Elizabeth Carlson is a financial advisor with TIAA-CREF based in Pittsburgh, PA. She holds a Series 66 designation and has eight years of industry experience. Prior to joining TIAA-CREF, she worked at Hornor Townsend & Kent Inc, Penn Mutual Life Insurance Company, and Connolly, Steele & Company, P.C. Carlson also has experience teaching at Thiel College in their Communications Department and James Pedas Communication Center. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates a vertically integrated advisory model that includes point-in-time planning and ongoing discretionary management, with notable services such as managing a donor-advised fund and employing a fiduciary standard in its RIA services.

Matthew Binstock is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 19 years of industry experience, working at Park Avenue Securities since 2007 and Guardian Life Insurance Company of America since 2006. He serves on the Board of Directors for the Military Community Support Project. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of advisory solutions, combining advisor-led discretionary management with model-based strategies and access to insurance products and alternative investments.

Richard Guerrini is a financial advisor at PNC Wealth Management in Pittsburgh, PA, with 35 years of industry experience. He has been with PNC Investments since 2004 and holds Series 63 and Series 65 licenses. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an employee-only pilot digital offering that uses algorithmic questionnaires to recommend investment strategies implemented via approved models using mutual funds and ETFs.

Anna Luciani is a financial advisor at PNC Wealth Management with eight years of industry experience. She holds Series 63 and Series 66 licenses and has been with PNC Investments since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online model account available as an invitation-only pilot for employees. The firm utilizes algorithm-driven risk assessments and manages investments via approved model strategies executed with mutual funds and ETFs.

Jon Hoover is a financial advisor at Janney Montgomery Scott with two years of industry experience. He holds a Series 66 designation and has worked at Janney Montgomery Scott since 2023. Prior to that, he was affiliated with Globe Life and has experience with an organization called Wrestlers in Business. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a combination of in-house and third-party portfolio management across multiple advisory programs.

Gerard Elijah Fernando is a financial advisor at PNC Wealth Management in Pittsburgh, PA, with 17 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney before joining PNC Investments in 2017. PNC Wealth Management provides retail brokerage and advisory services primarily through model-based programs, including an invitation-only digital portfolio strategy for employees that utilizes algorithm-driven risk assessment and delegated investment execution.

Christina Deiboldt is a CFP® with four years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. She previously worked at XPYRIA Investment Advisors, Inc. and PNC Bank. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services and employs a client-specific investment framework that integrates proprietary quantitative methods with both third-party strategies and direct security selection.

Frank Deshantz Jr. is a financial advisor at Truist Advisory Services with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Cetera, First National Bank of PA, and LPL Financial. Outside of his advisory role, he coaches softball approximately 10 hours per week. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Mark Ceraso is a Certified Financial Planner (CFP®) with 39 years of industry experience. He is currently affiliated with Wealth Enhancement Advisory Services, LLC and has prior experience at BPU Investment Management Inc. and LPL Financial, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a broad client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, guided by an internal Investment Committee and incorporating quantitative and fundamental research.

John Graves is a CFP® with five years of experience in financial advising. He is currently with Carson Wealth and CWM, LLC and has prior experience with Corecap Investments, Corecap Advisors, and Affinity Advisory Network. In addition to his advisory work, he is co-owner of Graves Law Firm, where he participates in client appointments, educational seminars, and professional events. CWM, LLC is an enterprise investment adviser managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach and providing access to alternative investments and third-party sub-advisors.

Patricia Kovacic is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and possessing 18 years of industry experience. Her work history includes positions at Merrill and a long tenure at both Guardian Life Insurance Company and Park Avenue Securities since 2010. She is also a commissioned Notary Public. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to insurance products and alternative investments, and a range of financial planning and consulting services tailored to client needs.

Brian Fuchs is a financial advisor with Wells Fargo Clearing in Sewickley, PA. He holds a Series 66 designation and has 10 years of industry experience, all with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Patrick Tobin is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with RBC since 2013. Tobin serves as president of the Father Regis M. Farmer Scholarship Fund, a nonprofit organization, and is a board member of the Kearns Spirituality Center. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored portfolio management and financial planning services. The firm offers multiple advisory programs and combines in-house and third-party investment managers to implement client strategies.

Ryan Senka is a financial advisor with Morgan Stanley Wealth Management in Pittsburgh, PA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at UBS Financial Services, MassMutual of Pittsburgh, Northwestern Mutual, and Duquesne University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm‑approved tools and market analysis techniques.

Ian Fremer is a financial advisor with Merrill based in Upper Saint Clair, PA. He holds the Series 66 designation and has 25 years of industry experience. He has been with Bank of America and Merrill since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Campbell is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, following her time at Citigroup Global Markets starting in 1995. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations and secular return estimates, to support its financial planning process.

Matthew Christ is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2013. Matthew is based in Sewickley, PA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Nicole Kordenbrock is a financial advisor at Robert W. Baird & Co. with Series 66 credentials and three years of industry experience. Prior to joining Baird in 2023, she held positions at Raintree Systems, Automatic Data Processing, and DoorDash. Outside of finance, she has experience in the hospitality industry, having been involved with Over the Bar Bicycle Cafe from 2017 to 2021. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm employs a combination of discretionary and non-discretionary portfolio management strategies and emphasizes ongoing manager selection and internal research, including the use of artificial intelligence, in delivering advisory services.

Brett White is a financial advisor with Robert Baird & Co. holding a Series 66 designation and four years of industry experience. He has worked at Robert Baird since 2022 and concurrently serves as a real estate agent with Coldwell Banker Realty Services. Robert Baird & Co. is a firm within the Private Wealth Management department that serves individuals, business clients, pensions, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies, along with internal research tools including artificial intelligence.

Jeffrey Reimer is a financial advisor with Mass Mutual Investors Services and MassMutual Life Insurance Company, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He worked at MetLife Securities Inc. for ten years prior to joining his current firm in 2017. Outside of his advisory role, he is an independent insurance agent specializing in fixed annuities and life/accident/health insurance and serves as a seat attendant for the Pittsburgh Steelers’ Heinz Field. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships that use firm-approved software to analyze client goals and deliver written recommendations.