An Nguyen is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to Merrill, Nguyen worked at Bank of America and has held various roles outside finance, including positions at Wyndham Garden Hotel and San Jose State University. Outside of advising, Nguyen is involved in caregiving activities to assist elderly individuals and owns a sole proprietorship related to space rental. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of customizable portfolio solutions.

Ka Eun Lee is a financial advisor at Merrill with 14 years of industry experience. She holds Series 66, Series 63, and Series 65 credentials. Her prior work includes roles at Bank of America, Park Avenue Securities, Guardian Life Insurance/Pacific Advisors, and several other firms. She is also involved in business planning services through her company, Loft Science LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peyvand Pourhosseini is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Waddell & Reed, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it also offers access to third-party asset managers and insurance products through affiliated entities.

Laurie Conforti is a financial advisor at Osaic with nine years of industry experience. She holds a Series 65 designation and previously worked at Securities America, Inc. Laurie also has experience outside the financial industry, including working as a server at a private event venue, Coyote Ranch. Osaic Wealth serves a broad range of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies across various account types.

Lourdes Lopez is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her background includes roles at PFS Investments Inc. and Avinger, Inc., among others. She is involved in sales of investment-related products and also partakes in referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, along with corporate and charitable clients. The firm uses model-driven investment strategies managed by third parties and supports execution and custody through established providers, with approximately $15.5 billion in assets under management.

Gianna Saso is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 licenses and two years of industry experience. She previously worked at Dan Caputo Co. for six years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and provides a range of retirement plan services supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Weng is a financial advisor with Raymond James & Associates in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at UBS Financial Services Inc. and Morgan Stanley. Outside of his advisory work, he has been involved with Tamad Aviation LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Elijah Paniagua is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2024. Outside of his advisory role, he serves as Minister of Music at Creekside Bible Church, where he plans and coordinates music activities and leads volunteer musicians. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of investment advisory programs and maintains a large national network of advisors and branch offices.

Thomas Donnelly is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following prior roles at Wells Fargo Clearing and Merrill. Outside of his advisory work, he serves on the Finance Committee of the Monterey Museum of Art. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and resources.

Michael Chen is a financial advisor at Charles Schwab with five years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he owns a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by dedicated research and alternative investment due diligence.

Michelle Pichsenmeister Phan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and five years of industry experience. She previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. before joining Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jiangning Liu is a financial advisor with J.P. Morgan Securities in Santa Clara, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His career includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill. Outside of finance, he was involved with Pilot Construction Management Inc for four years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and offers a range of derivatives and commodities capabilities.

Leslie Figone is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses with 11 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Amy Chu is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through Corporate Financial Planning agreements.

Michael Aoun is a Series 66-credentialed financial advisor with Morgan Stanley in Los Gatos, California, bringing two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at ICR Staffing for two years and spent seven years in education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Virendra Kanyal is a financial advisor at Charles Schwab with 21 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2007. Outside of his advisory role, he co-owns a vacation home in Park City with his wife. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management services combined with custody and brokerage solutions.

Jacqueline Kobinski is a financial advisor at UBS Financial Services in San Jose, CA, with 17 years of industry experience. She has been with UBS since 2007 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Kenneth Fesler is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Our Time to Act United and the University of California, Davis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of mutual funds, ETFs, and other investment vehicles.

Trung Lam is a CFP® professional with 14 years of industry experience, currently serving at J.P. Morgan Securities in Santa Clara, CA. He has been with J.P. Morgan Securities since 2012 and has prior experience at Endo Holdings LLC from 2023 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with a forward-looking approach to build model asset allocations, and recommendations may incorporate an ESG framework.

Gary Yung is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Morgan Stanley, Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework.