Will Martens is an Investment Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and build personalized financial roadmaps. Through thoughtful planning and guidance, he helps clients make informed decisions and maintain confidence in their strategies. Prior to joining Fidelity in 2026, Will worked at Valley Oak Wealth Management. He served as a Financial Advisor from 2025 to 2026 and as a Research & Investment Analyst from 2020 to 2025. He holds a California Insurance License.

Joseph Jaoko is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has prior work history at Fidelity Investments and Nikon Microfinance Corporation. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Andrew Klase is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He collaborates with clients to understand their personal financial goals and utilizes Fidelity's resources to develop tailored financial plans and investment strategies. Andrew has been with Fidelity Investments since 2018, progressing through various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked at Charles Schwab & Co Inc as a Client Relationship Specialist and at Schwab Charitable as a Donor Relations Specialist. He holds a California Insurance License.

Loretta Strong is a financial advisor with Raymond James Financial in San Francisco, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has previously worked with Elevon Wealth Management, Financial Partners Wealth Strategies, and operated Strong Financial Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using a range of analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Robert Barnes is a financial advisor with Charles Schwab in Tiburon, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Charles Schwab since 2000. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Chung Yan Joanne Lo is a Financial Advisor with Merrill Lynch Wealth Management, specializing in connecting all aspects of clients’ financial lives to help prioritize and pursue their most important goals. With 15 years of experience, Joanne provides unique financial strategies and guidance focused on retirement and legacy planning, tax-efficient asset allocation, and maximizing equity compensation strategies. She works closely with clients to develop personalized plans that address college education planning, executive compensation, personal retirement planning, portfolio management, and retirement income. Joanne holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned an Accredited Certificate from Hong Kong Shue Yan University. Fluent in English, Chinese, and Cantonese, she is committed to delivering culturally aware financial guidance tailored to the needs of clients from diverse backgrounds. Outside of her professional work, Joanne enjoys hiking, rock climbing, skiing, and spending time with her family.

Brian Macdonald serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been providing wealth management services since 1992. Partnering initially with his father, Brian focuses on family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach emphasizes thoughtful, proactive support to help clients make sound financial decisions aligned with their long-term goals and values. Brian holds a B.S. in Business Administration from California State University, Sacramento. He is FINRA registered and holds multiple licenses, including insurance and mortgage licenses. Additionally, he has earned professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise involves navigating the financial landscape and supporting multigenerational family financial planning to help clients efficiently manage their assets and legacy. Outside of his professional work, Brian enjoys outdoor activities including hiking, backpacking, rafting, and global travel focused on less frequented destinations. He also has interests in cooking and exploring the diverse cuisine of the San Francisco Bay Area. Brian is involved in community organizations such as the Boy Scouts, Cal Trout, and the Marine Mammal Center. He resides in Petaluma, California.

Zoubir Belkacemi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with J.P. Morgan Securities since 2019 and has a broader affiliation with JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, with recommendations limited to eligible strategies and incorporating ESG criteria.

Alejandro Segura is a financial advisor with Charles Schwab in Berkeley, CA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, and State Farm. He has been with Charles Schwab and Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and a centralized operational structure.

Joshua Puckett is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. His prior roles include positions at Voya Retirement Advisors, Prudential Insurance Company of America, Bank of America, and Merrill Lynch Pierce, Fenner & Smith. Outside of his advisory work, he is a partner at Keen Eye Consultants LLC, where he assists with content production. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Shalom Morgan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Wells Fargo Investments, LLC and Wells Fargo Clearing since 2005. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics.

Robert Holt is a CFA® charterholder and holds the Series 66 license, with 18 years of experience in the financial services industry. He is currently with Morgan Stanley in San Rafael, CA, having previously worked at Wells Fargo Clearing, Credit Suisse Securities, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and specialized planning groups.

Lars Monroe is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and the Global Investment Committee’s resources to model financial outcomes.

Cole Ricardo is a Financial Advisor with Merrill Lynch Wealth Management based in Oakland, California. He works closely with clients to understand their goals and develop strategies that align with their values and priorities. Cole's client focus areas include college education planning, services for defined benefit plans, sports and entertainment, tax minimization, and retirement income. With professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), Cole applies his expertise to help clients turn data into direction and goals into actionable plans. He emphasizes thoughtful guidance throughout complex financial decisions, preparing for retirement, and growing businesses. Cole holds a Bachelor's Degree from Holy Names University. Outside of his professional work, he enjoys baseball, basketball, hiking, pickleball, and spending time with his family.

Alberto Fuentes Perez is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role, he has been involved in managing a Volt Auto Glass business since 2023 and an online marketing firm, JF Marketing, since 2010. At Volt Auto Glass, he is owner and manager, responsible for organizing schedules and daily operations. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies created by unaffiliated asset managers and offers discretionary separately managed account options, supported by third-party trade execution and custody services.

Megan Feeney is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. She has worked at Wells Fargo Clearing Services since 2021 and previously held roles at US Sports Camps Inc. and the University of Redlands. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tracy Lamond is a CFA® charterholder with 40 years of industry experience and has been with LPL Financial since 2007. Prior to that, she worked at U.S. Bancorp Investments for two years. Outside of her advisory role, she is involved in residential design and construction through her company, Lamond Company Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, utilizing various portfolio strategies and advanced research tools.

Peter Keating is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 credentials and bringing 56 years of industry experience. His prior roles include positions at Western International Securities, Wells Fargo Clearing, and UBS Financial Services. He also serves as a trustee for a family marital trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm supports diverse investment strategies and combines advisory services with a variety of financial products and partnerships.

Dayana Medevsky is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several notable firms, including Merrill, Bank of America, and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Douglas Nisen is a Series 66-licensed financial advisor with 17 years of industry experience. He is affiliated with J.P. Morgan Securities in Oakland, CA, where he has worked since 2012, including prior roles at Chase Investment Services Corp. and Waddell & Reed. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver customized asset allocation advice, investment manager selection, and performance reporting.