Simon Abegg is a financial advisor at Vanguard Advisers with CFP® certification and Series 65 and 66 licenses. He has three years of industry experience, including prior roles at WR Wealth Planning and NewEdge Advisors. Outside of his advisory work, Mr. Abegg serves as a Brand Ambassador for Wine on Ward, LLC, promoting wine, beer, and spirits products. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using Vanguard funds and ETFs, with a distinctive focus on scale and digital delivery through a large advisor team.

Nathan Miller is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Edward Jones and Western & Southern Brokerage Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Sarah Cerulo is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 18 years of industry experience. She has worked with Wells Fargo in various capacities since 2007. Outside of her advisory work, she serves as co-trustee for investment-related family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and employs research-based investment approaches grounded in diversification and modern portfolio theory.

Llnon Slossberg North is a financial advisor with Ameriprise who holds a Series 66 designation and has 23 years of industry experience. He has been with Ameriprise and its affiliate firms since 2005. Outside of advising, he is a managing partner of Slossberg, North & Associates LLC, which handles practice management expenses. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide written, non-discretionary recommendations. As a large institutional firm, it also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Corey Rodahl is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 registrations and 11 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2017 and previously held positions at US Bank and Fraser LTD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets with more than 14,000 advisors and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Lalor is a Series 66-credentialed financial advisor with Merrill in Denver, NC, with 14 years of industry experience. He has worked at both Merrill and Bank of America since 2012. Lalor is also an inactive Ready Reserve Captain in the United States Marine Corps. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Lucas Rhoy is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance, KeyBank, Mosley Financial Group, and NY Life Securities. Outside of finance, he worked at the Portsmouth Naval Shipyard and has educational experience at the University of Southern Maine and the University of Maine. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm leverages research and analytics to evaluate investment options within a broad range of brokerage and advisory solutions.

William Bracken is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 30 years of industry experience, including over 10 years with Cambridge and more than 30 years as owner of Bracken Financial, where he also operates as an independent insurance agent selling fixed annuity and long-term care products. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Madison Turner is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Prior to joining LPL Enterprise, Turner was affiliated with The Prudential Insurance Company of America and Pruco Securities LLC. Outside of advising, Turner has held various roles in the food service industry and has experience working at the University of North Carolina at Charlotte. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and non-securities products through affiliated entities.

Conosha Williams is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having nine years of industry experience. She has been with Vanguard Advisers since 2019 and has also worked with Vanguard Marketing Corporation and The Vanguard Group since 2016. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Adedoyin Adesanya is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard Advisers, Adesanya worked at Truist Advisory Services and LPL Financial Services, among other firms. They have affiliations with the University of North Carolina at Greensboro. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs.

Jackson Graham IV is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles within The Vanguard Group, Inc. and its affiliates since 2022. Prior to this, he held positions in different industries, including education and retail. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, and it manages a large client base leveraging digital delivery and a team servicing model.

Samuel Cowles is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work history includes roles at US Tech Solutions Inc, Fastenal, and various service positions. Outside of finance, he has owned and operated Red Rocks Cafe since 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and uses a research-driven approach that incorporates diversification principles and modern portfolio theory.

Austin Rogers is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials. He has three years of industry experience and has worked at Vanguard marketing Corporation and The Vanguard Group, Inc. since 2022. Prior to his finance career, Rogers was involved with Massage Luxe and taught at Rollins College. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, providing scalable digital delivery alongside personalized service.

Elizabeth Peper is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses. She has 19 years of industry experience, including prior work at Janney Montgomery Scott from 2016 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Joseph Gardner is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 credentials and has worked at various Vanguard affiliates since 2022. Gardner’s background includes experience in accounting firms and a brief role in seasonal holiday decoration. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio management with a large digital platform and a team servicing model, offering a range of customization options using predominantly Vanguard funds and ETFs.

Thomas Handy is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Advisors since 2022, following six years at Wells Fargo Clearing. Outside of his financial career, he has been a swimming instructor and triathlon coach at the YMCA of Greater Charlotte for over two decades. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a comprehensive range of financial planning services and investment options, utilizing research and planning tools to develop tailored recommendations for its clients.

Jonathan Friend is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. He has held positions at The Vanguard Group, Inc. since 2004, including time at Four Peaks Brokerage from 2017 to 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering customization options such as tax-aware features and ESG exposure.

Cole Eldridge is an advisor at Vanguard Advisers with a Series 66 designation and has been in the industry for less than one year. Prior to joining Vanguard Advisers, his work background includes roles at The Vanguard Group, Consolidated Planning, Dicks Sporting Goods, and various educational institutions. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs with features such as tax-aware strategies and customization options.

Marina Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with The Vanguard Group since 2022. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through a combination of automated platforms and advisor teams.