John Saia Jr. is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He has been with Citizens Securities since 2011 and previously operated Johnny Cool Incorporated from 2004 to 2017. He holds Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and a managed account program, operating as a broker-dealer and insurance agency.

Zhiqiang Liu is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and concurrently at Wfg since 2001. Liu is involved in the sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring proprietary and third-party model portfolios, discretionary and non-discretionary program choices, and a range of insurance and brokerage products.

Gregory Clemens is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Raymond James Financial Services, Questar Capital Corporation, Allianz Life, and PNC Investments. Outside of his advisory work, he is involved as a youth sports official and has worked as a ride-share driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary platforms and is wholly owned by Citizens Bank, N.A.

Kathleen Freed is a CFP® with six years of industry experience and is currently with Cerity Partners LLC. She previously worked at Permit Capital Advisors, Threshold Group, Convergent Wealth Advisors, and Lydian Wealth Management Company. Her work history also includes a year focused on extended travel. Cerity Partners LLC advises a diverse client base including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of December 31, 2025. The firm offers customized wealth management services with an investment approach centered on client-specific profiles, asset allocation, and access to alternative and private market solutions.

Andrew Tyson is a Series 66 licensed financial advisor at PNC Wealth Management with 17 years of industry experience. He has worked with PNC Investments since 2009. Outside of his advisory role, he co-owns a non-investment-related business with his spouse. PNC Wealth Management offers retail brokerage and advisory services, including a model-based digital investment program that uses algorithm-driven risk assessments and third-party-managed portfolios, currently available as an invitation-only pilot for PNC employees.

Mary Di Nolti is a financial advisor at Empower Advisory Group with four years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Intuit and The Vanguard Group, Inc. prior to joining Empower in 2026. Empower Advisory Group provides financial planning and investment management services mainly to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, offering long-term focused portfolio strategies and both standalone financial plans and managed account solutions.

Gregory Field is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 63 and Series 65 licenses and over 21 years of industry experience. He has been with GWN Securities since 2006. In addition to his advisory role, he works as an insurance producer focusing on life insurance, long-term care insurance, and fixed annuities. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs, financial planning, and third-party manager introductions. The firm employs a range of discretionary portfolio management strategies, including market-timing and momentum-based approaches in legacy programs.

Lauren Garrett is a financial advisor at Citizens Securities, Inc. with one year of industry experience. She holds Series 65 and Series 63 licenses and previously worked at The Vanguard Group, Inc. and the Naval Surface Warfare Center Philadelphia Division. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program utilizing ETF-based portfolios and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Steven Caruso is a financial advisor at Hornor, Townsend & Kent, LLC with 28 years of industry experience. He has been with Hornor, Townsend & Kent since 2012 and holds Series 63 and Series 65 licenses. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Scott Crossin is a financial advisor at Key Investment Services LLC with two years of industry experience. He holds Series 65 and Series 63 licenses. His prior work includes positions at KeyBank, NYLife Securities LLC, and New York Life Insurance Company. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider platform with discretionary and non-discretionary model selection and integrates services from KeyCorp affiliates.

Peter Scilovati is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments and Hoover Financial Advisors, P.C. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and a range of specialized financial planning and consulting services.

Christopher Reed is a financial advisor at OSAIC Institutions, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Infinex Institutions, Mid Penn Bank, CUSO Financial Services, and Northwestern Mutual. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, using a hybrid adviser/broker-dealer structure with a combination of discretionary and non-discretionary account management.

Laura Leuter is a financial advisor at Lincoln Investment with 24 years of industry experience. She holds a Series 66 designation and has worked at Lincoln Investment Planning, Inc. since 2010, following seven years at Merrill. Outside of her advisory role, she serves as a board member for Friends of the Burlington County Animal Shelter, a nonprofit organization. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting supported by an in-house Investment Management & Research team and multiple third-party managers.

Michael Nolan is a financial advisor with Janney Montgomery Scott in Bryn Mawr, PA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Janney Montgomery Scott since 2011. Outside of his advisory role, he serves as a membership screener for Aronimink Golf Club in Newtown Square, PA. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Randal Buettner is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 14 years at Legend Equities Corporation. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving individuals, high-net-worth investors, trusts, charities, and retirement plans, including educators in 403(b) and 457(b) programs. The firm combines advisor-led consulting with model portfolio management supported by an in-house investment research team and third-party managers.

Joseph Rindone is a financial advisor with Lincoln Investment in Fort Washington, PA. He holds a Series 66 designation and began his advisory career in 2025. Prior to joining Lincoln Investment, he worked in various roles including positions at J&L Building Materials, The University of Pittsburgh, Red Robin, and Pennridge School District. Lincoln Investment Planning, LLC is a large enterprise firm that serves a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Yu Tao is a financial advisor at Transamerica Financial Advisors with one year of industry experience. Prior to joining Transamerica, Yu worked at CICC US Securities Inc. for four years and has also been involved with Ambassadors For Christ, Inc. from 2016 to 2020. He holds Series 63 and Series 65 licenses. Transamerica Financial Advisors serves a diverse clientele including individual investors, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers advisory and broker-dealer services using proprietary and third-party model portfolios, with client relationships reviewed annually.

Jillease Hazzard is a financial advisor at Rockefeller Financial LLC with 13 years of industry experience. She holds a Series 66 designation and has worked previously at Merrill for 15 years. Hazzard is currently affiliated with Rock & Co LLC alongside her role at Rockefeller Financial. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm combines discretionary and non-discretionary portfolio management with financial planning and consulting, operating uniquely as a registered broker-dealer that also offers placement and investment banking services.

Charles Lees is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds the Series 66 designation and has previous experience at Citizens Bank (Investor Bank Legacy), Valley Bank, and Movement Mortgage. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that utilizes proprietary algorithms for ETF-based portfolios.

Mitchell Rose is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Citizens Bank. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering both advisory and brokerage services. The firm features a digital advisory program utilizing proprietary algorithms for ETF-based portfolios alongside commission-based brokerage and insurance offerings.