Misty Wilson is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding a Series 63 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Justin King is a financial advisor with Primerica Advisors, holding a Series 63 designation and 11 years of industry experience. He has worked with PFS Investments Inc. since 2013 and with Primerica Financial Services since 2009. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its advisory services.

Krystal Kirk is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2012. Kirk serves as a board member of the Brookside Swim and Tennis Club, a civic league focused on community maintenance and event planning in Cincinnati, Ohio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Smith is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and over 21 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and at Citigroup Global Markets since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Zachary Martin is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families with family wealth management strategies, personal retirement planning, and portfolio management services. His areas of expertise include retirement planning, investment management, tax efficient strategies, wealth accumulation, and distribution planning. Zachary holds a Bachelor's degree from the University of the Cumberlands and has earned professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on providing personalized, proactive guidance designed to support clients' long-term financial goals. Outside of his professional work, Zachary enjoys adventure sports, baseball, camping, hiking, and spending time with his family.

Ryan Robertshaw is a CFP® with 17 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2019. Prior to joining Raymond James, he worked for Wells Fargo Advisors Financial Network LLC for 10 years. He is the CEO of Robertshaw Capital Group, a wealth management practice operating under Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Krystle Young is a financial advisor with LPL Financial, holding a Series 63 designation and nine years of industry experience. She has worked at LPL Financial since 2024 and previously spent 18 years at PFSI Investments Inc. and two years at Securities America Advisors. Outside of advisory work, she is involved in mortgage and real estate services through Stratton Mortgage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers advisory and brokerage services supported by model portfolios, third-party asset management, and institutional platforms, managing over $819 billion in discretionary assets.

Randy Hein is a CFP®-certified financial advisor with 25 years of industry experience, currently with Cambridge Investment Research Advisors since 2020. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC from 2003 to 2020. Outside of his advisory role, Hein is involved in home building and financing through his ownership of related LLCs. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory through independent Financial Professionals, utilizing a range of portfolio management strategies and platforms tailored to client objectives.

Burke Neville is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is involved in managing an LLC focused on real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services to support tailored client solutions.

Nicholas Gray is a financial advisor with Edward Jones in Mount Orab, Ohio, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory work, he maintains a rental property in Mount Orab. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, supported by a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Elizabeth Fitzwater is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

John Casey is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2026, he worked at The Huntington Investment Company and Huntington National Bank from 2018 to 2025, and spent six years at Salient Capital Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Stephen Dilbone is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management services.

Donald Kunkel is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 65 and Series 66 credentials and 25 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 17 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and capital market assumptions into its advisory approach and offers institutional trading capabilities alongside wealth management services.

Jarred Hoctor is a financial advisor at Primerica Advisors in Cincinnati, OH, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes positions at Mercedes Benz of Cincinnati and Kyocera Senco Industrial Tools Inc. He is involved in sales of investment-related and home service referral products through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven investment strategies managed by third-party asset managers.

Mackenzie Hill is an advisor at LPL Financial with Series 65 and Series 63 credentials and no prior industry experience. Hill has a background in legal and advocacy roles, including work with the WVU Veterans Advocacy Law Clinic and Disability Rights of West Virginia, alongside teaching positions at West Virginia University College of Law and College of Business & Economics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Shayne Clephane Jr. is a financial advisor with Merrill in Cincinnati, OH, holding Series 66 and Series 63 licenses and has two years of industry experience. He previously worked at Fidelity Investments and Bank of America. Outside of finance, he is involved with Media Influence LLC, an entrepreneurial venture he has been part of since 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Eric Schaller is a financial advisor at Merrill in Cincinnati, OH, holding a Series 66 designation with four years of industry experience. He has worked at Merrill and Bank of America, N.A., as well as Fidelity Investments and Comcast earlier in his career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Watts is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Mikelonis is a CFP® professional with 16 years of industry experience, currently serving at J.P. Morgan Securities in Blue Ash, Ohio. His prior experience includes roles at PNC Bank and PNC Investments. He has been with J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a non-discretionary program.