John Woodworth is a financial advisor with Raymond James Financial in Rochester, NY, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Commonwealth Financial Network, and several financial services firms. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and state and municipal government entities. The firm offers customized services through non-discretionary advisory relationships and maintains a notable presence in municipal and public finance sectors.

Pamela Baker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding a Series 63 designation and 13 years of industry experience. She has worked at MassMutual and MML Investors Services since 2020, and prior to that, she was with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent, Inc from 2014 to 2020. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management programs, and educational seminars, with planning engagements structured as annual relationships that use firm-approved tools to analyze client goals and deliver written recommendations.

Todd Harris is a financial advisor with Raymond James Financial Services Advisors, holding Series 65 and Series 66 licenses and 20 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Commonwealth Financial Network, and Angelo Planning Group. Harris is also owner of Harris Wealth Management and partial owner of ADF Wealth Management LLC, both involved in securities and advisory services. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and specializes in programs like the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Kaitlin Patt is a financial advisor at Equitable Advisors with a Series 66 designation and less than one year of industry experience. Her prior work includes roles in education and community services within the Rochester, NY area. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Peter Bishop is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he is a member of the Screen Actors Guild and works as a Natural Health Consultant, operating through his firm, Extraordinary Gentleman LLC. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including advisory, custody, underwriting, and capital markets options.

Susan Dezio is a financial advisor with UBS Financial Services in Rochester, NY, holding a Series 66 designation and nine years of industry experience. She previously worked at Morgan Stanley for ten years before joining UBS in 2025. Outside of her advisory role, she serves on the board of directors and as the financial secretary for the St John Fisher Columbiettes Auxiliary, a charity organization focused on fundraising and community service. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research, capital markets services, and affiliated banking programs.

Geoffrey Glanville is a CFP® and holds a Series 66 license, serving as a financial advisor at Edward Jones in Pittsford, NY with 16 years of industry experience. He has been with Edward Jones since 2010. In addition to his advisory role, he is an adjunct professor at the American College of Financial Services, teaching retirement and investment courses within CFP, ChFC, and RICP programs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment advisory services, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Igor Yurovskiy is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with affiliated brokerage and investment management capabilities.

Michael Katz is a Senior Financial Advisor at Merrill Lynch Wealth Management in Pittsford, NY. He leads the Katz Team, which has over 30 years of combined experience, specializing in financial strategies and investment management for high-net-worth individuals and families. The team serves a diverse client base, including professional athletes, entertainers, small business owners, doctors, engineers, entrepreneurs, and attorneys, with clients located in Rochester, NY, and 30 states across the country. With more than 10 years of experience in financial services, customer service, leadership, and small business coaching, Michael brings a comprehensive approach to wealth management. He previously worked as a mortgage loan originator specializing in residential refinances and held a dual role as an advisor within a Bank of America Financial Center. Michael helps clients connect all aspects of their financial lives to strategies designed to improve or simplify their situations, ensuring they take full advantage of Merrill's wealth management and investment tools. Michael holds a Bachelor's Degree from Arizona State University and holds the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His personal interests include camping, fishing, football, golfing, ice hockey, music, and traveling.

Barbara Fraser is a CFP® professional with 27 years of experience in the financial industry. She has been with UBS Financial Services Inc. since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor financial plans according to clients' goals and risk tolerances.

Robert Mojsej is a financial advisor with LPL Financial in Rochester, NY, holding a Series 63 designation and 23 years of industry experience. His prior roles include positions at INVEST Financial Corporation and ongoing engagements with Salmin, Celona, Wehrle & Flaherty, LLP, and Cochran, Cochran & Yale. He is also a partner at Welker Mojsej & Delvecchio CPAs, a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a broad selection of advisory programs and financial planning services, employing both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Holly Hare is a financial advisor with Merrill, holding a Series 66 designation and bringing eight years of industry experience. She has been with Merrill since 2017 and also has experience at Bank of America dating to 2018. Prior to her financial services career, she worked at Staples Inc. for five years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel La Crosse is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has prior experience at Howe & Rusling Wealth Management, LVW Advisors LLC, and Manning & Napier, Inc. Outside of his advisory role, he serves as a lacrosse referee for the Genesse Valley Lacrosse Officials Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various management approaches.

Arshia Zarei is a financial advisor with J.P. Morgan Securities in Pittsford, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at TD Ameritrade, AXA Advisors, and Key Bank prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that integrates quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework and offers access to a broad range of investment products, including security-based swaps and futures, through its affiliation with the broader J.P. Morgan organization.

Trevor Smith is a financial advisor at OSAIC with three years of industry experience. He holds Series 65 and Series 63 credentials. Prior to joining OSAIC, he worked at Cambridge Investment Research and RFG Advisory, LLC. Outside of advisory work, he is the owner of TD Smith Tax LLC, a tax preparation service. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm uses various asset-allocation tools and supports multiple advisory platforms, including access to third-party money managers and unified managed accounts.

Eric Cook is a financial advisor at RBC Capital Markets with 13 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2013 and City National Bank since 2016. Outside of his advisory role, Mr. Cook serves on the boards of Saint's Place, a charity for refugee families, and Writer's & Books, a literary center. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by RBC’s capital-markets resources and affiliated asset managers.

Michael Tornatore II is a financial advisor with Equitable Advisors in Rochester, NY, holding a Series 66 designation and seven years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at Axa Advisors, LLC and Paychex Inc. Tornatore serves on the board of the Greece Regional Chamber of Commerce and is an active member of several local business organizations. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, plan sponsors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, partnering with LPL and multiple third-party asset managers to deliver tailored advisory and brokerage services.

Joshua Tomko is a CFP® professional with 11 years of experience in the financial services industry. He has been with UBS Financial Services since 2014. Based in Rochester, NY, he holds the Series 66 license. UBS Financial Services Inc. provides brokerage and investment advisory solutions to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management services, offering a range of products including fee-based financial planning, portfolio management, and access to proprietary research.

Philip Welch is a financial advisor with Wells Fargo Clearing in Pittsford, NY, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a trustee of his mother's trust. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Janosky is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2015. He employs a goals-based wealth management process, utilizing global resources and web technology to assist clients in pursuing financial lifestyles that align with their personal objectives. His practice specializes in working with successful corporate executives, offering services such as retirement planning, wealth management, financial strategy development, education funding, and portfolio development. Thomas places particular emphasis on retirement income planning, tax minimization, corporate benefits, divorce transition planning, and legacy considerations, often collaborating with clients’ estate planning advisors. Thomas earned a Bachelor of Science degree in Business Administration from Westminster College in 2011 and holds FINRA Series 7 and Series 66 registrations along with the Personal Investment Advisor (PIA) designation. Prior to joining Merrill Lynch, he gained experience as a Customer Service Manager, building strong communication skills that inform his client-focused approach. Thomas is a member of Hope Lutheran Church and contributes to his community as a teacher for the Financial Peace University program. In his personal time, Thomas resides in Henrietta with his wife and engages in activities such as football, golf, and tennis. He is also active at the YMCA and involved with his church community. Prospective clients may contact him via email or phone for customized retirement planning, complex pension analysis, second-opinion consultations, or assistance with 401(k) decisions following employment changes.