Chelsea Bernard is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 credential and 10 years of industry experience. Her prior work includes roles at Robert W. Baird & Co. and several financial firms before joining Charles Schwab in 2018. Bernard also owns a residential property that provides rental income. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized custody and supervisory arrangements.

Sylvia Arellano is a CFP® professional with 27 years of industry experience. She has been with Charles Schwab since 2001 and also affiliated with Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized custody and order-routing services.

Srirangan Iyer is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations and has worked in education and community organizations, including the Paducah Symphony and Geeva Heritage Organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options supported by a large integrated platform.

Luke Powers is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at Charles Schwab Bank, Channel 37 LLC, MediaVine Productions, and Starbucks. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models and access to discretionary separately managed accounts, supported by comprehensive research and a centralized operational structure.

Taylor Andrews is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked with USAA and as a self-employed advisor prior to joining Charles Schwab. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Kathleen Odonnell is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Schwab in 2020, she held positions at the University of Denver, The Fund for the Public Interest, and Waseda University. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational services.

Jake Digregorio is a CFP® with three years of industry experience, currently affiliated with LPL Financial. He has previously worked at Capital Analysts, Lincoln Investment, and Valic Financial Advisors. Outside of advisory work, he manages Apollo Strategic Advisors, LLC and has experience as an insurance agent, specializing in life insurance, fixed annuities, and health insurance. He also has past experience providing event bartending services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of investment approaches and platforms, combining advisory services with a wide variety of non-advisory financial products and partnerships.

Wells Scheller is a financial advisor at Charles Schwab with 13 years of industry experience and holds a Series 66 designation. He has worked at Charles Schwab and its affiliated entities since 2016, previously spending three years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

Steven Hart is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 36 years of industry experience. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. He retains partial mineral rights inherited from his grandmother, which are currently leased to an oil company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory with affiliated discretionary SMAs and offers a multi-asset investment approach supported by research and alternative investment options.

Marcy Mc Govern is a financial advisor at Edward Jones with six years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2019. Prior to her current role, she was involved with Holidaily Brewing Company and The Juice Plus, where she worked as a tap room server and a distributor of food supplements, respectively. She also volunteered with Alternatives Pregnancy Center, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports over 23,700 financial advisors across a nationwide network.

Samantha Tillman is a financial advisor with Charles Schwab & Co., Inc. She holds Series 66 and Series 63 credentials and has two years of industry experience. Prior to joining Schwab, she worked in the food service industry, including roles at Fuzzy's Taco Shop and Aramark. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios supported by due diligence from its Schwab Center for Financial Research.

Jason Hubersberger is a financial advisor with Edward Jones in Castle Rock, CO, holding Series 63 and Series 66 designations and 32 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of over 23,700 advisors. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Bull is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior work includes positions at Transamerica Capital, Inc. and Janus Management Holdings Corp. He has been with Charles Schwab and Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, supported by a centralized operational platform and a distinctive approach to alternative investments.

Donna Rauen is a financial advisor with Charles Schwab & Co., Inc. based in Lone Tree, Colorado. She holds Series 63 and Series 66 licenses and has nine years of industry experience, including prior work with the Department of Local Affairs. Outside of her advisory role, she is involved in renting campers through Outdoorsy, a rental service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and order-routing arrangements.

Mitchell Williams is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 65 and Series 63 registrations. Prior to joining Schwab, he worked at the Douglas County Sheriff's office for three years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary advisory services and access to discretionary separately managed accounts, combining multi-asset model portfolios with research-driven investment guidance.

James Rand III is a CFP® and holds a Series 66 license with 20 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors.

Sergey Nesvat is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior roles include positions at JP Morgan Chase Bank and US Bank. Outside of his advisory work, he is an owner of a transportation business, Mile High CO, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors utilizing both proprietary and third-party strategies.

Bruce Clark is a financial advisor at Charles Schwab with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 1995, with a one-year tenure at TD Ameritrade in 2023-2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and a centralized operational structure.

James Murray is a CFP® professional affiliated with LPL Financial, bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, he spent 15 years with SCF Investment Advisors, Inc. and SCF Securities, Inc., and four years at Next Financial Group, Inc. He also maintains involvement with MohrAlex, LLC, a tax preparation and accounting firm. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individual clients, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Michael Sullivan is a financial advisor at Charles Schwab in Lone Tree, Colorado, holding Series 66 and Series 63 designations with three years of industry experience. His prior roles include positions at Northwestern Mutual - Bench Wealth and Rocky Mountain Crude Oil, as well as periods dedicated to full-time education. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment models, utilizing multi-asset portfolios and alternative investments within an integrated operational structure.