Vahe Baban is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves as Treasurer on the board of a Home Owners Association in Studio City, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Nisha Boyle is a financial advisor with Ameriprise in Agoura Hills, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked at The Kryger Institute of Plastic Surgery and took time as a stay-at-home parent. She is also involved with CrimsonCardinal LLC as an associate financial advisor. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Andrew Kiernan is a financial advisor at UBS Financial Services with 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, Kiernan is involved in media and film production, including serving as a media council member for The Paley Center for Media and owning Kiernan Films LLC, which focuses on movie projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Kristopher Kasarjian is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to develop strategies for managing and preserving their wealth in alignment with their financial goals. Kris serves clients across multiple generations and has a particular focus on understanding the needs and strategies relevant to younger clients. He collaborates with colleagues to integrate his insights and applies meticulous attention to detail to address the comprehensive financial needs of his clients. Prior to joining Merrill Lynch in 2018, Kris was a wealth advisor at Raymond James & Associates and a regional consultant for MFS Investment Management. He holds multiple professional designations, including Accredited Asset Management Specialist (AAMS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kris earned his bachelor’s degree from the University of California, Los Angeles (UCLA), where he was a scholarship athlete on the baseball team and was later drafted by the Seattle Mariners in Major League Baseball. Kris is originally from Westlake Village, California. He is a member of the UCLA Alumni Baseball Association and the Professional Baseball Players Association. Outside of his professional career, he enjoys golfing and volunteers as a baseball instructor at the Reggie Smith Youth Baseball Academy in Encino.

Jeffrey Goodrich is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 40 years of industry experience. He has worked at several firms including Bank of the West, BancWest Investment Services, Valley Financial Management, and U.S. Bancorp Advisors. Outside of advisory work, he has engaged in teaching at UCLA and has authored publications. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, leveraging model portfolios, third-party subadvisors, and a variety of portfolio construction approaches.

James Hutchinson is a financial advisor with Raymond James Financial in Encino, CA, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has worked at Raymond James Financial since 2002 and was previously a partner at Core Financial Group, where he also served as an administrator. In addition to his advisory role, Hutchinson is involved in non-variable insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports institutional consulting as well as municipal and public-finance work.

Julia Foerster is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. Before joining Edward Jones in 2022, she worked at Northwestern Mutual Investment Services LLC and Tektronix. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Gloria Suard is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 credential and has previously worked at Morgan Stanley and OSAIC. Outside of her advisory role, she is involved with TA Law Group in a legal capacity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios and offers advisory services for registered investment companies and charitable funds.

Troy Fletcher is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His recent work history includes roles at Bank of America, Merrill, and involvement with the California Mid-State Fair and Thoughtful Media Group. He attended California Polytechnic State University, San Luis Obispo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Farrell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Prior to joining Wells Fargo in 2025, he worked at JP Morgan Securities LLC and JPMorgan Chase Bank NA for over a decade. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Ian Treacher is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with Wells Fargo Advisors and has held previous roles at Wells Fargo Clearing and Morgan Stanley, including Morgan Stanley Private Bank. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including cash-flow, retirement, and niche services such as business-owner transition and special-needs planning.

Owen Galipeau is a financial advisor with LPL Financial in Simi Valley, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank, NA. He is also involved with the Ventura County Credit Union, offering investment products and services through its Wealth Management division. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services supported by model portfolios, third-party subadvisors, and various institutional platforms.

Edward Drake is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has 24 years of industry experience. His career background includes two years with UBS Financial Services and over two decades with Wells Fargo Bank and Wells Fargo Clearing. Outside of his advisory work, he serves as secretary for the Big Sky Home Owners Association, treasurer for the Ruth & Joseph C Reed Foundation for the Arts, and has trustee roles managing family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external data sources.

Davit Kesabyan is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and Bank of America since 2015. He also has a teaching role at the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Parinaz Toohidlou is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo NA. Outside of her advisory role, she has experience working as a caregiver. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative analysis to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Ryan Myers serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity Investments since 2005, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Ryan worked at JP Morgan Chase as a Relationship Manager and Financial Advisor, and began his financial services career as a Personal Banker at Bank of America. Ryan holds a California Insurance License. He focuses on building trust with clients through personalized financial planning approaches aimed at aligning with their individual objectives.

Alexandar Ruzich is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors since the late 1980s and early 1990s. Outside of advisory services, he is involved in business activities related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and select discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Melissa Delahoussaye is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she holds ownership interests in Film L.A. Inc. and the Santa Clarita Film Office, entities involved in sourcing homes for film shoots in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support client planning.

Nick Pantuso is a financial advisor at Osaic with eight years of industry experience. He holds Series 66, Series 63, and Series 65 licenses and previously worked at Woodbury Financial Services and Wholesale Capital Corporation. Outside of his advisory role, Pantuso is a licensed real estate broker and loan officer. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and third-party manager selections.

Diana Fusco is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.