Matthew Hackler is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has eight years of industry experience. Prior to Raymond James, he worked at Collier & Hackler Financial and Steling Financial Group. Hackler serves as vice president and treasurer of a nonprofit organization and chairs the board of the Florida Hospital Waterman Foundation’s Finance Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports advisory programs and institutional consulting through a large advisor network.

Shilpa Mirchandani is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She previously worked at Wells Fargo Bank, Wells Fargo Clearing Services, and City National Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Shambrielle Speights is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and two years of industry experience. Her professional background includes roles at Charles Schwab Bank, Schwab Wealth Advisory, Aerotek, New York Life, and Experian. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and due diligence on alternative investments.

Akiba Reid is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018. His prior experience includes roles at NYLIFE Securities LLC, New York Life Insurance Co, Anthropologie, Hilton Grand Vacations, and Artur J Gallagher & Co CGM Gallagher. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios alongside a centralized operational structure.

Zachary Bramschreiber is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Raymond James & Associates, Citizens Bank, and Associated Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Bennett Spartz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank NA since 2014. Outside of his advisory role, he owns and operates a woodworking and carpentry business in Clermont, Florida. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

John Papa is a CFP® professional with 26 years of industry experience, currently serving at Cetera. He has been involved with Papa & Kaczor P.A. since 1990, holding roles in tax preparation, business consulting, and financial planning. In addition to his advisory work, he owns and manages Archangel Properties, LLC, a commercial real estate rental business. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sabastien Ridore is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding a Series 66 credential and beginning his industry experience in 2024. Prior to joining Schwab, he held roles across various sectors including insurance, education, healthcare, and retail. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, combining non-discretionary advisory services with access to affiliated discretionary separately managed accounts and a range of integrated investment and custody solutions.

Rolando Quintana is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Empower Financial Services, Fidelity Investments, and Azcomp Technologies. Charles Schwab & Co., Inc. serves a broad client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Nicole Roberts is a Senior Financial Advisor with the Roberts & Associates Group at Merrill Lynch Wealth Management in Heathrow, Florida. In this role, she provides integrated strategy, advice, and service to high-net-worth clients, their families, and their businesses. Nicole works closely with clients to develop personalized wealth management plans that address family wealth management, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and socially responsible investing, among other focus areas. She leverages insights from Merrill and access to lending solutions through Bank of America to support her clients' financial goals. With more than 25 years of experience in the financial services industry, Nicole has held leadership roles at Comerica Bank, The Private Bank and Trust Company, and J.P. Morgan before joining Merrill Lynch Wealth Management in 2019. She holds a Bachelor of Business Administration in Finance with an emphasis in Accounting from Eastern Michigan University and the Certified Divorce Financial Analyst® certification. Nicole works collaboratively with clients' external tax and legal advisors to provide cohesive advice, particularly around trust and estate planning, business and succession strategies, and charitable giving. Outside of her professional commitments, Nicole participates in community volunteering and enjoys activities such as boating, golfing, hiking, cooking, interior decorating, and spending time with her family.

Travis Johnson is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to this role, he held several positions within Fidelity Investments, including Investment Consultant from 2024 to 2025, Planning Consultant from 2022 to 2024, Relationship Manager from 2021 to 2022, and Financial Representative from 2020 to 2021. He began his career as a Financial Advisor at Merrill Lynch in 2019. Travis partners with clients to understand their overall financial situation and goals. He collaborates with clients to create and implement customized financial plans and investment strategies designed to guide them and their families through the years ahead. Outside of his professional work, Travis enjoys comedy, concerts, exploring food, football, golf, and outdoor adventures.

Marco Lopez is a financial advisor with J.P. Morgan Securities in Altamonte Springs, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Morgan Stanley, E*TRADE Securities, Charles Schwab, and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jorel Claiborne is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, N.A. since 2006. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Catherine Carpenter is a Certified Financial Planner® professional with nine years of industry experience. She has been with Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Dimitri Narcisse is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses. He has seven years of industry experience and has worked with Wells Fargo Clearing since 2018, as well as Wells Fargo Bank since 2014. Prior to his financial services career, he has been employed at Publix Super Market since 2011. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, with a focus on diversification and modern portfolio theory.

Christopher Snively is a CFP® with 22 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2009 in various Wells Fargo entities. Snively also owns Latus Wealth Management LLC, a financial planning practice based in Longwood, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas like business-owner transition and special-needs analysis, using proprietary research and planning tools.

Michael Allen is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 36 years of industry experience. He has been with Charles Schwab since 2000 and previously worked at TD Ameritrade Inc. in 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios, strategic asset allocation, and alternative investment options through a centralized operational structure.

Tony Keena is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Securities Corporation for 10 years. Keena also operates Keena Wealth, Inc., an ongoing business he founded in 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technology in its investment approach.

Phillip Varga is a Vice President and Financial Consultant at Fidelity Investments, where he has served since 2018. He began his career with Fidelity in 2012 and has held various roles including Financial Consultant, Investment Consultant, Central Relationship Manager, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he completed a Financial Services Internship at Merrill Lynch from 2011 to 2012. Throughout his career, Phillip has focused on partnering with clients to understand their financial objectives and developing customized financial plans that evolve in response to changing life circumstances and market conditions. His experience spans multiple facets of financial consulting and investment solutions. Outside of his professional work, Phillip enjoys comedy, golf, outdoor adventures, parenthood, and spending time with his pets.

Yevgeny Veksler is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Fidelity Investments, Fisher Investments, Wells Fargo, Bank of America, and Merrill. He is based in Orlando, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, utilizing multi-asset portfolios and a centralized operational structure.