Bradley Goldbach is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior work includes roles at xAI, Lightstream Marketing Agency, Scale AI, James T. Meyer, Inc., and Pearson Education. He is also involved in the sale of loan products and home-related services through Primerica affiliates. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Makenzie Hochman is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Pickard Poser Wealth Management Group, BJ's Restaurants, Inc., and involvement with The Gator Student Investment Fund and Olami JBIZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Rachel Phan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and Bank of America N.A. since 2023. Prior to her financial services career, she was employed at Walgreens and the University of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Heather Wright is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. She has been with Edward Jones since 2018 and previously worked as a stylist for Stella & Dot, an online accessory sales business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Lawanda Thomas is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. She has worked at both Bank of America, NA and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Kavanaugh is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He previously worked at UBS Financial Services from 2005 to 2017 and Wells Fargo Clearing from 2017 to 2023. He holds the Series 66 designation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm combines advisory services with other financial products and referral channels, providing clients with comprehensive financial solutions.

Meaghan Vencito is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Zaucha is a financial advisor with Ameriprise in Ponte Vedra, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliated entity since 2016. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to create personalized, non-discretionary recommendations, with a focus on assets managed within Ameriprise.

Farhat Farhat Jr. serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with business owners, professionals, and families to develop strategies encompassing wealth accumulation, retirement income, business planning, estate considerations, and transitions across various life stages. He focuses on long-term relationships and coordinates with other professionals such as accountants, estate planning attorneys, and lending specialists to align client financial decisions. Farhat's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He has experience assisting clients in coordinating wills and trusts alongside estate attorneys and collaborates with Bank of America specialists to support personal and commercial banking and lending needs. He holds the Personal Investment Advisor (PIA) designation and attended Florida State College of Jacksonville. He earned his High School Diploma from Trinity Christian Academy. A Jacksonville native, Farhat is active in his community as a member of the South Jacksonville Rotary Club and Business Network International. Outside of work, he enjoys spending time with his family, golfing, working out, and traveling. He is married to Maryann and values fostering relationships with clients to create tailored financial strategies.

Justin Grose is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of experience with the firm. He has worked at Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

George Dunn is a financial advisor at Merrill with Series 63 and Series 65 credentials and 51 years of industry experience. He has been with Merrill since 2011 and also works with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board for The House DC Inc., a faith-based organization focused on assisting inner-city youth, and is a board member of the Boys and Girls Club of Northeast Florida where he helps co-chair their annual golf tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm utilizes strategic and tactical asset allocation and offers tax-aware strategies, with implementation supported by Bank of America’s custody and trading infrastructure.

Jaimie Fountain is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tara Showalter is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise Financial Services, LLC since 2020. Her prior experience includes roles at Equity Services, Inc. and National Financial Services Group. Outside of her advisory work, she provides consulting and coaching to franchisees on recruiting experienced advisors through her own consulting activity. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

Aaron Kaiser is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has been with LPL Financial since 2016. Outside of his advisory role, he is involved in landscaping through Hearty Oak Landscaping and has employment with A Harold and Associates, both unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers financial planning, various advisory programs, and brokerage services supported by in-house and third-party research, employing both discretionary and non-discretionary management strategies.

Nicole Lowbridge is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 23 years of industry experience. She has worked at Merrill for a total of 22 years, including a recent tenure since 2019, and was previously with Lincoln Financial Distributors from 2016 to 2019. Outside of advisory work, she maintains an active real estate license for personal property purchases. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

David Howard is a Series 66 licensed financial advisor with J.P. Morgan Securities in Ponte Vedra Beach, FL. He has worked at JPMorgan Chase Bank, N.A. and Comerica Bank, with additional experience in management science and innovation. David also has a background in the hospitality industry, having worked at Ruth's Chris Steakhouse. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm incorporates an ESG eligibility framework in its recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

Joel Newman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America and Merrill since 2014. Outside of his advisory role, he is a financial partner and part owner of BackNine Golf, a business based in Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rollin Kimball is a financial advisor with Merrill holding the Series 66 designation and having seven years of industry experience. His prior roles include positions at Rockefeller Financial LLC and Bank of America. He serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Dina Pryor is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and bringing nine years of industry experience. She has worked at Merrill since 2012 and previously at Bofa Securities, Inc. Since 2022, she has also owned Florida Roots LLC, a business focused on selling her personal artwork and photography. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Thompson is a CFP® professional with 32 years of industry experience, currently advising at Ameriprise since 2021. He has prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC, each for five years. Thompson serves on the boards of local business organizations, including the Jacksonville Business Professionals and the Ponte Vedra Beach division, and participates in the Ponte Vedra Beach Rotary Club. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, providing tailored, non-discretionary recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and advisory solutions within a large institutional framework.