William Cappeller is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1986 as a Certified Public Accountant with a regional public accounting firm before joining Merrill Lynch in 1996. In his role, he provides traditional advice and guidance and manages personalized investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. As a qualified Portfolio Manager, he designs and manages customized investment portfolios that incorporate both tactical and strategic strategies, focusing on generating an appropriate rate of return within a framework of capital preservation and risk management. William holds a Bachelor of Science degree in Accounting from The Florida State University, awarded in 1986. He has earned the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ and Chartered Retirement Plans Specialist™ designations from The College for Financial Planning Institutes Corp. He has also been involved with philanthropic organizations in the Boca Raton area, including the Rotary Club Downtown Boca Raton and the Boys and Girls Club, where he served as Chairman of the Board for three years. William lives in Boca Raton, Florida with his wife Diane and their three children.

Tyson Lewis is a CFP® professional with 25 years of industry experience, currently affiliated with Wells Fargo Advisors since 2009. He is based in Fort Lauderdale, FL. Outside of his advisory role, he co-owns TCL Holdings, LLC, which focuses on family estate planning. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services tailored to clients who meet certain net-worth criteria. The firm emphasizes a broad planning approach supported by proprietary research and tools, providing discrete planning engagements alongside optional implementation through brokerage or advisory programs.

Denise Santoni is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2013. She is based in Fort Lauderdale, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Golden is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 44 years of industry experience. His career includes over four decades at Shearson American Express and more than a decade with Wells Fargo Advisors and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Glenn Sabath is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he spent eleven years at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and scenario modeling.

Jesse Hed is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Wells Fargo entities since 2013. Outside of advisory work, he owns and manages several private business interests including a private wealth management firm and merchant partnerships. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory offerings with various financial products and referral channels.

Gregory Schaeffer is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. He is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis methods.

Jose Villanueva is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. His prior work includes seven years at Bank of America/Merrill Lynch and three years at Comcast. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

William Parker Jr. is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding a Series 66 designation and 17 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products.

Joshua Calisti is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch and Securian Financial Services. He is based in Boca Raton, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting. The firm employs a quantitative asset-allocation process combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Nicholas Russo is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, he worked at Magic Leap and Genisis Global Workforce Solutions, among other roles. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.

Ricardo Alvarado is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2012. Based in Boca Raton, FL, he operates within a large institution known for its extensive managed account services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lloyd Davis is a financial advisor with Wells Fargo Clearing in Hollywood, FL, holding CFP® and Series 66 designations and bringing 16 years of industry experience. He previously worked at Morgan Stanley for nine years before joining Wells Fargo Clearing in 2019. Outside of his advisory role, he serves as a trustee for a client trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm uses research and analytics to evaluate investment options and offers a broad range of brokerage and advisory solutions.

Wendy Ashford is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Raymond James since 2017, following earlier roles at J.W. Cole Advisors, The Emerald Financial Group, and J.W. Cole Financial. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alina Ali is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 credential with seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, and American National Bank. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques such as Monte Carlo simulations.

Eric Levy is a Certified Financial Planner (CFP®) with 23 years of industry experience. He is currently affiliated with Morgan Stanley, where he has worked since 2022, following a 12-year tenure at UBS Financial Services. Levy practices in Fort Lauderdale, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Christopher Mangiapane is a financial advisor with Charles Schwab in Coral Springs, FL, holding Series 63, 65, and 66 licenses and 12 years of industry experience. His prior roles include positions at Parkland Advisory, Alhambra Investment Management LLC, and Parkland Wealth Management, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory services with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Hayder Hassan is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at American Income Life, Guardrail Mining, Aliant Payments, and American Top Team. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and centralized operational structures.

Stanley Smith Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Cetera and its affiliated entities since 2019, and previously spent 18 years with Summit Financial Group Inc. Outside of his advisory role, he manages a personal trust that provides initial mortgages and refinancing-purchase bridge loans. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and various program structures incorporating both affiliated and third-party managers.

Diego Polar is a Financial Advisor with Merrill Lynch Wealth Management based in Las Olas, downtown Fort Lauderdale. He works closely with individuals, families, and business owners across South Florida, including many Spanish-speaking households, providing financial guidance aligned with their unique cultural backgrounds and goals. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Diego holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and emphasizes personalized planning and disciplined guidance to help clients make informed financial decisions. Diego earned his High School Diploma from Taravella High School, an Associate's Degree from Broward College, and a Bachelor's Degree from Florida State University. In addition to his professional work, he is involved with professional organizations such as the Hispanic/Latino Organization for Leadership & Advancement (HOLA) and the Peruvian Student Association (PERSA). Outside of work, Diego enjoys running, playing soccer, and spending time with his family.