Lisa Goode Cyrkin is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley Smith Barney LLC, Commonwealth Financial Network, and Oakwood Financial Services. Outside of her advisory work, she owns and operates Growing Wilde Flower Farm, a sole proprietorship focused on growing and selling flowers and related products. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates proprietary capital market research and model-based asset allocations to tailor financial plans, combining institutional trading capabilities with wealth management services.

Suzanne Kane is a financial advisor with RBC Capital Markets in Rochester, NY, holding Series 63 and Series 66 designations and 24 years of industry experience. She has been with RBC Capital Markets since 2010. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs with tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Brian Provost is a financial advisor with OSAIC in Rochester, NY, holding Series 65 and Series 66 licenses and 22 years of industry experience. He worked at American Portfolios Financial Services, Inc. for 14 years before joining OSAIC in 2024. Outside of advising, he is an independent insurance agent specializing in life, disability, and long-term care insurance and is a co-owner of an LLC that manages payroll and retirement plans for employees. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs various portfolio construction tools and supports multiple advisory platforms and third-party managed-account solutions.

Susan Halpern is a financial advisor with UBS Financial Services in Rochester, NY, holding a Series 66 designation and 26 years of industry experience. She has been with UBS since 2011. Halpern serves on multiple nonprofit boards, including the Alzheimer's Association and Planned Parenthood of Central New York, and is actively involved with the Jewish Community Center and The Chatterbox Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management offerings, supported by proprietary research and capital market insights.

Rocco Pietropaolo Jr. is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves on the board of directors for the Canandaigua Emergency Squad, overseeing organizational matters. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Campbell is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Robert Lukasik is a financial advisor with OSAIC in Rochester, NY, holding Series 63 and Series 65 credentials. He has two years of industry experience and previously worked at SagePoint Financial, Inc. and operates as a sole proprietor insurance broker with Genesis Insurance, where he assists clients with Medicare, health, and life insurance policies. Additionally, he has long-term experience working in the transportation industry. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services along with access to multiple advisory platforms and third-party money managers. The firm provides diversified portfolio construction using firm tools and supports both discretionary and non-discretionary management, while maintaining a complex corporate structure with various commercial and regulatory considerations.

Christopher Ginther is a financial advisor with LPL Financial in Pittsford, NY, holding a Series 66 designation and bringing 23 years of industry experience. His prior experience includes roles at Ameriprise Financial Services, KeyBanc Capital Markets, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, combining extensive advisory platforms with non-advisory financial activities, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Patrick Reynolds is a financial advisor with Morgan Stanley in Rochester, NY, holding a Series 66 credential and five years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at LenelS2 and Rochester Institute of Technology. Outside of his advisory role, he serves on the board and finance committee of Shift2 and Lifespan, both civic and community organizations, and works as a shopper for Instacart. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutions, combining tailored financial planning with investment management supported by firm-approved tools and models.

Andrew Ness is a Financial Consultant currently working at Fidelity Investments since 2020. He has held various positions in the financial services industry, including Wealth Management Advisor at TIAA from 2017 to 2020, Vice President and Financial Solutions Advisor at Merrill Lynch from 2012 to 2017, and Financial Advisor at AXA Advisors from 2010 to 2012. Throughout his career, Andrew has focused on building customized financial plans tailored to meet the unique needs of his clients. He emphasizes a collaborative approach and prioritizes developing strong relationships based on trust, reliability, and competency. Outside of his professional work, Andrew enjoys engaging in family activities and participating in fitness-related pursuits such as golf, hiking, skiing, and tennis.

Allison Maier is a financial advisor with Raymond James Financial holding a Series 66 designation and nine years of industry experience. She has worked at several firms, including Cadaret Grant & Co., Inc., LPL Financial LLC, and Cetera ADVISORS LLC, before joining Raymond James and Associates in 2023. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning and tailored investment consulting using analytical tools and supports its advisory programs with technology and specialized municipal advisory services.

Brian Hopper is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at LPL Financial since 2022 and also has concurrent experience with CUNA Brokerage Services, Inc. and CUNA Mutual Group since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Rylan Searley is a financial advisor at J.P. Morgan Securities with Series 66 registration and less than one year of industry experience. His background includes roles at JPMorgan Chase Bank, the University of Rochester, and RBC Wealth Management, along with various other positions outside the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Stephen Gaudino is a CFP®-designated financial advisor with 33 years of industry experience, currently affiliated with LPL Financial since 2018. His prior experience includes five years at INVEST Financial Corp and over four decades operating his own CPA practice. He also maintains a notary public service and an accounting business alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive resources and a large network of advisors.

Nicholas Piehler is a financial advisor with Cetera in Rochester, NY, holding a Series 66 designation and four years of industry experience. He has previously worked with Avantax Investment Services and has been involved with Davie Kaplan Wealth Care Advisors, LLC. Outside of his advisory roles, Piehler serves as Finance Committee Chairman for the Catholic Newman Community at the University of Rochester and is a board member of the Nativity Preparatory Academy of Rochester, a Catholic middle school. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, enabling advisors to implement various investment strategies and model portfolios.

Leo Iacobelli is a financial advisor with LPL Financial based in Rochester, NY, holding Series 63 and Series 65 credentials and with 39 years of industry experience. He has held roles at ESL Federal Credit Union since 2015 and at ESL Investment Services, LLC since 1997, where he serves as President and COO. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, utilizing both proprietary research and third-party strategies across various investment approaches.

Sandy Aristy is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, Sandy worked at Bank of America, N.A. and Equitable Advisors, LLC. Outside of finance, Sandy works as a delivery driver for GG's Pizza in Rochester, NY. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ruth Banegas is a financial advisor with Primerica Advisors, holding a Series 63 designation and possessing 10 years of industry experience. She has worked with PFS Investments Inc. since 2016 and with Primerica Financial Services since 2015. Outside of her advisory role, she is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies managed by unaffiliated asset managers and supported by established custodians and overlay managers.

Gregory Miller is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and bringing 20 years of industry experience. He has worked with firms including Avantax Advisory Services and 1st Global Advisors and is a member and referring advisor at Davie Kaplan Wealth Care Advisors, where he has been active since 2006. Miller serves as treasurer and board member of the Rochester Rotary Charitable Trusts, a local nonprofit organization. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers portfolio management, financial planning, and access to various program structures and third-party managers.

Jamie Bailey is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.