Michael Rose is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Cetera, he worked for over two decades at Avantax entities in various advisory and insurance roles. Outside of advising, he serves as president of an auto carbon cleaning franchise and is a director of his own tax preparation and accounting firm. Cetera Investment Advisers LLC operates as an SEC-registered advisor with a nationwide network serving individual, corporate, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to both affiliated and third-party managers.

Blake Douglas is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as a Portfolio Advisory Specialist at Fidelity Investments from 2021 to 2023. His career in the financial services industry began in 2015, and he has held various roles including Investment Adviser Representative at Centric Advisors, LLC from 2018 to 2021, Registered Representative at The O.N. Equity Sales Company from 2017 to 2018, and Agent positions at Ohio National Financial Group and AIG between 2015 and 2018. Blake's professional experience spans multiple aspects of financial consulting, portfolio advisory, investment advising, and equity sales. He emphasizes proactive financial planning to maximize future success and provide stability through life's fluctuations. No additional information regarding his education, credentials, personal interests, or community involvement has been provided.

Janet Garner is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. Her prior roles include positions at Metlife Securities Inc. and Mass Mutual Investors Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, featuring both discretionary and non-discretionary management along with access to model portfolios and research from various sources.

Gerardo Cavazos is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, Morgan Stanley Smith Barney LLC, BBVA Securities Inc, and Compass Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Sebastian Rodriguez is a financial advisor at Edward Jones in Pearland, TX, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Meharena Tukabo is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. Prior to joining Cambridge in 2019, she worked at Ameritas Investment Corp. and CCF Investments. Outside of advisory work, she owns and operates businesses in real estate brokerage and automotive repair. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a range of portfolio management and model-based solutions tailored to client objectives.

James Watkins is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005, previously associated with Axa Advisors. Watkins is also the managing partner of Bay Area Private Wealth Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Nayeli Gomez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, she has worked at Montgomery County Woman's Center and held roles in the title insurance sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence to inform its recommendations.

Marci Moss is a financial advisor with Morgan Stanley Wealth Management in Houston, TX, holding Series 63 and Series 65 credentials and totaling 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 1998. Outside of her advisory role, she is the proprietor of Bovine Designs, an art business selling retail at arts and crafts venues. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm‑approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through various investment and planning strategies.

Landon Marx is a CFP® professional with 28 years of industry experience and currently affiliated with OSAIC Wealth Inc. His prior experience includes roles at LPL Financial, Fidelity Brokerage Services, and Fidelity Personal and Workplace Advisors. In addition to his advisory work, he serves as President and Chief Financial Advisor of Third Coast Wealth Management, a Texas-based S Corporation. OSAIC Wealth Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management with access to multiple investment products.

Harold Coe is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been with Primerica Financial Services since 2013 and concurrently holds roles with The Home Depot and PFSI Investment Inc. Outside of traditional advisory work, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure while delegating portfolio implementation to BNY Mellon Advisors.

Nancy Caraballo is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Her prior roles include positions at Pruco Securities LLC, The Prudential Insurance Company of America, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Adrian Marinaro is a Private Wealth Manager at Merrill Private Wealth Management, bringing over 20 years of experience advising high-net-worth clients on investment strategy, tax efficiency, and wealth preservation. He provides tailored financial strategies to individuals, families, and institutions, leveraging Merrill and Bank of America's resources. Mr. Marinaro began his career in 2003 at Citigroup Global Markets in New York City and later held senior advisory and trading roles at Citi Private Bank and JPMorgan Private Bank. His expertise includes family wealth management strategies, international wealth management, liquidity management, portfolio management services, small business strategies, and individual and corporate investment strategy. He holds a Bachelor's Degree from Universidad Católica Argentina and an MBA from Thunderbird School of Global Management. Adrian is a Personal Investment Advisor (PIA) licensed across numerous U.S. states and is fluent in English and Spanish. His personal interests include basketball, chess, football, music, photography, racquetball, soccer, traveling, and yoga.

Salvador Elizondo Jr. is a CFP®-credentialed financial advisor with 39 years of industry experience. He is currently affiliated with OSAIC and has previously worked at Texas Wealth Management and FSC Securities Corporation. Elizondo holds roles as a Registered Representative and Investment Adviser Representative with Osaic Wealth Inc and serves as a Senior Financial Advisor at Texas Wealth Management, LLC. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing a range of portfolio construction tools and platforms.

Lina Alanis is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked at Morgan Stanley since 2020 and previously held positions at J.P. Morgan Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a broad range of retail and institutional offerings.

Gavin Riddle is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. He has worked at Fidelity Investments since 2006, progressing through various positions including Financial Consultant, Investments Representative, Private Client Specialist, Premium Representative, Retirement Specialist, and Financial Representative. Throughout his tenure at Fidelity, Gavin has focused on providing clients with wealth management strategies tailored to benefit them and their families both presently and in the future. He leverages Fidelity's brand, technology, and investment platform to support his clients' financial goals. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

Osama Roubi is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank, N.A. for 21 years prior to joining J.P. Morgan Securities in 2022. Outside of his advisory role, he is involved in an automotive business venture, assisting with funding and financing for a used car lot operated by his brother. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Dora Cordero is a financial advisor at Morgan Stanley with six years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Morgan Stanley in 2023, she worked at Wells Fargo Clearing and Wells Fargo Bank, NA from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Harry Selldin Jr. is a financial advisor at Wells Fargo Clearing with 53 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2019, following a decade at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Alfredo Zeller is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and over 23 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as president of Zeller Financial Inc., managing his own advisory business. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research-driven strategies and tax-efficient withdrawal planning to support long-term income goals.