Ingrid Veras is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she provides behavior therapy to children with autism through a nonprofit organization. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client financial goals.

Jose Rodriguez Rodriguez is a CFA® charterholder with seven years of experience in the financial services industry. He is currently a financial advisor at UBS Financial Services and has held prior roles at Morgan Stanley Smith Barney LLC, Santander BPI, Broadspan Asset Management L.L.C., and Wells Fargo Advisors. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending solutions.

Amy Lawrence is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. She previously worked at Bank of America and Merrill Lynch from 2016 to 2023. Outside of her advisory role, she owns several small businesses including a fruit sales company and a property management firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Alexandre Ulvert is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at UBS Financial Services since 2010, following eight years at UBS International Inc. and a total of 30 years at Painewebber Incorporated. Outside of his advisory role, he serves on the Board of Governors for the Key Biscayne Yacht Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor plans to clients' goals. The firm operates as both an investment adviser and a broker-dealer, with institutional trading capabilities alongside wealth management services.

Cristian Izquierdo is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2018, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones from 2016 to 2018. With 10 years of experience in the financial services industry, Cristian focuses on retirement, income planning, and building long-term wealth. He emphasizes trust and transparency in his approach and aims to help clients develop clear, personalized strategies that align with their goals. Outside of his professional work, Cristian enjoys activities such as cars, hiking, kayaking, motorcycles, reading, and volunteering.

Julian Gonzalez is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2017, and previously worked at Citibank for two years. Outside of his advisory role, he is owner and partner of a real estate investment management entity managing his own properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

Thipparat Tesseo is a financial advisor at Wells Fargo Clearing with 11 years of industry experience and holds a Series 63 designation. Their prior work includes roles at JP Morgan Chase Bank, N.A. and Fidelity Brokerage Services LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 advisors. The firm combines in-house research and third-party analytics to offer both brokerage and advisory solutions, including comprehensive retirement plan services.

Adam Carlin is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the boards of the New World Symphony, the University of Miami Board of Trustees, and Dolphins Challenge Cancer, engaging in activities related to fundraising, business development, and finance. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning and offering access to various investment and estate planning strategies.

Carlos Rodriguez is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at HSBC USA NA and JPMorgan Chase. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of investment adviser representatives and third-party managers.

Mario Antonio Eloy is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held roles at JP Morgan Chase & Co., Coldwell Banker, and several other organizations. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves retail and institutional investors and manages a variety of investment vehicles, including registered investment companies and model portfolios.

John Wetzel is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley. Outside of finance, he has experience with Boston University Fitness and Recreation and the Wianno Yacht Club. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Adham Kaibni is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Bank of America, Merrill, Banc of America Investment Services, and Morgan Stanley. He is based in Coral Gables, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial solutions, including financial planning, model portfolio programs, and participant-level retirement advice, supported by both discretionary and non-discretionary strategies.

Carolina Cosculluela is a financial advisor at UBS Financial Services with 28 years of industry experience. She has worked at UBS Financial Services since 2010 and previously held roles at UBS International Inc. and PaineWebber Incorporated. She holds a Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities to deliver tailored advisory services.

Ian Cueli is a financial advisor at J.P. Morgan Securities with a Series 66 designation and less than one year of industry experience. His recent work history includes roles at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities, along with prior positions at Protiviti, Robert Half, Inc., and Wealth Solutions. He also spent time at the University of Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Anthony Scicchitano is an International Wealth Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2011. He began his career in the financial services industry in 2005, initially working as an Analyst with an asset management firm specializing in fixed income products. Anthony holds multiple professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He is a qualified Portfolio Manager who provides traditional financial advice and manages personalized investment strategies, potentially incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. Anthony's expertise includes family wealth management strategies, international wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He is known for a proactive and client-centric approach, emphasizing clear explanation of the risks, costs, and benefits of each recommended strategy to help clients make informed decisions. He holds a Bachelor's degree from Florida International University, where he double majored in finance and management information systems. Anthony is fluent in English and Spanish. He resides in the Miami area with his wife, Christina, and their two sons. Outside of work, he enjoys adventure sports, golfing, soccer, spending time with his family, and watching movies.

Denise Abi Fadel is a CFP® professional with 24 years of experience, currently with Mass Mutual Investors Services since 2017. She previously worked at American General Financial Advisors from 2001 to 2017. Outside of advising, she manages a business that provides life, fixed annuities, disability, long-term care, and health insurance solutions. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements.

Bryan Schimmel is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has previously worked with firms including New York Life Insurance, Eagle Strategies, Monarch Grove Wealth Strategies, and Wealth Strategies & Insurance Solutions by AYC Capital. Outside of his advisory work, he serves on the board of Beit T'Shuvah, an organization providing alcohol and drug rehabilitation treatment. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

Hector Tobia is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at Bulltick, Santander, Fidelity Investments, and The Boston Consulting Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jason Ross is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He previously worked at JP Morgan Chase Bank NA for eight years before joining Wells Fargo in 2024. Outside of his advisory role, he manages rental properties in Florida. Wells Fargo Advisors is a national securities firm that offers investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory to evaluate investment options.

Jorge Salas is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2017. Prior to joining J.P. Morgan, he was associated with the University of Miami from 2013 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis, with clients retaining final decision-making authority.