Cecilia Fagundes is a financial advisor with UBS Financial Services in Coral Gables, FL, holding the Series 66 designation and 18 years of industry experience. She has been with UBS Financial Services since 2010 and has been associated with UBS International Inc. since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Linette Jimenez is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Wells Fargo Clearing since 2017 and has been with Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options tailored to plan objectives and risk tolerances.

Nancy Green is a CFP® with 52 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Green is also the treasurer of Fellowship House, a rehabilitation center for the mentally ill in South Miami, a role she has held since 1975. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Diana Romero is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following two years at WELLS FARGO Advisors, LLC. Outside of her advisory role, she works as an administrative assistant for a local air conditioning company, performing data entry and customer invoicing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven approach incorporates modern portfolio theory and offers both discretionary and non-discretionary options, including a broader range of investment vehicles such as insurance-related products and bank deposit sweep programs.

Raul Previtali is a financial advisor at UBS Financial Services in Coral Gables, FL, holding a Series 66 designation with 12 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Lynn Padro is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining Merrill in 2020, Padro worked for Axa Advisors, LLC for six years. He serves as an officer of Padro & Company but has no active role in the business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

Zulay Polanco is a financial advisor at Raymond James Financial with 20 years of industry experience and holds a Series 66 designation. She has worked with various divisions of Raymond James since 2016 and currently serves as a branch manager at Arango Capital Management, where she oversees client service and account management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary consulting supported by analytical tools and maintains specialized programs such as municipal advising and SIMPLE IRA employer consulting.

Mary Mizzell is a financial advisor with UBS Financial Services who holds a Series 66 designation and has 31 years of industry experience. She has worked at Morgan Stanley and UBS Financial Services in various roles since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets solutions to support tailored client strategies.

Antoni Fernandez is a financial advisor at Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses with 14 years of industry experience. He has been with Morgan Stanley since 2014 and also works with Morgan Stanley Private Bank, N.A. since 2019. Outside of his advisory role, he is a partner in a real estate investment business. Morgan Stanley Wealth Management is a large SEC-registered advisor and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning utilizing structured discovery and advanced modeling tools, serving a broad client base with a focus on advisory services.

Stuart Gordon is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors (formerly Axa Advisors) since 2001. Outside of advisory work, he is involved in insurance sales through various carriers. Equitable Advisors serves individual and institutional clients, including retirement plans and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of advisory models and third-party managers, offering services through a network of Investment Adviser Representatives.

Richard Vega is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds the Series 65 and Series 63 designations and previously worked at J.P. Morgan Securities LLC for five years before joining Wells Fargo in 2018. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party sources.

Kevin Garcia is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America, Merrill, and service in the U.S. Army. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Bradley Johnson is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Trinity Wealth Securities, Florida Financial Advisors, and Busy Body West Boca. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, employing systematic methodologies and oversight controls.

Abismael Vargas is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Bank of America and Year Up New York. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Carlos Heilemann is a financial advisor at Cetera with four years of industry experience. He holds a Series 65 designation and previously worked for Avantax Advisory Services for three years. He is also the owner of BackOffice Solutions LLC, which provides accounting, payroll, human resources, and financial consulting services to small and medium businesses as well as individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individual and institutional investors. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and supports multiple investment program structures.

Marcio Larsh is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Javier Fagundo Diaz is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 65 and Series 63 designations and has previously worked at LPL Enterprise, The Prudential Insurance Company of America, Pruco Securities LLC, and Florida Financial Advisors. Equitable Advisors serves individual clients—including both non-high-net-worth and high-net-worth individuals—as well as pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, relying on third-party asset managers and advisory programs for many investment models.

Katelyn Grass is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. She has been with MassMutual and its investment services division since 2025. Outside of finance, she manages a dance studio, Dance Unlimited, where she oversees payroll, bookkeeping, and event coordination. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning without discretionary investment authority.

Michael Truong is a CFA® charterholder with 16 years of experience in the financial services industry. He has worked at Morgan Stanley since 2019 and previously held positions with J.P. Morgan Chase Bank and J.P. Morgan Securities. He is based in Coral Gables, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates proprietary tools and market outlook models.

Jessica Delgado is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 11 years of industry experience. She has been with Raymond James since 2015, working in Coral Gables, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, charitable organizations, and governmental entities, offering financial planning and non-discretionary investment consulting through multiple advisory programs.