Esther Tan is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 65 and Series 63 licenses and possessing 10 years of industry experience. Her career includes roles at JPMorgan Chase, HSBC Securities, and prior experience at Wells Fargo Clearing and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Arthur Valentine is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at UBS Financial Services and the City of Austin Public Health. Prior to his advisory career, he was employed at Prairie View A&M University for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs.

Thomas Bulow is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. His career includes roles at Morrison Labs, JPMorgan Chase Bank, and Chevron, as well as time as a student at the University of Southern California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform recommendations.

Musa Mahmud is currently a Planning Consultant at Fidelity Investments, a position he has held since 2023. In this role, he supports clients in working toward their financial needs and life goals through a consultative approach to planning and services available at Fidelity. Prior to this, Musa served as a Central Relationship Manager at Fidelity Investments from 2021 to 2023. He has also held positions as a Private Client Banker at JP Morgan Chase (2020-2021), a Financial Advisor at Morgan Stanley (2018-2020), and a Financial Advisor Associate at Edward Jones in 2018. Musa's professional experience spans various roles in financial advising and client relationship management. His background includes assisting clients with their financial planning needs and managing client relationships across multiple firms in the financial services industry. Outside of his professional work, Musa has personal interests in baseball, cars, football, social events with friends, and outdoor adventures.

Ardis Stephens Jr. is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2019, following prior roles at Wells Fargo Bank and Edward Jones. Outside of his advisory work, he has engaged in non-investment activities including employment as a fulfillment associate and food delivery driver. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is guided by investment policy statements and modern portfolio theory, serving as an ERISA fiduciary and including a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Akash Patel is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at Wells Fargo Bank, nA, Prem Supply, LLC, and Royal Liquor. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options that include a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Thomas Drake is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and bringing 25 years of industry experience. He has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Michael Giacone is a financial advisor with UBS Financial Services in New York City. He holds a Series 63 designation and has 38 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary capital market assumptions and research from its Chief Investment Office and UBS Global Research.

Dexter Greaves is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank in various roles since 2008, with a brief tenure at Charles Schwab & Co. Inc. from 2021 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage and investment management capabilities.

Justin Galatas is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Victoria Merwin is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been contributing since 2001. She focuses on holistic wealth planning, financial strategies, and cash management tailored to her clients' values and goals. Based in Merrill's downtown Houston office, Victoria provides a wide array of services including long-range wealth management plans, trusts establishment, succession planning, alternative investments, separately managed accounts, stock option analysis, retirement planning, and wealth preservation and transfer services. She aims to develop long-term, customized financial advisory relationships that align with each client's investment objectives and risk tolerance. Before joining Merrill Lynch, Victoria spent 25 years in sales and management with Xerox. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Victoria earned her High School Diploma/GED from the University of Houston System. Her client focus areas include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Victoria is involved in several community organizations including the Anti-Defamation League, Assistance League of Houston, Houston Masterworks Chorus, and the Salvation Army Women's Auxiliary. She is married to Rodney, a native Houstonian and lawyer, and they have three daughters. In her spare time, Victoria enjoys singing with the jazz trio Night Train, acting in community theater, playing bridge and golf, cooking, dancing, hiking, and practicing yoga, as well as spending time with her family.

Richard Sparks is a CFP® professional with 23 years of experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 66 licenses and is based in League City, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Cynthia Smedstad is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked at JP Morgan Chase Bank and its affiliated entities since 2015. Outside of her advisory role, she is a signer on the business checking account for Energy Industrial Services, LLC, an oil and gas services company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ian Creelman is a Series 66 credentialed financial advisor with five years of industry experience. He is currently with J.P. Morgan Securities in Houston, TX, where he has worked since 2021. His prior experience includes roles at Unwilling & Unstable LLC, Cedar Hill Capital Management, and Qnary LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and integrates an ESG eligibility framework in its recommendations.

Andres Valdez is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments, Charles Schwab Bank, Region Bank, Verizon Wireless, and other firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Karinthia Mittal is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds the Series 66 and Series 63 licenses and has worked at J.P. Morgan Chase Bank and other financial institutions during her career. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

April Rogers is a Series 66-licensed financial advisor with Merrill in Houston, TX, where she has worked since 2003. She has 21 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Melisa Cabrera is an International Wealth Advisor with Merrill Lynch Wealth Management. She brings over 20 years of experience in the financial services industry, specializing in domestic and international wealth management. Melisa works closely with her clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Her approach emphasizes trust and clear communication as the foundation for successful wealth management. Melisa holds a Bachelor's degree in Economics from Florida International University and has obtained multiple specialized FINRA securities and commodities trading licenses. She is also certified as a Personal Investment Advisor (PIA) and has earned advanced certifications in supervisory roles, compliance, and anti-money laundering. Her professional expertise encompasses a wide range of client focus areas including college education planning, family wealth management strategies, legacy planning, liquidity management, and socially responsible investing. Beyond her financial career, Melisa is actively involved in community service. She serves as a Certified Guardian ad Litem in Florida, advocating for children in foster care. She has also contributed her time to nonprofit organizations such as His House Children’s Home and participates in cultural events like the Key Biscayne Music Festival. Fluent in English, Spanish, and Portuguese, Melisa is committed to delivering comprehensive wealth management guided by her global perspective and community engagement.

Jonathan Ahearn is a CFP® and holds a Series 66 license with Edward Jones, where he has worked for 17 years. He is based in Baytown, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Blake Douglas is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as a Portfolio Advisory Specialist at Fidelity Investments from 2021 to 2023. His career in the financial services industry began in 2015, and he has held various roles including Investment Adviser Representative at Centric Advisors, LLC from 2018 to 2021, Registered Representative at The O.N. Equity Sales Company from 2017 to 2018, and Agent positions at Ohio National Financial Group and AIG between 2015 and 2018. Blake's professional experience spans multiple aspects of financial consulting, portfolio advisory, investment advising, and equity sales. He emphasizes proactive financial planning to maximize future success and provide stability through life's fluctuations. No additional information regarding his education, credentials, personal interests, or community involvement has been provided.