Luis Aguilar is a Financial Consultant currently working at Fidelity Investments. He collaborates with clients to develop comprehensive financial plans tailored to their unique needs and goals. Luis focuses on building and maintaining client relationships based on trust and integrity, aiming to establish long-term partnerships that support financial success. Luis has experience in various roles within the financial services industry, including positions at Fidelity Investments and Merrill Lynch Bank of America. His previous roles include Investment Consultant, Planning Consultant, Financial Solutions Advisor, and Senior Relationship Manager. This diverse background contributes to his expertise in financial consulting and planning. Outside of his professional work, Luis is interested in family activities, football, music, soccer, traveling, and volunteering.

Xiaoqing Mathews is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. Based in Houston, TX, she holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, including prior roles at JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by centralized due diligence, with offerings that include an ESG eligibility framework and broader derivatives and commodities capabilities.

Kingsley Davis is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services, Eagle Strategies, NYLIFE Securities, and New York Life Insurance. Outside of his advisory role, he operates an independent insurance brokering business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while overseeing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Peter Herb Jr. is a CFP®-designated financial advisor at Cetera with 14 years of industry experience. He has worked at Cetera and its affiliates since 2021 and owns WealthCo Financial Group, LLC, where he provides investment services. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning solutions through a large nationwide network of independent advisors and multiple program structures.

David Covington is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he is involved in business consulting through Covington Family Enterprises, LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive, research-based, and tax-efficient retirement income recommendations, supported by a centralized consulting team and algorithmic tools, within a large institutional platform that also offers brokerage and insurance solutions.

Edward Dobin is a financial advisor at Ameriprise in Houston, TX, with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm provides comprehensive, research-driven recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies, supported by algorithmic tools and oversight committees.

Qing Yao is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 14 years of industry experience. Yao has worked at J.P. Morgan Securities since 2016, following a brief tenure at Capital One Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering non-discretionary advice on asset allocation, investment manager selection, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a forward-looking capital market framework and includes capabilities in derivatives and commodities.

Michael Nichley is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and 15 years of industry experience. He has worked at UBS since 2021 and was previously with Morgan Stanley and its affiliated entities from 2012 to 2021. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers additional products such as futures commission merchant services and securities-backed lending programs.

Justin Paschal is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and having 15 years of industry experience. He has worked across various roles within JPMorgan Chase and J.P. Morgan Securities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative due diligence and may include ESG considerations, with implementation supported by affiliated investment management entities.

Blake Purnell is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at the Texas Department of Education, Mardel Bookstore, Sherwin Williams, and operating a small business, Blake's Pressure Washing. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm’s investment process combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad client base with a variety of institutional-focused services.

Ruben Valdez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities in 2026, he worked at Edward Jones for three years and spent seven years at H-E-B. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model portfolios and includes broader derivatives and commodities capabilities.

Asaf Glaich is a financial advisor at Stifel with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America for ten years before joining Stifel in 2021. Outside of his advisory role, he is involved in oil and gas investment through a holding company and owns a remodeling and construction business. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, providing brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Andrea Veerachalee is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has prior experience at Fidelity Investments. Before entering the financial industry, she spent several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory services with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Norma Pena is a financial advisor at LPL Financial with 33 years of industry experience. She holds a Series 63 credential and previously worked with Waddell & Reed, Inc. and various insurance carriers for nearly three decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party managers.

Danielle Gomez is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments and its affiliated entities since 2015, following roles at Wells Fargo Clearing and Edward Jones. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with a focus on systematic portfolio construction using proprietary research, quantitative analysis, and algorithmic methods. The firm also serves as a registered commodity pool operator and adviser to multiple registered investment companies.

Marcela Galvan is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 66 designation and has previously worked at RBC Capital Markets and Arterx Neu, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Jason Tang is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 designation and has worked with firms including Merrill, Bank of America, and BB&T. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research methods.

Stephen Hernandez is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at Ameriprise Financial Services from 2016 to 2024 before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by tools such as machine learning for operational and research purposes.

Raymond Casillas II is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2010, with prior tenure at Bank of America and Merrill from 2018 to 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to create model asset allocations and incorporates ESG criteria into its recommendations.

Mark Menard is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 36 years of industry experience. His prior roles include positions at Merrill and Bank of America, spanning nearly three decades combined. Menard also serves as Vice President at King Capital Advisors, Inc., an additional business activity outside his primary advisory role. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets through multiple platforms and custodians, offering both discretionary and non-discretionary management alongside proprietary and third-party model strategies.