Charles Alario Jr. is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Robert W. Baird & Co. since 2012. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients with consulting and portfolio services. The firm offers tailored investment strategies using a combination of in-house and third-party managers, including traditional and non-traditional asset allocations, alongside municipal advisory and public finance services.

Kathy Francoletti is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved with Francoletti Homes, Inc., a private company engaged in the construction and sale of residential homes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that uses firm-approved tools and modeling techniques.

Devon Mackinnon is a financial advisor with Wells Fargo Clearing in Nokomis, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wells Fargo Bank NA and Wells Fargo Clearing Services since 2017, with prior experience at Citizens Bank and Citizens Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Anthony Dibello is a financial advisor with LPL Financial in Sarasota, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at LPL Financial since 2010 and has operated his own CPA practice since 2000. Outside of his advisory role, he is involved in tax preparation and accounting through AVStar Consulting Group Inc. and participates in mortgage and real estate services with Avstar Premier Realty. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and operational resources.

Wafa Bekhti is an advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. Her work history includes roles at Dillards, Crate and Barrel, and Bank United. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Chris Zabawski is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Di Rico is a CFP® professional with 20 years of experience in the financial services industry. He has worked at Ameriprise since 2018 and previously spent 12 years with Prudential Insurance Company of America and PRUCO Securities, LLC. Di Rico is also the owner of Azzurri LLC, a business unrelated to investments. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice supported by algorithmic automation and oversight.

James Casement is a CFP® and PFS™ with 38 years of experience in the financial services industry. He currently serves at Cetera and has a background that includes over three decades at Avantax Advisory Services and related entities. In addition to his advisory role, Casement operates legal and tax preparation businesses, including the Law Offices of James P. Casement and Casement Group, P.C. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of over 10,000 independent advisors serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, providing access to both affiliated and third-party investment strategies.

Erika Wilkes is a financial advisor at Charles Schwab with the Series 66 designation. She joined Charles Schwab and Charles Schwab Bank in 2024 and has prior experience in real estate and hospitality sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to affiliated discretionary SMAs and alternative investments.

Denise Otten is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including American Portfolios Financial Services and Morgan Stanley. Outside of her advisory role, she owns a nutritional information website and has authored books and seminars on health and wellness. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with various portfolio management options and is notable for its scale, affiliate network, and private-equity ownership.

Fredric Weiner is a financial advisor with OSAIC in Sarasota, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at LPL Financial LLC, Ameriprise Financial Services, Inc., and Citigroup Global Markets. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services that emphasize model-based asset allocation and portfolio optimization, supported by various portfolio management tools and alternative investment options.

Sheri Swantek is a financial advisor at Merrill with 37 years of industry experience. She holds a Series 63 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Mark Cronshaw is a financial advisor with Edward Jones in Dekalb, Illinois, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kimberly Turner is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. She holds a Series 65 designation and has worked at several firms, including SmartPro Financial and Certinia, Inc. Outside of her advisory role, she is engaged as an advisory representative of an RIA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Jeremy Hickey is a financial advisor with Wells Fargo Advisors in Sarasota, FL, holding a Series 66 credential and over 22 years of industry experience. He has worked at Wells Fargo Clearing, PNC Wealth Management, Lanark Financial, and Ameriprise before joining his current firm. Outside of advising, he has ownership interests in private investment and insurance consulting businesses. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting certain net-worth thresholds, utilizing Wells Fargo research and tools to develop customized recommendations.

Rosa Caba is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 18 years of industry experience. She previously worked at Citigroup Global Markets for eight years before joining Merrill and Bank of America N.A. in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cindy Silipo is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. She has been with Raymond James & Associates since 2022 and previously worked at BB&T Securities and BB&T Bank. Outside of her advisory role, she works as a bartender at Pier 22 Restaurant in Bradenton, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a broad range of investment options and notable municipal advisory capabilities.

Stephanie Jackson is a Series 66 licensed financial advisor with 11 years of industry experience. She is currently with J.P. Morgan Securities and previously worked for Bank of America and Merrill for 10 years. Her practice is based in Sarasota, Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Christy Moulton is a financial advisor at LPL Financial in Sarasota, FL, holding a Series 66 designation with seven years of industry experience. Her prior roles include positions at Edward Jones and Young Living, and she has owned Hoopers Backflow LLC since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions with a variety of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms. The firm supports its advisers with research-driven tools and offers extensive non-advisory financial services alongside its investment management capabilities.

Tracie Manning is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2014. Manning is also involved as an owner in a separate investment-related business. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning using standardized tools and engages in various investment and trading activities through its affiliated entities.