Christopher Spurgeon is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2000. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm serves a wide range of clients, including individuals, pension plans, corporations, and governmental entities, providing wealth advisory planning and investment consulting through various programs and institutional services.

Michael Kindt is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 65 and Series 66 credentials and bringing 25 years of industry experience. He worked at Cbiz Mhm, LLC prior to joining Morgan Stanley in 2017. Kindt serves on the boards of several nonprofit organizations, including Charity Works, Inc. and the Homeless Empowerment Program, where he provides financial advice and holds the position of treasurer. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by proprietary tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage channels.

Richard Canter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Cetera since 2016 and has worked concurrently as a CPA since 1987, focusing on accounting and tax services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers multiple portfolio management and advisory services through a large network of independent advisors and provides access to both affiliated and third-party money managers.

Jee Lee is a financial advisor at Raymond James Financial with 16 years of industry experience and holds a Series 66 designation. He is also the owner of Kimchi, LLC, a family restaurant, although he currently has no active responsibilities there. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm offers non-discretionary financial planning and investment consulting supported by research and portfolio analysis tools, and it is notable for its public finance and municipal advisory capabilities.

William Cronin IV is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has one year of industry experience, including prior work at Morgan Stanley. Outside of finance, he has experience in diverse roles such as at Florida Atlantic University and Pro Football Focus. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets and serving a broad client base including individuals, institutions, and municipal entities. The firm offers wealth advisory planning and investment consulting on a non-discretionary basis, supported by an extensive affiliate network and notable involvement in municipal and public finance.

Melissa Jaeger is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 14 years of industry experience. She has been with Raymond James since 1999. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients, offering both advisory and institutional consulting services.

Ashley Matthews is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has been with Raymond James & Associates since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains public-financing and investment banking capabilities.

David Oates is a financial advisor at Primerica Advisors with 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2002 and also has a longstanding role at S. O. R. Inc. since 1992. Outside of his advisory work, he drives part-time for DoorDash. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program featuring model-based strategies managed by unaffiliated asset managers, supported by institutional custodians and overlay managers.

Don Reynolds Jr. is a financial advisor with Ameriprise in Palm Harbor, FL, holding Series 63, 65, and 66 registrations and bringing 49 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he owns Reynolds & Reynolds Private Asset Management, LLC. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement with substantial investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools overseen by dedicated teams to deliver tailored retirement income plans.

Philip La Freniere is a financial advisor at Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 credentials with two years of industry experience. Prior to joining Raymond James in 2023, he worked at Oracle Cerner for 11 years and had roles at Cognizant, J.D. Power, Jeenie, and Coach Piper LLC. He has experience outside finance, including involvement with a swimming coaching business. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and supports both retail and institutional clients with a range of advisory and fiduciary solutions.

Thomas Harmon is a financial advisor at Raymond James Financial with 15 years of industry experience. He holds the Series 66 designation and has been with various Raymond James entities since 2016. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, emphasizing tailored financial plans developed through client collaboration and firm research.

Richard Pimentel is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs, which extend beyond typical institutional advisory services.

Brieanne Case is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 66 designation and has been with Raymond James financial services since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Weston Smith is a financial advisor with Stifel in Clearwater, FL, holding a Series 66 designation and nine years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Kaitlyn Frid is a financial advisor with Raymond James & Associates based in St. Petersburg, FL. She holds the CFP® designation and the Series 66 license, bringing seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, institutions, and public entities, providing wealth advisory planning and investment consulting through various programs and affiliate networks.

Michelle Parsons is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She previously worked at Edward D. Jones & Co., L.P. for 23 years before joining Raymond James in 2019. Parsons also owns Parsons Wealth Partners, a support company where she oversees asset management. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a variety of implementation pathways and supported by extensive research and an affiliate network.

Susan Bentkowski is a financial advisor with Ameriprise Financial Services in Tampa, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Ameriprise in various roles since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm employs a non-discretionary implementation approach and utilizes proprietary research, third-party data, and algorithmic tools to guide asset allocation, withdrawal strategies, and Social Security decisions.

Sheldon Clark III is a CFP®-designated financial advisor with Raymond James Financial Services Advisors Inc. in Clearwater, FL, bringing 34 years of industry experience. He has been with Raymond James since 2007 and also owns Tampa Bay Financial Planning. Outside of advising, he is a managing partner of an LLC that owns the office condo where his firm operates and manages another LLC overseeing term life insurance policies for its owners. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored recommendations supported by firm research and extensive affiliate resources.

Joseph Guinther II is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at AssuredPartners and has experience in retail and education sectors. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting services.

Korisa Petre is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds the Series 66 designation and has been with Raymond James in various capacities since 2013, including roles at CitiGroup from 2017 to 2019. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including individuals, institutional entities, and government organizations, delivering advice on a non-discretionary basis with extensive resources in municipal and public finance.