.K. Brede Investment Management Co, Inc. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans, providing investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm’s investment approach focuses on strategic asset allocation supported by an open-architecture platform and combines fundamental and quantitative methods in select strategies.

Cameron Rahbar is a CFP® professional with seven years of industry experience. He is currently with Howland Capital Management LLC and has previously worked at Anchor Capital Advisors LLC, Twin Focus Capital Partners, LLC, and Boston Private Wealth. Howland Capital Management LLC provides personalized investment management and financial planning services to individuals, families, trusts, retirement accounts, foundations, endowments, and estates. The firm employs a disciplined investment process incorporating fundamental, macroeconomic, technical, and credit analysis, and also offers tax services, private trustee services, and manages private investment vehicles.

Dina Milne is a CFP® with 11 years of experience in the financial services industry. She currently works at RWA Wealth Partners and previously spent eight years at Adviser Investments. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans with investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm’s investment approach emphasizes strategic asset allocation supported by an open-architecture platform and customized fixed income management.

Jeffrey Fernandes is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has previously worked with John Hancock Distributors LLC, Signator Investors, Inc., and New York Life Investment Management LLC. Outside of finance, he is a managing member and partner of Lorie-Lyn Photography, a family portrait photography business. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base including individuals, trusts, estates, non-profits, and businesses. The firm employs a technology-assisted advice model offering written, generally framed financial recommendations, with a focus on scalable service delivery.

Kevin Smith is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Flagship Harbor Advisors, LLC in Boston, MA since 2015. He has concurrently been associated with LPL Financial during this period. Outside of his advisory roles, he is involved in fixed and life insurance activities. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser that manages approximately $3.42 billion in discretionary assets for individuals, charitable organizations, corporations, and retirement plans. The firm employs a diversified investment approach using mutual funds, ETFs, individual securities, and separately managed accounts, supported by a team of about 60 advisors serving several thousand client relationships.

Scott Mondeau is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior work includes 17 years at Next Financial Group, Inc., and he has been with Flagship Harbor Advisors and affiliated LPL Financial since 2022. Outside of his advisory role, he works as an ice hockey referee on weekends. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a diverse investment approach that includes mutual funds, ETFs, individual securities, and separately managed accounts, utilizing both fundamental and technical analysis alongside long- and short-term trading strategies.

Richard St. Onge is a financial advisor with Winthrop Wealth in Boston, MA, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He worked at LPL Financial for 22 years before joining Winthrop Advisory Group, LLC, where he has been since 2017. Winthrop Wealth provides investment management, financial planning, and wealth management services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, prudent investment philosophy supported by a four-step process and utilizes both in-house management and third-party sub-advisers to implement tax-managed and systematic strategies.

Tara Oconnell is a financial advisor at Brighton Jones LLC in Boston, MA, holding a Series 65 credential with four years of industry experience. Her prior work includes roles at Ballentine Partners, LLC, Charles Schwab, and Walter’s Basin Restaurant. Brighton Jones provides wealth management and financial planning services to individual, high-net-worth, and family-office clients through multiple operating brands, including its Personal CFO (PCFO) offering. The firm employs a whole-balance-sheet approach and manages client assets across a mix of public and private investments, supported by an affiliated ecosystem of private investment funds, a trust company, and legal services for certain clients.

Kathleen Bochman is a CFA® charterholder with over 18 years of industry experience. She is currently with Trillium Asset Management and has previously worked at Moderna, Fidelity Investments, and Loomis Sayles & Co. Trillium Asset Management provides discretionary portfolio management to a range of clients including individuals, trusts, pension plans, charitable institutions, and endowments. The firm combines bottom-up fundamental analysis with integrated ESG research and employs exclusionary screens and active ownership strategies in its investment process.

Carrie Endries is a Series 65-licensed advisor with Reynders, McVeigh Capital Management, LLC, based in Boston, MA. She has 18 years of industry experience and has been with Reynders, McVeigh since 2014. Reynders, McVeigh provides discretionary and non-discretionary investment management, model portfolio advice, and consulting services to a diverse client base including individuals, trusts, family offices, corporations, and pension plans. The firm employs a growth-at-a-reasonable-price (GARP) investment philosophy with integrated ESG criteria and offers tailored portfolios alongside management of a registered mutual fund.

Bradley Sharp is a CFP® with 28 years of industry experience, currently serving at RWA Wealth Partners. His prior roles include positions at Adviser Investments, LLC and Braver Wealth Management, LLC. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans, providing investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm employs a strategic asset allocation approach supported by an open-architecture platform and offers customized fixed income and cash management solutions.

Amory Logan is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at Loring, Wolcott & Coolidge Fiduciary Advisors, LLP since 2016. She has held several nonprofit board roles, including Treasurer of Sailors' Snug Harbor of Boston and involvement with the Maine Coast Heritage Trust, McCrillis Land Association, the Manchester-by-the-Sea Museum, and Shore Country Day School. Loring, Wolcott & Coolidge manages investment and fiduciary relationships primarily for high-net-worth individuals, trustees, foundations, endowments, and retirement accounts, focusing on long-term ownership of high-quality growth equities complemented by fixed income and other asset classes. The firm integrates investment management with trust administration and operates a Sustainability Group that incorporates ESG research and direct impact investments.

Thomas Kennedy is a CFA® charterholder with six years of industry experience. He is currently with Modera Wealth Management, LLC, where he has worked since 2019. Prior to that, he held positions at New England Investment & Retirement Group, Inc. and Windhaven Investment Management. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm’s investment approach is allocation-driven and grounded in Modern Portfolio Theory, utilizing diversified portfolios and supplementing core strategies with independent managers, private placements, and optional ESG integration.