Michael Gasparino is a financial advisor with Citizens Securities, Inc. in Brooklyn, NY, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JP Morgan Securities, LLC and JP Morgan Chase Bank, N.A. from 2022 to 2025. Gasparino also serves as Treasurer and CFO for Cafe Here Inc., where he manages the company’s finances. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm provides a digital advisory program with ETF-based portfolios and discretionary management alongside commission-based brokerage and other services.

Noah Kowalewsky is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. He has held positions at Park Avenue Securities and Guardian Life Insurance Company and has worked in various roles across multiple organizations, including Clemson University Athletic Department and Real Madrid Foundation Camps USA. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services.

Matthew Gambino is a financial advisor at Janney Montgomery Scott with four years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James. Outside of his advisory role, he has held various positions in unrelated businesses including the Peter Fruit Company and Southampton Bath and Tennis. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services through both in-house and third-party portfolio management.

Angel Vidal is a financial advisor at Transamerica Financial Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Peak Systems, Inc. Outside of his advisory role, Vidal is the founder and executive director of Elevation Baseball & Leadership Academy, a nonprofit organization providing free training and mentorship to youth athletes. He also refers clients to Student Optimum Services, assisting those with federal student loan issues. Transamerica Financial Advisors serves a diverse client base including individual investors, trusts, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, providing both discretionary and non-discretionary management options.

Bryan Petrucci is a financial advisor with Principal Financial Services based in Melville, NY, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked with several firms, including The AYCO Company, L.P./Mercer Allied, Goldman Sachs & Co. LLC, and United Capital Financial Advisers, LLC. He is also involved in providing retirement planning services to employees separating from companies with ESOP plans through Great Lakes Retirement Plan Consultants. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Carolina Ng is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been with Citigroup since 2016. Outside of her advisory role, she serves as Treasurer of First Isle Investment Corp, an entity involved in managing an Airbnb property in Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional capabilities alongside unique market roles such as derivatives and futures services.

David Darshan is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 66 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional scale combined with specialized market roles and arrangements.

Yangang Zha is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Transamerica in 2024, Zha was involved with World Financial Group and served as chairman of the board at Southern Connecticut Chinese School, a nonprofit focused on Chinese language and cultural education, until 2024. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Peter Klimuszko is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He has been with Janney Montgomery Scott since 2005 and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Juan Garcia is a financial advisor with Eagle Strategies (NY Life) based in Melville, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with Tri-Mountain Financial Group, Inc., Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. Outside of advising, he is a partner in a corporation involved in real estate investment. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis.

Ellen Wilson is a financial advisor at Empower Advisory Group with 28 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America and Prudential Investment Management Services. She holds Series 63 and Series 66 designations. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm’s integrated services focus on long-term portfolio returns and savings rates within plan lineups chosen by plan sponsors.

Russell Stola is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 65 designations. He has 26 years of industry experience, including over two decades at LPL Financial before joining Private Advisor Group. In addition to his advisory role, he has been involved in tax preparation and accounting services for individuals and small businesses through Stola & Associates, Corp. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that incorporates multiple investment strategies and technology platforms, often implementing advice through third-party managers and TAMPs.

John Carbonara is a CFP® professional affiliated with Commonwealth Financial Network, with 36 years of experience in the financial services industry. He has worked at Commonwealth Financial Network since 2024 and previously spent over two decades with Securities America, Inc. He is co-owner of Financial Associates, LLC, an entity established to manage office expenses. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of individual and institutional clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Viktoriya Irlinsky is a financial advisor at Citigroup Global Markets with 14 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and entrepreneurial ventures such as Modern Optika Inc. Outside of her advisory work, she serves as a caregiver in a Consumer Directed Personal Assistance Program (CDPAP), providing daily living support to a family member. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with in-house research and fulfills unique market roles as a swap dealer and futures commission merchant.

Li Huo is a financial advisor at Eagle Strategies (NY Life) with 13 years of industry experience. He holds the CFP® designation and Series 63 license. Li has been associated with New York Life Insurance Company and its related entities since 2011. Outside of advisory roles, he is also appointed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory solutions tailored to client objectives, with most assets managed on a non-discretionary basis.

Matthew Roche is a financial advisor at Corient with 10 years of industry experience. He holds a Series 66 designation and previously worked at CitiGroup, Santander Bank, Santander Securities, Bank of America, and Merrill. Corient provides investment advisory and financial planning services to a diverse client base, including individual investors, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that combines in-house strategies with third-party solutions and employs continuous portfolio monitoring and risk management tools.

John Bruderman III is a financial advisor with Eagle Strategies (NY Life) based in Brooklyn, NY. He holds Series 63 and Series 65 designations and has 27 years of industry experience, including over two decades with Eagle Strategies. He is also appointed with outside carriers for life, health, and disability insurance products, though he is not actively engaged in this brokerage work. Eagle Strategies serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of financial planning and investment advisory services, emphasizing tailored solutions and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Ragusa is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and has worked in various roles including positions at Eisenhower/Cantiague Golf Course and the University of Connecticut prior to joining Oppenheimer. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, managing both discretionary and non-discretionary portfolios across multiple asset classes.

Douglas Keller is a financial advisor with First Command Advisory Services and holds a Series 66 designation. He has 11 years of industry experience, including 10 years with First Command Advisory Services and its affiliated entities. Outside of his advisory role, he is the president of Harvest Capital Services Corp and co-founder of Unlock New Worlds, a start-up virtual reality company. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Hakeem Fox is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several major firms including Bank of America, Merrill, and JP Morgan Chase. Fox is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies with in-house research and executes both discretionary and non-discretionary portfolios.