Brett Billenstein is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior roles include positions at USAA, Ally Invest, and The Vanguard Group. Brett holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending strategies while clients make final trading decisions.

Thomas King is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2022, including his current role at Schwab Wealth Advisory beginning in 2025. His prior experience includes positions outside the financial industry, such as roles in student accessibility services and the hospitality sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Scott Bird III is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and nine years of industry experience. He has been associated with Advantex Group, LLC since 2001, where he is involved in the sale of life insurance and fixed annuities through Estate Preservation Advisors. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning via a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Brandon Orr is a financial advisor at TLG Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and The Vanguard Group. Orr served in the United States Marine Corps for four years and has experience in investment operations at Investors Preferred Life Insurance Company. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets, serving individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Lindsey Underwood is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Charles Schwab since 2009, including 14 years at Schwab Wealth Advisory. Outside of her advisory work, she serves as Vice President of Membership for Phoenix Delta Gamma, a local alumnae sorority organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across a variety of asset classes using Schwab’s proprietary tools and models.

John Hanson is a financial advisor at Integrity Alliance, LLC with 12 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior roles include positions at Lion Street Financial, The Leaders Group Inc, Rational Life, Investacorp Inc, and Highland Capital. Hanson is also involved in insurance product sales as an independent contractor. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, utilizing a range of portfolio management approaches and custodial platforms.

Kelly Richards is a financial advisor at Allworth Financial, L.P. in Phoenix, AZ, holding Series 63 and Series 65 credentials with 21 years of industry experience. Prior to joining Allworth Financial in 2021, Richards worked at First Allied Advisory Services and BHF RG Capital, among other firms. Outside of advisory work, Richards is a managing member of Dynamite Office Holdings, LLC, and a partner in It's Happening, LLC, both real estate-related entities. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolios combining various model strategies, including specialized ETF approaches, and utilizes technology to manage held-away retirement accounts without client login credentials.

Ryan Schulte is a CFP® professional with 20 years of experience in financial services. He is currently with Guardian Life and affiliated with Park Avenue Securities, where he has worked in various capacities since 2016. Outside of his advisory role, Schulte is an adjunct professor of finance, teaches cash flow management, and writes articles for various sources. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement consulting, and investment advisory programs to individuals, high-net-worth clients, and institutional entities. The firm offers discretionary and non-discretionary advisory solutions, including digital options, and integrates proprietary and third-party investment strategies.

Rodger Hanson is a CFP® professional with 16 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. Prior to that, he worked at The Vanguard Group, Inc. for nine years and was self-employed for four years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools.

Daniel Martell is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has four years of industry experience, including prior roles at Merrill and UPS. Martell is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset allocation models and research tools to deliver investment recommendations, with clients maintaining final trading decisions.

Scott Ellsworth is a financial advisor with PlanMember Securities Corporation, holding a Series 66 designation and 16 years of industry experience. He has been associated with PlanMember since 2016 and also works with One2One Wealth Strategies and Williams & Co dba Williams and Company Financial Services. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its asset allocation portfolios. The firm’s investment process centers on a strategic asset allocation framework and the management of risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Jackson Hansen is a CFP® with three years of industry experience, currently serving as a financial advisor at Steward Partners Investment Advisory, LLC. His prior roles include positions at Ameriprise, Hinman Financial Planning, and RH Advisors, LLC. Hansen’s background also includes work in real estate with Berkshire Hathaway HomeServices and missionary experience. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets and serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Jacqueline Flindall is a CFP® with 18 years of industry experience, currently affiliated with United Planners' Financial Services of America. Her prior roles include positions at PFG Advisors, LLC, Securities America, Inc., Foothill Securities, Inc., and Cue Financial Group, Inc. She serves as president of R&R Ranch, a community and charitable organization in Rio Verde, AZ. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers, primarily managing non-discretionary assets.

Leona Cahill is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at BMO Harris Bank and North Central University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to support client investment decisions through annual reviews and planning discussions.

Janette Schwendeman is a CFP® professional with 14 years of industry experience, currently affiliated with Private Advisor Group, LLC since 2025. She has previously worked with Graystone Partners Wealth Management, LLC and LPL Financial, LLC. Outside of advisory services, she is involved as a non-variable insurance agent with Lion Street Private Client Group. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, employing various investment strategies and supporting held-away account management through multiple platforms and custodians.

John Herrero is a CFA® charterholder and Series 63 licensee with two years of industry experience. He is currently affiliated with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. Prior to this, he held roles at STORE Capital, The Vanguard Group, and other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and works within the Schwab ecosystem, differentiating itself through its operating structure and service approach.

Stephen Meyer is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has been with Schwab Wealth Advisory since 2019 and with Charles Schwab since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many enterprise wealth managers.

Randy Tran is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 65 and Series 63 licenses and has been with Schwab Wealth Advisory since 2025, following eight years at Charles Schwab. Prior to his advisory career, he worked at DHL Express and has experience from roles dating back to his time at Arizona State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, conducting annual reviews without discretionary trading authority.

Joseph Feichtel is a CFP® with 33 years of industry experience. He is affiliated with United Planners' Financial Services of America as a Limited Partner and has been with United Planners since 2013. He is also the owner of JMF Financial Services, LLC, which provides tax preparation, accounting, and bookkeeping services. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates as both a registered investment adviser and broker-dealer, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Alex Beck is a CFP® with 15 years of industry experience and is currently an advisor at Schwab Wealth Advisory. He previously spent 14 years with The Vanguard Group, Inc. before joining Charles Schwab in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.