John Farrell is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 12 years of industry experience. His career includes roles at Bank of America and Merrill Lynch from 2014 to 2022 before joining Raymond James in 2022. Outside of his advisory work, he is involved as an associate at Topinka Financial LLC, where he provides financial planning and investing support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical modeling and offers specialized programs such as municipal advising and SIMPLE IRA employer consulting.

Jeffrey Brady is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and previously worked at Arthrex from 2013 to 2021. Morgan Stanley Wealth Management provides a wide range of advisory services to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and models as part of its structured financial planning process.

Elizabeth Cole is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 1995, leading a team that guides clients' investment decisions implemented by the Greene, Metcalfe, Cole, and Associates team. Elizabeth focuses on optimizing her clients' investments to support their financial and personal goals, building long-term, multi-generational relationships. She leverages the firm's research to identify tailored investment opportunities for each client's specific objectives. Elizabeth earned a Bachelor's degree from Virginia Polytechnic Institute & State University in 1994. She holds the Personal Investment Advisor (PIA) designation. Elizabeth is involved with the National Gallery of Art as a member of the Collectors Committee and engages with Washington's business leaders and officials through Merrill's sponsorship of The Economic Club of Washington, DC. She enjoys traveling to warm climates and spending time with her family in McLean, Virginia.

Christopher Martin Rodin Sierra is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Before joining Merrill, he worked at Bank of America, N.A., and has a background that includes roles in education and service industries. Outside of his advisory work, he is employed part-time as a delivery driver for a transportation company. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Seth Kuhn is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds a Series 66 designation and has been with Raymond James & Associates since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide advisory force.

Mark Jones is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. His prior experience includes roles at Wells Fargo Clearing and Ameriprise. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services that address cash flow, retirement, education, risk, wealth transfer, and specialized areas like business-owner transition and special-needs planning.

George Grotlisch is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Anna Dean is a Series 66 licensed financial advisor with UBS Financial Services in Naples, FL, where she has worked since 2018. She has six years of industry experience and previously worked at Dell from 2012 to 2018. Outside of her advisory role, Dean has involvement with DoorDash in the food delivery sector. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research and capital markets products through a large network of financial advisors.

Thomas Willingham is a financial advisor with Edward Jones in Naples, FL, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He has been with Edward Jones since 1988. He also owns and serves as president of a commercial condominium suite used for his branch office in Kennewick, WA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Brian Isroff is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2009. He is based in Naples, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured processes and advanced modeling tools, serving clients directly and through corporate financial planning arrangements.

Cheryl Tucker Refregier is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked with Wells Fargo Clearing and Fifth Third Securities. Cheryl also serves as a notary in Naples, FL. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition planning and special-needs analysis, using proprietary research and tools to develop tailored recommendations.

Edward Mccormick Jr. is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2022, Morgan Stanley Smith Barney since 2021, and UBS Financial Services from 2001 to 2021. Morgan Stanley Wealth Management serves individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct client engagements and corporate financial planning agreements.

John Joyce is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Merrill. Outside of his advisory work, he is a general partner in Private Capital Partners and manages ReJoyce4 LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide client base that includes individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary consulting services supported by extensive research and a diverse range of portfolio management strategies.

Joseph Trotto is a Financial Consultant currently working at Fidelity Investments since 2020. He has accumulated 12 years of industry experience, having held roles at Merrill Lynch and TD Ameritrade in various capacities including Financial Advisor, Senior Financial Consultant, Business Development Specialist, and Client Service Specialist. As a Certified Financial Planner™, Joseph partners with clients to provide clear and unbiased guidance, helping them make confident decisions across their full financial picture. He focuses on developing disciplined long-term plans, preparing for life's changes, and making investment decisions aligned with clients' goals. Outside of his professional work, Joseph has interests that include family activities, fitness, golf, hiking, pets, and running.

Ebdon Darling is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase, J.P. Morgan Securities, and Prudential-related firms. Outside of his advisory role, he owns Highland Property Solutions, LLC, a business providing home watch services in Naples, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm manages model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vivek Kaul is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is a co-owner of Timberwolf Consulting LLC, which manages his Ameriprise business. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Timothy Evanson is a financial advisor with LPL Financial in Naples, FL, holding the CFP® designation and multiple securities licenses (Series 63, 65, 66). He has 20 years of industry experience, including prior roles at Waddell & Reed and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Brian Parker is a CFP® professional with 18 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has held roles at several firms including Morgan Stanley and multiple entities under Cambridge Investment Research since 2025. Outside of financial advising, he officiates high school football games and wrestling matches. Cambridge Investment Research Advisors, Inc. serves a diverse client base of individuals and institutions, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm supports both discretionary and non-discretionary management and delivers account implementation across multiple platforms and custodians.

Ashlee Neptune is an International Wealth Advisor at Merrill Lynch Wealth Management. She brings experience in serving clients with a focus on international wealth management and personalized investment strategies. Ashlee holds an Associate's Degree from University Jose Miguel Carrera in Chile. She is proficient in both English and Spanish, enabling effective communication with a diverse client base. No additional personal interests or community involvement information is provided.

Robert Long is a Certified Financial Planner (CFP®) with 44 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to support client strategies.