Irene Catoera is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 2004 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Daly is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Las Vegas. He has been in the banking and finance industry since 2002, bringing extensive experience in business and project management as well as a comprehensive understanding of banking and brokerage operations. His primary focus areas include client relationship management and enhancing the client service experience. Michael helps individuals, families, and businesses with wealth growth, management, and preservation, offering tailored guidance on a variety of financial concerns. Michael specializes in areas such as college education planning, divorce transition planning, executive and equity compensation, legacy and liquidity management, retirement planning, socially responsible and ESG investing, tax minimization, and LGBT wealth planning. He is known for his attention to detail, regular communication with clients, and accessibility to address their priorities and secure their financial legacies. His professional credentials include Chartered Financial Consultant (ChFC), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Born and raised in Las Vegas, Michael values the diverse backgrounds of his clients and works closely with them to understand their unique goals and values. Outside of his professional role, he enjoys spending time with his wife Megan and their children, traveling, and woodworking.

Christian Sanchez Berg is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Wells Fargo Clearing Services, Prime Trust, Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Mera Tawfik Oshana is a financial advisor with LPL Financial based in Las Vegas, NV, holding Series 63 and Series 66 designations and over 32 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2018. Outside of her advisory role, she is involved as a co-trustee of a family living trust and works as a realtor in real estate services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and technology-supported investment solutions through a national network of investment adviser representatives.

Richard Scafa is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Yeager is a financial advisor with Ameriprise based in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. He has been with Ameriprise since 2017. Ameriprise offers a retirement-income planning service tailored to clients approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its recommendations, primarily for clients with assets managed within Ameriprise.

Andres Sanchez is a financial advisor with LPL Financial in Las Vegas, NV, holding the ChFC® designation and Series 63 license. He has five years of industry experience, including prior roles at Bankers Life Securities and Bankers Life & Casualty. Sanchez is involved with Key Retirement Solutions and Goldenshield Financial, working in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and offering model portfolios alongside research from multiple sources.

William Vaughn Jr. is a financial advisor at Ameriprise in Henderson, NV, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience working nearly a decade at Navy Federal Credit Union. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Krissi Santillana is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV, holding a Series 66 designation and one year of industry experience. She previously worked at Capital Financial Group and MassMutual Life Insurance Company. Outside of financial advising, she owns PulseWave Solutions, LLC, a diagnostic ultrasound services business. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Cameron Chianese is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and 1 year of industry experience. Prior to joining Cambridge, Cameron worked at Virtuance LLC from 2022 to 2024 and held various roles at Lowe's Home Improvement and other organizations. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions.

Logan Johnson is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and six years of industry experience. Before joining Merrill and Bank of America, he worked in various roles including at the University of Arizona College of Fine Arts Box Office. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

John Yeazel is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored, written Recommendation Reports. The firm operates as a large institutional provider delivering a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Issac Preis is a financial advisor with Raymond James Financial in Las Vegas, NV, holding a Series 66 designation and ten years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for nine years and spent two years at the College of Southern Nevada. Outside of his advisory role, he is involved as an associate at Toll Wealth Management, focusing on administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through unique affiliations.

Joe Thomas is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and one year of industry experience. Prior to his current role, he has worked at Ameriprise and held positions in various service and retail industries. Outside of finance, he is studying tattoo art with the goal of practicing professionally. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Daniel Paonessa is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and currently serves as an OSJ branch manager at Malecki Financial Group. He also holds a role as a life and fixed annuities insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors serving individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through multi-manager platforms, combining affiliated and third-party strategies across various programs and custodial relationships.

Scott Schiefer is a financial advisor with Primerica Advisors in Henderson, NV, holding Series 65 and Series 63 credentials and two years of industry experience. He has been associated with Primerica Financial Services since 2023 and has worked for the City of Las Vegas since 2007. Outside of finance, he owns and operates Anything Aquatic LLC, a non-investment-related business. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies created by unaffiliated asset managers. The firm operates at scale with thousands of advisors and oversees approximately $15.5 billion in assets under management.

Bernice Chinn Mitra is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and 29 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC from 2013 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeremiah Johnson is a ChFC® and Series 66 credentialed financial advisor with 25 years of industry experience. He has been with Ameriprise since 2005, currently serving clients from Henderson, NV. He is also the president and owner of Jeremiah Johnson Incorporated, a personal business entity unrelated to investment activities. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

James Dence is a financial advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families create financial strategies aligned with their goals and values. His approach centers on uncovering clients' priorities to build confidence in their financial future. Before entering financial services, James earned a Bachelor's degree in Christian Ministry and Psychology from Blue Mountain College. He spent five years as a pastor and four years as a personal trainer. These roles helped him develop skills in listening, building trust, and guiding people through significant decisions. He holds the Personal Investment Advisor (PIA) designation. James emphasizes integrity, compassion, and service in both his professional and personal life. He and his wife are raising two children, including one adopted through foster care. He is involved in volunteer and nonprofit work, including participation in the organization Fostering Hope.

Courtney Topham is a financial advisor at LPL Financial in Las Vegas, NV, holding the Series 66 designation with one year of industry experience. Prior to joining LPL Financial, she was involved with Versifi Private Wealth and operated a small business, PowerHour360, from 2019 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by in-house and third-party research.