John Wilson is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding a ChFC® designation and Series 63 license. He has 41 years of industry experience, all with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 1984. Outside of his advisory work, he is involved as a sole investor in oil and gas properties that produce income. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools to support client goals.

Ryan Klibert is a financial advisor at Edward Jones with 16 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Landon Feutral is a financial advisor with Cetera in Houston, TX, holding Series 63 and Series 66 registrations and 11 years of industry experience. He previously worked at MML Investor Services, LLC and MassMutual Life Insurance Co from 2015 to 2022. Outside of his advisory role, he is an Infinite Banking Practitioner affiliated with the Nelson Nash Institute. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Elaine Polemenakos is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she has been serving clients for over a decade. She focuses on delivering wealth management services to professionals, business owners, retirees, and their families, aiming to provide customized investment strategies that align with clients' personal financial goals. Her areas of expertise include services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, women and wealth, and retirement income. Elaine holds a Juris Doctor degree from the University of Texas School of Law and a bachelor's degree in Psychology from Texas A&M University. She carries several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). While she was formerly an attorney, she does not provide legal advice in her current role. Outside of her professional work, Elaine is involved in community organizations such as Brazosport Cares Food Pantry, Brazosport Center Stages, Brazosport Fine Arts Council, and the SPCA of Brazoria County. Her personal interests include reading, traveling, spending time with her family, and watching movies.

Amira Shephard is a financial advisor at Equitable Advisors in Houston, TX, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at The Lab Consulting, Capital One, and the University of Houston, as well as entrepreneurial experience as a lash aesthetician. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Federico Schoenhofer is a financial advisor with Morgan Stanley in Houston, TX, holding Series 65 and Series 66 licenses and possessing 22 years of industry experience. He worked at UBS Financial Services and UBS International from 2008 to 2025 before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis.

Jaime Smith is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and has 13 years of industry experience. Jaime has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Outside of advisory work, Jaime is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively offered separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its investment solutions.

Jinrong Wang is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Jinrong works directly with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. Jinrong provides access to investment insights from Merrill as well as banking and lending solutions through Bank of America. Jinrong holds a Personal Investment Advisor (PIA) designation. Jinrong earned a Bachelor's degree and a Doctorate degree from Nanjing Agricultural University, as well as a Master's degree from the University of Houston System. Jinrong also participates in community service by volunteering with local organizations, reflecting a commitment to the communities served.

Steven Katcher is a financial advisor at Merrill with 39 years of industry experience. He has been with Merrill since 1986 and has also worked at Bank of America, N.A. since 2011. Katcher holds Series 63 and Series 65 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Truscott is a financial advisor at UBS Financial Services with 20 years of industry experience. He has previously worked at Merrill and Bank of America, N.A. He serves on the board of Healthcare for the Homeless in Houston and is involved as a successor advisor for a donor advised fund. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor client plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Erick Tavahen is a Financial Consultant I at Fidelity Investments, bringing a structured approach to financial analysis and client support. He has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Investment Consultant before his current position starting in 2025. His expertise lies in conducting financial analysis and identifying often overlooked opportunities to assist clients in their financial journeys. Erick holds insurance licenses in Arkansas and California, enabling him to provide a range of services within these jurisdictions. Outside of his professional role, Erick has interests in biking, movies, outdoor adventures, and soccer.

Musa Mahmud is currently a Planning Consultant at Fidelity Investments, a position he has held since 2023. In this role, he supports clients in working toward their financial needs and life goals through a consultative approach to planning and services available at Fidelity. Prior to this, Musa served as a Central Relationship Manager at Fidelity Investments from 2021 to 2023. He has also held positions as a Private Client Banker at JP Morgan Chase (2020-2021), a Financial Advisor at Morgan Stanley (2018-2020), and a Financial Advisor Associate at Edward Jones in 2018. Musa's professional experience spans various roles in financial advising and client relationship management. His background includes assisting clients with their financial planning needs and managing client relationships across multiple firms in the financial services industry. Outside of his professional work, Musa has personal interests in baseball, cars, football, social events with friends, and outdoor adventures.

David Gibson V is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2016 and concurrently at Bank of America, N.A. since 2017. Outside of advising, he is a co-owner of a family rental property business in Landover, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rodrigo Gonzalez is a financial advisor at Morgan Stanley Wealth Management with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following roles at BBVA Insurance Agency, BBVA Wealth Solutions, BBVA Securities, and Compass Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.

Thomas Drake is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and bringing 25 years of industry experience. He has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Jacqueline Warner is a financial advisor at Ameriprise in Houston, TX, with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its related entities since 2005. Outside of her advisory work, she has involvement in non-investment-related real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients with significant investable assets. The firm provides a combination of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a research-driven, tax-efficient approach to develop personalized Recommendation Reports.

Richard Sparks is a CFP® professional with 23 years of experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 66 licenses and is based in League City, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Patrick Lesley is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a district governor and board member for Rotary International in Pearland, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Christopher Stimming is a CFP® accredited financial advisor with 29 years of industry experience. He currently works at Morgan Stanley, having previously spent ten years at J.P. Morgan Securities. Stimming holds Series 63 and Series 65 licenses and is based in Houston, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured planning tools supported by its Global Investment Committee.

Cynthia Smedstad is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 designations and has 11 years of industry experience. She previously worked at Combe & Associates, LLC from 2016 to 2017. Outside of her advisory role, she is a signer on the business checking account for Energy Industrial Services, LLC, an oil and gas related services company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through its regulatory registrations and affiliated entities.