Michael Gnefkow is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 65 designation and has worked at Financial Engines Advisors L.L.C. since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, discretionary management, and non-discretionary online advice.

Leonardo Alava is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and with 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2009. Outside of his advisory role, he is involved as an owner and partner in a real estate business. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Daniel Landrau is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves individuals approaching or in retirement and integrates a range of advisory, brokerage, and insurance solutions.

Ted Abers is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets Inc. since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate firm-approved planning tools and structured discovery processes.

Richard Pusateri is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with PFS Investments Inc. since 2001 and with Primerica Financial Services since 2000. Outside of advisory work, he is involved with Ugaldeunlimitedinc as an office manager and participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plan management.

Peter Supel is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2023, he worked with the Federal Emergency Management Agency and served in AmeriCorps NCCC FEMA Corps. He also has experience with the Worksite Foundation and St. John's University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Railey is a financial advisor with Morgan Stanley in Plantation, Florida, holding a Series 66 designation and 18 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Sergio Santana is a financial advisor at LPL Financial with one year of industry experience. He previously worked at SOS Financial Management for 12 years and has held various business ownership roles outside of investment advising, including involvement with Mangos Tropical Cafe, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Tammy Cipollone is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 38 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses.

Sameer Derashri is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill since 2011 and is also affiliated with Bank of America, N.A. since 2012. Outside of advisory work, he is involved in a family-held LLC owning a Great Clips franchise, where he contributes a few hours weekly. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Gary Curry is a CFP® certified financial advisor with 17 years of industry experience. He has been with Raymond James & Associates since 2014, serving clients from Hallandale Beach, FL. Outside of his advisory role, he is the owner of a rental real estate business in Fort Lauderdale, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Angelo Dhanpath is a financial advisor at Morgan Stanley Wealth Management with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including E*TRADE Capital Management, TD Ameritrade, Regions Bank, and TD Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jean Pierre Lemoine is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America N.A. and Merrill. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and corporate financial planning agreements.

Patricia Grazioso is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 44 years of industry experience. She has been with Ameriprise and its related entities since 2009. Grazioso serves as a director on the board of Delrado Inc., a non-investment-related role. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement recommendations.

Adam Weiner is the Vice President and Branch Leader at Fidelity Investments, where he has served since 1996. In his role, he leads, coaches, and inspires a team of financial services professionals who work with clients and their families to support their long-term financial goals. Adam's financial advisory career began in 1992, with positions at Robert Todd Financial Corp, Russo Securities, Ladenburg, Thalmann Inc, and National Discount Brokers before joining Fidelity Investments. His extensive experience spans over three decades in the financial services industry. Outside of his professional work, Adam has personal interests in cars, movies, and pets.

Allan Yarkin is a financial advisor at UBS Financial Services with 50 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. Outside of his advisory role, Yarkin serves on investment committees for the ICA Museum Miami and the Foundation of the Greater Miami Jewish Federation. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services that include fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through proprietary research and model-based asset allocations.

Jamal Scott is a financial advisor with Merrill in Davie, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Bank of America, Merrill, and J.P. Morgan Securities. He operates a sole proprietorship named Jamal Scott in Miami. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Melissa Wagner is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and totaling 28 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2013. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services that use firm-approved tools and modeling techniques to support client planning.

Glynis Banhan is a CFP® professional with 12 years of experience in the financial advisory industry. She is currently with Edelman Financial Engines, having previously worked at affiliated firms including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers diversified portfolios, planner-led wealth management, and online tools, managing approximately $326 billion for around 477,000 clients.

Doreen Gest is a financial advisor at Raymond James Financial with 33 years of industry experience. She holds Series 66 and Series 63 credentials and previously worked at Ameriprise Financial Services, Inc. from 2015 to 2023. Gest is also associated with Leeward Financial Group in an administrative capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and supports a wide network of advisors with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.