Joanne Shanaman is a financial advisor with Merrill in Wayne, PA, holding a Series 66 designation and 14 years of industry experience. She has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Gavin is a financial advisor at LPL Enterprise with Series 66 certification and one year of industry experience. He has held positions at The Prudential Insurance Company of America, Pruco Securities LLC, and State Farm Insurance. Outside of finance, he has been involved with the Republican Party of Pennsylvania and has experience working with local golf clubs and hospitality establishments. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to various brokerage and insurance products via an integrated platform.

Steven Gdowik is a financial advisor at Thrivent Investment Management with 26 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Prudential Annuities Distributors and Pruco Securities, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial plans without discretionary trading authority. Their approach allows clients to integrate planning with managed accounts through a consolidated billing option called “WealthPlan.”

Jad Abou Chacra is a financial advisor at Vanguard Advisers with a Series 66 designation and no prior industry experience. In addition to his role at Vanguard, he works part-time as a bartender at Ardmore Music Hall. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach largely built on Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a large advisory team.

Hale Hollis is a financial advisor at Vanguard Advisers with 5 years of industry experience. He holds the Series 66 and Series 63 designations. His prior work experience includes roles at The Vanguard Group Inc and Vanguard Marketing Corporation, as well as engagements with Stonewall Golf Course and Hound Dog Honey. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Austin Born is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at various Vanguard affiliates since 2019 and previously held roles at Ranstadt, Bryn Mawr Trust Company, and Saint Joseph's University. Outside of his advisory work, Born is employed in janitorial services at Clean Right Building Services, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, utilizing proprietary models and customization options to personalize asset allocations.

Aaron Sanchez is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, he worked at Northwestern Mutual, East Coast Advisory, Wehrung's Lumber, and Lighthouse Planning Consultants. He has also been affiliated with East Stroudsburg University of Pennsylvania since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, leveraging proprietary and third-party research and technologies.

John Devenney III is a financial advisor at Vanguard Advisers with Series 66 and Series 63 registrations and four years of industry experience. He has been with Vanguard entities since 2022 and has prior experience including self-employment and a role at Arcadia University. Outside of his advisory work, he has worked as a contracted driver for Amazon Flex. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and largely Vanguard funds and ETFs to set personalized allocations.

Nicholas Saggers is a CFP® with 29 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and its related entities since 1995. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Paul Grippi is a CFP® credentialed financial advisor with 16 years of industry experience, currently associated with Vanguard Advisers. His prior experience includes roles at Janney Montgomery Scott LLC, Sinclair Broadcasting, Assurance IQ, and as a self-employed contractor selling Medicare insurance. He is based in Malvern, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, primarily investing in Vanguard funds and ETFs, and manages a large client base with over 2,400 advisors.

Joseph Mcmaster is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 designations and three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, THE Vanguard Group, Inc., and West Virginia University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital platforms and a team servicing model.

David Beagle is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 18 years of industry experience. He has worked at The Vanguard Group since 2022 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is a landlord involved in residential rental property management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and a focus on Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Sandra Kaspar is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Wolfersberger is a CFA® charterholder and Series 63 licensee with 19 years of industry experience. He is currently with Vanguard Advisers and has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2004. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and advisory teams.

Thiago Gaspar Sales is a Series 66 licensed financial advisor with four years of industry experience. He is currently with LPL Enterprise and has prior experience at Prudential Insurance Company of America, Pruco Securities LLC, JP Morgan Chase, and Wells Fargo. Outside of finance, he has been involved with Warrington Pizza Restaurant Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various brokerage and insurance products through an integrated platform.

Marcus Carter is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2021. He has been associated with The Vanguard Group and its related entities since 1997. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a high volume of client relationships through its scalable digital platform.

Chris Lascarides is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at LPL Financial, M&T Securities, Cetera Advisor Networks LLC, and Vicus Capital, Inc. He maintains an insurance license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, investing largely in Vanguard funds and ETFs with tax-aware features and customization options.

Russell Talone is a CFP® professional with 23 years of industry experience, currently serving with OSAIC since 2024. Prior to joining OSAIC, he spent 20 years at Woodbury Financial. He is a member of the Finance Committee on the board of Holy Cross Regional Catholic School. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a systematic investment process using asset-allocation tools and supports both discretionary and non-discretionary account management.

Michael Daly is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has also held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Zanelle Sutton is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds the Series 66 and Series 63 designations. Her work history includes roles at Amazon and extensive involvement with Vanguard entities since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios primarily composed of Vanguard funds and ETFs, offering a combination of digital delivery and advisor support across a large client base.