Michael Hudak is a Private Wealth Advisor with Merrill Private Wealth Management. He has over 28 years of experience providing advice and guidance on complex wealth management issues to high-net-worth families, business owners, entrepreneurs, and corporate executives. His expertise includes legacy planning, liquidity management, managing new wealth, philanthropic planning, retirement income, tax minimization, and both individual and corporate investment strategies. Michael focuses on developing integrated, goals-based financial strategies tailored to clients' short- and long-term investment objectives and managing the personal and financial impacts of liquidity events on entrepreneurs and business owners. Michael joined Merrill Lynch Wealth Management in 2002 after serving eight years as an Executive Director at Morgan Stanley Private Wealth Management in Chicago. Prior to his career in wealth management, he worked in the real estate development division of JMB Realty Corporation. He holds a bachelor's degree in business administration from Southern Methodist University and an MBA in finance from Northwestern University. Michael is also a qualified Portfolio Manager and a Personal Investment Advisor (PIA). Residing in both Chicago, Illinois, and Paradise Valley, Arizona, Michael and his wife Alison have two daughters and two sons. In his leisure time, he enjoys biking, boating, golfing, hiking, and tennis. He has been recognized consistently on Barron’s "Top 1,200 Financial Advisors" list since 2009 and was named to Forbes' “Best-in-State Wealth Advisors” list for the third consecutive year in 2024.

Emily Buehler is a financial advisor at Morgan Stanley in Phoenix, AZ, holding a Series 66 credential with 22 years of industry experience. Her prior roles include positions at LPL Financial, BMO Harris Financial Advisors, CETERA Advisor Networks, and Wells Fargo affiliates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools.

Aaron Martin is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. Prior to joining Raymond James in 2026, he worked at Edward Jones for 15 years. He is based in Phoenix, AZ. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary advice using analytical tools and supports both advisory programs and institutional consulting services.

Caleb Riddle is a financial advisor at Charles Schwab & Co., Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Charles Schwab, Caleb worked in various roles including positions at The Dive Bar, The Kroger Co., FedEx, and Fleet Team Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Marcus Lespron is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and working in the industry for 12 years. He has been with Charles Schwab and Charles Schwab Bank since 2012 and 2015, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized operations with multi-asset model portfolios and access to alternative investments.

Michael Gelfand is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2012, including nine years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services with integrated brokerage, custody, and cash-sweep capabilities.

Karen Stevison is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63, 65, and 66 licenses with 36 years of industry experience. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized supervision and custody.

Mark Kowalek is a financial advisor with Edelman Financial Engines in Phoenix, AZ, holding Series 63 and Series 65 licenses. He has 17 years of industry experience and has been with Financial Engines since 2008. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Ricardo Harris is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2013. Outside of his advisory role, he is involved in hosting through Airbnb. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals with a range of wealth advisory, brokerage, custody, and financial planning services. The firm’s wealth advisory program combines non-discretionary client guidance with access to affiliated discretionary strategies, supported by a multi-asset model portfolio approach and a structured alternative investments platform.

Michael Doubleday is a financial advisor with UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning, portfolio management, and capital markets solutions.

William Wilkins Jr. is a CFP® professional with 34 years of industry experience, currently affiliated with LPL Financial since 2009. He previously worked at Merrill and Fidelity. Wilkins produces marketing videos and hosts a podcast through his Wilkins Wealth Management Group, and he also consults on tax preparation and insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Yijuan Zheng is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 1994 and joined Merrill / Bank of America Corporation in 1997. Her current focus is on developing personalized financial strategies for clients, their families, and their businesses. She utilizes the Merrill Lynch Wealth Management program to implement tailored portfolio changes and provides comprehensive services including asset allocation, employer stock and option risk management, and alternative investment strategies. Jane holds a PhD in Economics with a concentration in Quantitative Finance from the University of California, Santa Barbara. She also holds the Chartered Retirement Planning Counselor™ (CRPC) designation and the Personal Investment Advisor (PIA) certification. She is fluent in Chinese (Mandarin and several dialects) and has a strong understanding of Asian culture. Jane works closely with clients’ other service providers to address estate planning, insurance, and tax minimization strategies. Outside of her professional role, Jane is involved with several community organizations including Tempe Chinese School and the Distinguished Young Women Arizona chapter. She lives in Mesa, Arizona with her family and enjoys hobbies such as cooking, gardening, knitting and crocheting, reading, refereeing, volleyball, watching movies, and practicing yoga.

Hunter Ogle is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. He previously worked at Northwestern Mutual and has diverse experience including teaching at Brigham Young University-Idaho and community involvement with the Church of Jesus Christ of Latter Day Saints. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Corey Biron is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Schwab in 2023, he worked at USAA from 2015 to 2023. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational services.

Omar Abdelshife is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Charles Schwab Bank, West & East LLC, and the El Segundo Unified School District. Outside of his advisory work, he is involved in freelance Excel spreadsheet design through Purity Resource. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by Schwab’s Center for Financial Research.

John Cameron Harper is a CFP® with 11 years of industry experience, currently affiliated with Fisher Investments since 2024. His prior work includes roles at Charles Schwab Bank, Charles Schwab, USAA Investment Management Company, and USAA Financial Planning Services. In addition to his advisory career, he has been associated with Jacob Zuniga DDS since 2015. Fisher Investments manages discretionary portfolios for a global client base that includes institutional and high-net-worth investors. The firm employs a centralized Investment Policy Committee to construct diversified portfolios and uses tax-aware and risk management strategies in its investment approach.

Taylor Montgomery is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual and held roles at Indiana University and Malibu Grill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options alongside comprehensive brokerage and custody services. The firm is notable for its scale, integrated operational structure, and a multi-asset investment approach supported by proprietary research and alternative investment offerings.

Justin Martz is a financial advisor with Primerica Advisors in Gilbert, AZ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Cetera Advisor Networks LLC, Voya Financial Advisors, and Wells Fargo Bank. Outside of finance, he operates a wedding officiant service and serves as a contractor for Sun Valley Community Church. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Marco Nido is a financial advisor with UBS Financial Services in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, Amazon, and Vanguard. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Nimmi Bratcher is a financial advisor with Charles Schwab in Phoenix, Arizona, holding a Series 66 designation and 11 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.