Daniel Kalsbeek is a financial advisor with LPL Financial in Grandville, MI, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Royal Alliance Associates, INC., Sii, and Royal Securities Company. He also serves as a transportation supervisor for a private school in Grand Rapids, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of financial planning, asset management, and retirement advice solutions through a large network of investment adviser representatives.

Jamie Wiersma is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and is based in Grand Rapids, MI. His tenure at Fidelity includes roles since 2014 across various divisions within the firm. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services along with model portfolios built from mutual funds, ETFs, and ETPs.

Kaitlyn Valentine is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. Prior to her current role, she worked at Graybull Commercial Cleaning and was involved with the Masonic Temple. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs while maintaining specialized services in municipal and public finance.

Joanne Sweetman is a financial advisor at LPL Financial with one year of industry experience. She holds the CFP® and Series 63 designations. Joanne has operated Sweetman Advisory Services LLC since 2013, where she serves as President and focuses on tax, accounting, and international tax advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and participant-level retirement advice.

William Randall is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked with J.P. Morgan entities since 2004. Randall is also a general partner at Orcadian Ventures, LLC, a private investment entity he has been involved with since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, with an emphasis on model asset allocations and ESG considerations.

Carol Dehen is a financial advisor at LPL Financial with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has been with LPL Financial and its predecessor LINSCO/PRIVATE LEDGER CORP. since 2007. Prior to that, she worked at Morgan Stanley from 2006 to 2007. Outside of her advisory role, she is involved with Mosaic Wealth Management and Mosaic Referral Partners, which operate as DBAs for her LPL business, and she also has a business entity called Cat Eyes LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and managing over $819 billion in discretionary assets.

Andrew Herlein is a financial advisor at Merrill with Series 63 and Series 66 designations and two years of industry experience. Prior to joining Merrill, he worked at Huntington National Bank for six years and held positions at JP Morgan Chase Bank, JP Morgan Securities LLC, and Raymond James & Associates. Outside of his advisory role, he serves as treasurer and board member for the nonprofit Ready for School in Holland, Michigan, where he reviews financial reports and advises on financial decisions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Staufer is a financial advisor with Equitable Advisors in Grand Rapids, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at Transamerica Financial Advisors and has operated a landscaping business called His Workmanship. He also provides private cello lessons. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party program sponsors and discretionary managers to deliver tailored investment solutions.

David Laplante is a financial advisor at Robert Baird & Co. with 30 years of industry experience. He has been with Robert Baird & Co. since 1996 and holds Series 63 and Series 65 designations. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services supported by internal research and includes several distinctive features such as municipal advisory services and strategic minority investments.

Daniel Mushlock is a financial professional with Cetera and holds a Series 66 credential, bringing three years of industry experience. He is also the managing partner of Mushlock & Associates LLC, where he provides tax and accounting services as an enrolled agent. Outside of his advisory role, he is a partner at Mushlock Vacation Properties LLC, coordinating short-term rental bookings. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Benjamin Doerner is a financial advisor with LPL Financial in Kentwood, MI, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Bridgepoint Wealth Management, Union Bank of Michigan, Amazon, Blackford Capital, and Huntington National Bank. He is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by advanced advisory tools and a broad network of over 22,800 advisors.

Erin Mc Govern is a CFP®-certified financial advisor with 12 years of industry experience, currently with Edward Jones since 2017. Prior to Edward Jones, she worked at Triad Advisors, Inc. and Global Financial Group Advisors, LLC for three years each. Outside of her advisory role, she is a co-owner of a condominium business in Grand Rapids, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Smits is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in the wealth management industry. He has been with Merrill Lynch Wealth Management since 1989. His role involves providing personalized wealth management strategies that adapt to changing market conditions, focusing on client-specific financial goals. His expertise covers financial strategies, retirement and estate planning services, and he serves individual, family, and corporate clients. He actively utilizes Merrill's resources, including specialists in advanced estate planning and retirement plans for business owners. David holds a Bachelor's Degree from Calvin College and has attained several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation. He also holds the Personal Investment Advisor (PIA) designation. His approach combines extensive industry experience with practical judgment developed through client relationships and training. Beyond his professional work, David engages in community service aligned with the Merrill tradition of supporting local organizations. His personal interests include cooking, gardening, spending time with his family, and traveling.

Mark Tangen is a financial advisor at Primerica Advisors with 26 years of industry experience. He has been with Primerica Advisors since 1999 and Primerica Financial Services since 1998. Outside of his advisory role, he is involved as a member of Horizontal Venture, LLC, a non-investment related business based in Grand Rapids, Michigan. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of strategic, tactical, tax-aware, and income distribution investment models.

Max Kramer is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held multiple roles within Fidelity Investments, including Investment Consultant in 2022-2023 and Relationship Manager in 2022. Prior to joining Fidelity, Max served as a Financial Advisor at Credent Wealth Management from 2019 to 2021, and at Cambridge Investment Resource in 2019. He also worked as an Investment Advisor Representative at Gradient Securities from 2018 to 2019 and gained early experience as a Financial Intern at Daus Financial during 2017-2018. Max holds a California Insurance License, supporting his work in providing financial consultation. His professional focus is on partnering with clients to understand their goals and to help build financial plans that guide them through important financial events. Outside of his professional life, Max enjoys comedy, golf, spending time at the lake, and traveling.

Nancy Hughes is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 63 designation and 38 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 1993. Outside of advising, she is involved with Micali Distributing LLC, a wholesale distribution business she organizes jointly with her husband. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment resources.

Ailine Flores is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked at various J.P. Morgan entities since 2015. Flores was also involved with Transformed Trucking LLC for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

Daniel Vansingel is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 15 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. from 2016 to 2021, and has been affiliated with LPL Financial since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning, model portfolio programs, and institutional platforms to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory services through a large network of investment adviser representatives using a range of investment strategies and operational tools.

Kevin Gardenier is a CFP® professional affiliated with LPL Financial, based in Grand Rapids, MI, with 26 years of industry experience. His work history includes roles at Waddell & Reed, Inc., and running his own firm, Gardenier & Co., as well as involvement with organizations such as Autism Support of Kent County and Operation Green Star. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions, with a focus on comprehensive financial planning and model portfolio programs.

Michael Braun is a financial advisor with Robert Baird & Co. in Grand Rapids, MI, holding Series 63, 65, and 66 licenses and 37 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, he serves as treasurer for the Immaculate Heart of Mary Church Golf League. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary management and separately managed accounts, with a range of investment strategies and overlay services.